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Step 1 Do you qualify
8 m& p5 k% N& i* n' }" ]To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
& e' z+ j" y" T1 d, |" n2 E& t4 Qbe the common-law partner of a deceased CPP contributor
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+ ^; N [' `9 OThe amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
" h( H) F# j: @/ {# ehow much, and for how long, the deceased contributor has paid into the CPP* T" Y6 K" j, w$ }1 y9 X
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.1 Z$ ?1 t% g) E5 N: X" E
( \3 A' p) q- C4 wIf you are age 65 or older) g' x7 Q, d/ F1 [
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.6 g& V; x7 p" m% b) _; O( k* {1 u
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If you are under age 650 w, g% e, _6 a# y
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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