房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
. p  a: M. m, k$ r8 ]现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
4 a+ y3 i* X4 Z  h2 [& Q
# u# w7 e1 L; }$ @2 bBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

! Y9 \0 o; I' ]- H$ [& p( y% l: P理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
( ]9 e/ A; ^. y+ M9 V2 O& X不是基准利率涨了，是银行减的少了，原来是p-0。7
" ^. O* k9 ~5 e. d2 L; B( m1 J现在只有p-0。6

& X$ G: W/ X  Q& p' p* n  k& n0 A年底现象，没事

xexe