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http://news.wenxuecity.com/messa ... -gb2312-356796.html
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t: q( g n$ F) u& ?1 R湾区生活大不易:见识一下双职工年薪十六万的幸福生活 我爱我家
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湾区双职工年薪十六万幸福无房族的生活
+ S C7 c$ {! J( R1 E v. ` d3 L作者:AppleRocks 于文学城我爱我家论坛
5 J% F( |8 M( T- u& j5 E' ^工资比上不足比下还行。 两人四十尚不足,三十已有余。一博一硕无小孩。biotech and high tech工作。存款四万多点。
( H9 |0 Y5 m+ \5 `+ C2 Q# h养了两辆车,一辆Mazda, 一辆Subaru, 贷款每月$400
% v' d8 S9 `+ w# F5 H+ F8 d. q(最怕被人称为Camry, Accord owner,又不富,又不酷)。
J3 A8 |& V# e l& N! b$ a2 Z吃:每月超市Safeway/Trade Joe's $400, Whole Food $200); 偶尔永和买些中国调味品,食品什么的,S50; Walgreen/Walmart 日用品$50;也去Costco, $50.
/ x5 {4 X8 Y1 ]( J) x6 a9 D1 `/ ~外出就餐 (西餐70%,中餐30%, 中餐的顾虑是味精太多,所以很小心, $200 +$50 (小费给的很足,20-30%)% d) \& D6 {6 ?, P6 I7 |
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穿: 正尔八经衣服大部分在Banana Republic/Ann Taylor Loft/Macy买,有时也去Gap买Jeans, T-shirts, casual shirts, cargo pants/shorts. Average &300; Gal/guy cosmetics, $20; Hair cut/dry cleaning/laundry $80.
, O1 a8 M) |0 f用:Book store, 喜欢去Borders买book/CD/DVD, $100, 也去书源(Soyodo), $50; Gas/public commute ticket. $250; Car/life/Health Insurance/Co-pay $350.
$ p4 N- J. P, \- Y3 G3 M住:One-bedroom in an APT complex with pool but no gym, rent/utility/phone/internet, $1200,close to downtown.
! t+ V1 X2 N: ~3 S玩:大约每年五千,算每月$400.
. h" q( L- H9 q! t5 c: d+ p5 @! ZShopping: annual budget for electronics/computer/software/cool gadgets, $5000, 细算了一下可能还不够。 每月就算$400. 为我们都是苹果迷,所以Dell之类的低档货是绝不考虑的,家里有几个iPod, 几台苹果电脑,总价可能超过许多有房族的所有家具电器价格(文学城我爱我家论坛)。- q5 l+ o: Q; ~4 j0 d) }0 g, u2 U
Donation/membership/Journal: $100 W6 N* C% e5 h% h& u! q. |- o
这样下来, 每月at least $4650. 1 x% O9 w1 e4 } g. n9 F8 `
无论老中老外,认为我们过得还算潇洒。
N9 j& Z% O2 z/ s& B再减去401 (maximal) 什么的,每月能攒一两千就不错了。8 A0 s- t8 A' `
" z# g4 R4 r, E* Q" y9 W湾区买房?对我们来说有点渴望不可及了。只好放万把快钱在股市上了,也不知什么时候能翻番变成downpay。
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8 u- ^ f+ [, k4 H- S) {/ c% n不过有一点我们很 certain:
) S4 g1 W5 ?' L1 `When we look back, we will be happy that we have enjoyed our life while we are still reasonably young.$ y( K4 w& H, n
We are happy that we are just lucky enough to experience Bay area life. Owning a house or not really is no big deal for us.; @) @0 B4 W0 P. ~3 o( T$ R: m
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当你成为一把老骨头时,守着百万存款大房有何用呢? |
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