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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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9 q4 V; ?) Z' \$ I9 [9 d* tWhat kind of account did you have in your mind?
% B0 n( Q  A. {  k3 F; |$ A你想开哪种帐户? ' F$ `' H9 R( b5 E

/ i8 A$ U: q; E) t/ i$ y+ }& oDo you like to open a current account?
$ z4 d5 ~! D& E3 L( {你想开一个活期存款帐户吗?
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+ C5 Q) H- b; `+ _A deposit or current account?
. @. |, X& H; u. @' J8 r定期还是活期?
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Please tell me how you would like to deposit your money.
0 r  x- E2 w5 H5 g! l请告诉我你想存何种户头? 7 j# R  Y% w7 f9 \+ Q0 t

# s; V$ Z* A! p# zThere's a service charge for the checking account but no charge for the savings.* a! i; V: y  Y% @" r
支票户头要收服务费,现金户头不收。 * \2 v' U! Z) y; F. e/ s: `6 f( J

4 A+ a" u/ q6 B" e* L1 k( V5 ZOur minimum deposit for a savings account is 100 dollars.
! a5 F9 I# |/ r9 i. c  W我们储蓄存款的最低存款额是100美圆。 ; d  w: y/ Q* b) Y+ n* n

4 ?" a. V" D7 {/ r) ?0 @Five yuan is the minimum original deposit.  J8 f; _1 E) M% _+ b1 J* K
最低起存款额是5元。 " v' a2 p0 O2 ^* Q: N! {

6 |  d% o% W. o2 F3 yYou can open a savings account at any time with an initial deposit of 50 dollars.
$ M. d+ h4 c" y  ]+ W7 C你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.( r5 d4 D. Q( C+ G
甚至一元也可以起存。
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
' z$ R- G, h* A0 y" j! N- a! z这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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9 I& M: i; n6 H3 W* zI should like to open a current account.
4 x5 ]! G, }4 A我想开一个活期存款帐户。
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0 \& @1 H7 G8 R5 \' X3 FI need a checking account so that I can pay my bill.
; |( m9 S, e# e2 C9 e我需开个支票帐户,这样就能付帐。 . X% X% z1 D8 M0 Z1 ]2 [- R

! Y; l" P; f# x0 U/ ^1 MWe'd like to know how we open a checking-savings account.+ J6 u% ?* E" N1 p" w( T& e8 A# X
我们想知道如何开一个支票储蓄帐户。
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- x- B$ h5 K8 \4 `+ n' ?$ `4 |I have a checking account here.
) x7 P1 o. b$ Q  Y1 M! R我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
5 R) s6 T. c9 x( Z: G, L我想要开个定期存款帐户。 8 R$ u) j$ b5 C  S) ~9 {

6 n' J& Z+ j$ e+ ?Can I open a current account here?
8 g. t! S( s2 o3 @我能否在这儿开个活期存款帐户? 3 i6 y6 ^% o7 F0 z3 n( n

% @% Y! }1 |: _  B7 e( v) @. BI want to open a deposit account with you.) _1 I( K: }( P5 d6 C, Y
我要开个储蓄帐户。 ' i6 J  p% ~  A3 V0 M

! G# K- w6 m. `3 T% t& c  QI'd like to open a deposit account with you.
( r! Y  w$ I, C我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
0 s. t" ?# d# k+ z( l+ X" o请告诉我储蓄存款与支票存款的区别好吗? : o- q! V- d) L0 K

* v# k  _1 h  U5 x' zPlease tell me the procedure for opening a savings account.
9 \: a6 t* g2 I5 D6 U& @请告诉我开个储蓄帐户需要什么手续。 ; W) Z  V6 @( S" u6 ~7 v/ [6 M+ g
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Will 100 yuan be enough for a minimum deposit?
0 W+ w, u3 l: k7 f7 y* X100元作最低存款额够吗? + v& l; g0 @  [5 O

