) A0 L7 J( r& i1 y8 CIt is time to buy RRSP. I am planning to buy some this year. 0 \, z ^# _: Z
( Q0 K8 Z* w- \) U) l7 s; z# ^# sDo you have any recommendation which bank, or financial institute, and specific investment plan is the best to invest it?0 g5 ^% h* k! N5 Z" c Q& n, T6 H N
Too many choices. depends on your risk tolerance and duration of investment & X: a: o- s4 n1 L/ D- C- C3 x0 j0 i$ P6 o! q
If you are happy with 2-4%, I suggest standard GIC from any bank. Manulife advantage account is offering 3.75% per year for very short term (10 days etc.); K$ K6 s3 Y. L8 G( b
: }6 _4 r. H- M4 UFor longer term with inestment protection, I would suggest Seg fund where it guarantees up to 100% of your investment on 15years or longer term. The guarantee moves up accordingly to the daily market high for few years and you can sell at anytime with no obligation. ; {; l# p. k. k5 ]% r, s/ q. S' h0 V) U }
Or you can invest into Income funds that generates fixed income (slightly higher than GIC) or equities as accordingly to your risk. High risk, high return. 9 _3 S; F% R$ U! A$ O' H ) i9 y& M$ Y; h6 ^[ 本帖最后由 精打細算 于 2007-2-6 13:25 编辑 ]
6 Y9 _, x" A; h2 c4 b' M : k% U3 m: F) G3 n/ | 2 M$ P3 Q+ D- ]. m) i) U3 R ,才知道呀, 精打细算国语,粤语,英语均流利。现场同声翻译的哈。 # ~" b9 m; {+ Y7 H0 ~( R H6 b' n2 r4 E$ P! b2 t2 o. m, f
俺也是才知道,上次去华人服务中心挺税务讲座才知道的。绝对全才。