 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
4 t/ b- d2 u/ u- a+ v8 u请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? % Y- ~+ i! X) _
House Price = 280,000
0 ~; K1 `3 Y3 k& iDown Payment = 98,000 (35% of total price)& \- s ^! T+ c M$ ]
LOAN = 182,000
% i" ?5 r B: R. Z$ x/ e: |INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 3 E2 ^1 g5 Z9 N2 q9 d5 A& A5 H; p
YEAR = 25 ) a6 g" E( e) r
MONTHLY Installment = $1,034 " I3 |" a# [2 \2 h: Y" |0 @
. L! K. g, Z- P4 Q0 q
Property Tax : $250
. y9 U' R% A$ q$ Z6 eGas+Elect.+Water : $350. ~0 H% k6 b8 r
Misc. cost: $100
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9 j: E) A8 X- P; Z% ?5 }, wTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)
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. ~: Z, D/ u6 C, V1 _, `[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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