What is the Stable Chronic Condition (SCC) option?8 _# x- m1 a4 E' x% g# r7 v' i
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).* q% R) D( s) j% D, f! k
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic7 U5 L" W$ Z9 F7 `4 R/ ^
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and3 Y6 H: [- `& X7 w" y0 l: U; j& O$ m$ Q
• there have been no new symptoms or change in symptoms; and/or . r# _: U+ j" e9 L* q9 w• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. 2 L; C7 O% a/ RIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.
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发表于 2014-4-13 22:34
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