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原帖由 过路客 于 2006-2-7 08:04 发表
( H p+ I1 }% a请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
& K }* Q! [0 j& EHouse Price = 280,000
2 a# r3 @* N* k% qDown Payment = 98,000 (35% of total price)/ I& J1 H: `8 t: u `
LOAN = 182,000 5 c- q1 U4 W, u I& K
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 1 Y$ k' L+ F; B% Q9 Q1 T) q( H9 J1 k+ O
YEAR = 25
' m' d' K9 F0 y3 iMONTHLY Installment = $1,034 % I: V# T, n0 r4 Y+ E; ^. q
& ^5 h! \5 d- N4 S+ c( ?Property Tax : $250
% Q1 O7 W* L: l6 Y8 Z4 p" LGas+Elect.+Water : $350
( D0 L% Y+ O s6 G1 I1 Q3 ]Misc. cost: $100
/ y t+ M& `6 z______________________________________________________________
5 S2 q' U( C' u1 [7 _5 |6 RTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)( Z0 y: `0 _+ q' w6 n! ~ Y# E+ p
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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