insurance injury adjuster from drivers involved in accidents called trying to settle down. 3 d4 V$ |/ J* Z% D4 S: D! J' B ( i5 o% W# i7 x5 II think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. & O# A a/ H9 `. H# u; \4 [$ Z' L / | j6 z- z5 E9 t; a5 zthat what an insurance agent told me.