房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
" J8 P) k6 d/ o' {, N, V* u- A
$ N8 C) E, E- z( L' ^" kBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
4 V3 g/ y# F" D$ M% iThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
: ]3 q& R9 n" v! N1 }不是基准利率涨了，是银行减的少了，原来是p-0。7
1 a! C/ x% l$ s+ _$ W% H& w# M现在只有p-0。6

年底现象，没事

xexe