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Step 1 Do you qualify$ G; B2 a6 Z V$ Y
To qualify for the survivor’s pension, you must:, k/ c7 b6 i& X! U
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be legally married to a deceased CPP contributor5 {8 d7 G6 M5 w% _+ y
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:
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% l( ?, v9 I. a. w6 f4 cwhether you are younger or older than age 656 \- r2 I; z2 N3 O1 L
how much, and for how long, the deceased contributor has paid into the CPP+ r" @6 _$ _. S1 R" L' C0 E
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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) j! A, q% f$ b: ]$ \2 aIf you are age 65 or older
" O" M0 C5 {" }+ F* U( iYou will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.$ f% [0 F7 o E5 H9 E: D, _
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If you are under age 65
8 n, i( C& V8 @% C6 zYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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