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原帖由 过路客 于 2006-2-7 08:04 发表) j. t3 p4 x' _0 i; R, [8 U2 i' B
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? 8 S5 i9 x# g( D' B
House Price = 280,000
7 D7 S p$ L) _7 ?Down Payment = 98,000 (35% of total price)
- q9 q' D' _' V" s# X' q3 fLOAN = 182,000
" H7 S; y# N3 {( m% FINTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
! X1 X4 L) N( g A# }$ b1 w$ o NYEAR = 25 : B: j2 I, v- y; L
MONTHLY Installment = $1,034
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+ \, d7 O% ^9 x6 vProperty Tax : $250
3 {" R7 o' ^3 e' h+ YGas+Elect.+Water : $350
( k' e7 N! s( ?: u3 ZMisc. cost: $100! x7 f( _; R" d* D6 M2 k B
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$ m1 h5 {' p x0 z' j' D" O3 |. ^: T tTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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+ O2 M4 \9 I" N5 k5 W) |1 c[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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