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原帖由 Homework 于 2007-3-18 13:03 发表( h! U. s M8 y$ E3 k
! m a# e: t# R& @, _, \这个方案有点过于激进吧?30万跳到60万 。。。
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9 ]" W/ h- @9 h6 Y/ j4 ^假设这个townhouse可以卖到30万左右,减去按揭剩23万左右,再减3万留作备用金,剩下20万。- ~6 X/ g. ? D3 _+ v
税前7万,税后5万多,1800负担过重。+ h% {5 ^/ G, `' k8 B
税后7万,1800x12=2 ...
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% J1 }1 j% U& \* R5 x如果已付清,目前工资 大于 7 万????
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now you can try
" \& |- A) s- a$ p50 W, a good used house or an average new house .$ w# @; a6 O% f8 x
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why 3万留作备用金? for what?7 F! h' Z7 f, Y) v
3 _- P" ]" V0 a) ~ u4 gyou should apply a line of credit, and use it as 备用金, after moving your new house.5 |1 h. z- s' M9 n
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50 W - 23 W = 27 W, so new house: 1600/month. |
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