房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
9 [( p8 X$ v# V0 P1 I现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
0 z9 d# e8 H# b$ Z% k" B9 I/ g0 P
2 S5 y& @0 O0 I- MBecause everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
/ k2 b& p, k6 ^0 UThe bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

( k$ q  {8 Q6 t' f$ i" Q3 j% c! q
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
3 U' p- P) N+ g; ^- x: q不是基准利率涨了，是银行减的少了，原来是p-0。7
! |  X! Y( q1 a# @4 R/ x现在只有p-0。6

* q0 y8 N3 B) _1 a8 e年底现象，没事

xexe