What is the Stable Chronic Condition (SCC) option? 4 t3 K! l1 b d# |3 k! YThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible). ! X2 R/ M! ]* r2 y9 A! Z; P& CWhen the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic , i* e9 z$ A' N; y, w6 {* T; Y9 Ccondition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and ; i& ~# l: w! ]2 p( f) p. f# F• there have been no new symptoms or change in symptoms; and/or 6 U0 [# C: _9 L, M' u* I• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. ) E; u! o: H( J1 J9 A0 J( cIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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