insurance injury adjuster from drivers involved in accidents called trying to settle down. u. @1 g x$ f+ y0 H . d7 k0 O: i6 Y+ e* a# g# k! @I think the maxium they can pay for the pain and suffering is $4000 cap ( new law in alberta) plus some loss in income and household chore. around 7000 bucks. However, it takes more than a year to settle down. & B0 W! f* i N% P8 b ; v. ~8 e/ B- |( i$ qthat what an insurance agent told me.