! U3 T0 Y% L$ W0 G, OI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
0 h8 D& w+ l! Z( Z7 ]( H9 F我想知道开一个支票帐户200元存款是否够。 * l/ M+ ^  n8 h# N; H$ h9 P& I
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Could you tell me how to operate this account?
, o: m- G% _- `+ c请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?3 ?, ]1 W1 h) I* u
第一次储蓄有最低限额吗?
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% o6 m( [9 O& a+ r# y7 O" d$ {How much does each account cost?
8 a2 M" {. d( t每个帐户要花多少钱?
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% s  s9 E: N7 gUseful Phrases
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current deposit, current account 活期存款4 y! p6 \# I% q4 p6 F
fixed deposit, fixed account 定期存款
0 |5 V# m4 L7 r! q0 q3 y$ Efixed deposit by installments 零存整取
# ]$ n/ ~/ q4 [6 D1 g) G4 r" c# Ojoint account 联名存款帐户7 e$ B* V! e3 N
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款) M3 u+ W: P3 U, ~" X

/ b! A  A  E9 G* z& V. @' K- VHow much do you want to deposit with us?% l$ C+ E/ s+ m' n; m6 `; r
你想在我们这存多少?
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1 m$ u, d: x+ Z7 ^& aHow much do you wish to pay into your account?+ w3 ?/ G& P( @6 N# i/ z, m+ `
你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
+ W6 F) q$ |7 [6 g你计划在你的户头上定期存放多少钱?
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3 C0 e' y& r. X, {( qHow much cash do you plan to deposit in your account?
3 z4 u* j4 O7 u你有多少钱要存入呢?
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2 K' j, E" I) V% b  ~I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
) S% N& T2 _* v% A' W* B我认为你可把钱存入银行,或留在银行暂保管起来。
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5 `6 T# d( i% k2 dWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
  y9 `* R: Q! z. c' i5 t* Q  ?, w请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.  N4 l9 [1 w9 Z  ~
我想在我的户头上存300元。5 c9 {, j  P$ I- U0 ^! `
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I want to deposit these cheques in my account.
+ O5 k# S8 E; O% I$ u+ {3 I  Y& a我想把这些支票存在我的户头上。
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( ^8 v' N1 Y* T% q; N" QI'd like to pay 200 yuan into my deposit account.
, Y4 G/ U* G$ ]1 Y+ T+ U我想在在我的定期存款户头上存200元。5 b. c) U. Q# o5 f4 u2 `

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I want to deposit my paycheck.
" }. ~. |0 c2 ^* Z我想存入我的工资支票。6 M( N6 F$ U6 W; h0 a" L' b
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9 {' x" A0 W8 G, s) ^# W4 ~I'd like to know whether I can cash a cheque here.
( T9 W. a" a* X我想知道我能否在这兑换支票。2 g& U2 W4 K( \# e

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Will you please cash this traveler's cheque?
4 R/ i; L$ I6 `' o请兑现这张旅行支票好吗?
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1 z1 a7 e+ s8 K/ w& y' p( y5 H* |I'd like to cash this money order.# J# H) T  D9 D; q, w6 n$ T# W( N, ]
我想兑现这张汇款单。! r* {" G' L5 O& d& }
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I want to cash the balance of a traveler's letter of credit.0 O* G' \$ N2 h* g. X4 J8 p
我要把旅行信用证的结余兑现。
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2 R- x4 V& L2 q+ xWill you please tell me whether you charge for cheques?9 B% {8 K. Y0 M
请告诉我兑换支票收手续费吗?1 F2 E4 u% d5 K

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9 `/ O6 e; l$ p* S. c8 cCould you tell me how much the checks cost?
( r0 K! {: L) I7 K) d; z请告诉我这些支票要花多少钱?
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What if I overdraw?
/ x* K; X5 n. r- c% i如果透支了怎么办?
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$ e5 N4 D1 `, Y: d+ ]Please sign your name on the bottom line if you want to cash the check.
' Z2 v0 l) Q9 M  C$ L0 q& {0 K8 `如果想兑支票,请在底线上签名。/ N) T) t  `4 x, h

