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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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You and your spouse can each borrow up to $20,000. ' g2 M7 V, W1 Q
The funds must have been on deposit at least 90 days before you withdrew them.
* V) l$ z2 F, J7 O9 i9 A/ GAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
% ?( D4 j; t$ I# ?3 l: s  l. n5 I& hA signed agreement to buy or build a qualifying home is required. ) k  E1 K# t; z; B! F
You can only participate in the program once.
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发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表6 [0 q. |8 B& ~; R9 }
The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: ) N6 h. p% e/ u8 w5 X4 ^* d

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You and your spouse can each borrow up to $20,000. ( ]6 `5 Q$ d/ A" c  y! G
The funds m ...

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我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表; r7 h2 A5 c0 b% r9 S6 U
怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...
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9 s+ v  t3 C. a  y6 g' P- ~Good Question!0 F( ~2 K+ O: R& U
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我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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