贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
  `  S$ v0 A, q6 |
. i8 W/ k. P, H& W- p$ Q: h/ Q/ K. ~Just in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...