insurance injury adjuster from drivers involved in accidents called trying to settle down. 8 r1 i" x3 k; M- O% e6 p - p2 D* z( b+ p7 n' jI think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. ( k7 b2 ?$ ^. f7 M - R) G7 n0 l% h/ m7 j0 [) cthat what an insurance agent told me.