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Please write your account number on the back of the check.: x" S) o5 H, _0 T. j2 @: z9 D- M& N8 q
请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
. N" L* Q4 S' [* P' `" o9 {我们承兑这张支票的透支额只有5元。) t& \; v( I* o$ T$ {
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+ U9 B; G* I' ?$ _* p. w. bPlease endorse the cheque.3 n2 f6 q9 c% v2 l! A' n
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
% V, p1 z6 K0 K+ K1 Z+ G旅行支票手续费是购买总额的1.5%。
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$ V- U# K) H% x) D0 THere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
. t! g8 v) G9 [0 ^1 H9 l9 P这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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8 o" v) g4 h4 o) m) k7 X  vEach cheque you write will cost 2 dollars.4 |0 J0 U' l( l+ s: g3 @
你每开一张支票将花2美圆。- w! k5 X- l5 B
 
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Useful Words and Phrases
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account number 帐目编号
& C+ r0 l( ?3 q+ ]depositor 存户  R$ G, I6 Y2 ?. n; S% u5 X
pay-in slip 存款单3 t& ~( ?7 v9 `8 |7 D/ N$ ]( d
a deposit form 存款单4 }. J8 g  m2 q+ N- F
a banding machine 自动存取机0 u- n' y* B" u0 E( P
to deposit 存款1 y/ c. ^# N* g4 V; W
deposit receipt 存款收据; j4 {" ~6 @" |( s/ v4 q
private deposits 私人存款8 d' X) U$ X! c0 \0 _& g( P3 Z2 w
certificate of deposit 存单1 {7 v9 x9 {* g* k; K
deposit book, passbook 存折
$ ~! }  d$ \. N; f% ?; Wcredit card 信用卡: _. g# j' u/ F- n5 `6 Y5 M& _" h- Z
principal 本金
, L: [  @6 r: C5 Z5 Hoverdraft, overdraw 透支. D6 G. {+ S: [6 P" ~8 V9 m
to counter sign 双签$ M1 Y; Z  c7 a. p
to endorse 背书" N+ T/ I( W0 t; F$ h; A8 G" B
endorser 背书人
$ O; P+ G/ r3 M) @* N: V  g$ dto cash 兑现
- @2 r! @8 Z1 [4 z+ rto honor a cheque 兑付
6 ?' r' g0 `8 |6 N" \to dishonor a cheque 拒付
4 V9 ]; f) r2 U, m4 Jto suspend payment 止付, t% x( p; z5 \% P: M0 G, m) o
cheque,check 支票
* f- s2 ~8 x+ E) }cheque book 支票本
% y6 B! Z* l2 N: j2 @order cheque 记名支票# Y- H: F/ F1 a0 Z0 ?/ c; p3 A
bearer cheque 不记名支票
% Q; {4 [8 z  Dcrossed cheque 横线支票5 Y# M' o0 P! S; @  y6 S
blank cheque 空白支票4 s0 Y3 e1 w3 W( J% G- M% n# W
rubber cheque 空头支票( G3 |! N2 ], ^" K4 Y6 D
cheque stub, counterfoil 票根
- S  g" G/ E0 i. Rcash cheque 现金支票+ o$ |. p- _; h6 D9 M9 q
traveler's cheque 旅行支票
9 p* _: g+ u9 Q7 q- p& Icheque for transfer 转帐支票5 q9 x4 U1 [/ _7 D; x6 M
outstanding cheque 未付支票
* P/ w, R' J! m' U: f4 Jcanceled cheque 已付支票  l+ T. ?$ n( r( Q, T7 U
forged cheque 伪支票
, M3 V3 u2 q, {* \1 XBandar's note 庄票,银票
大型搬家
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余
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5 M/ r$ ]# M3 d# P- }I'd like to know if I can draw on my account for payment of things I buy in Tianjin.: u$ m* H/ a- r. {& |
我想知道一下我是否能提取存款来支付天津购物的费用。+ u, A2 w3 n" K. a' k; F7 d

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' ?* e4 V, X9 y  KI want to withdraw 200 dollars from my deposit account.
" Y' E( f. Q8 K' z我要从我的定期存款中支取200美圆。+ M3 v& C( k! G0 p6 h! ^1 r

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* P; V) B+ u0 O$ K) w8 Y& jI want to close my account with you.$ P* Q* \" ]: P/ z1 B
我想结束在你们这儿的帐户。
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+ b( r, v0 ]3 H8 ~+ ?I'd like to draw 100 yuan against this letter of credit.
  s3 q0 G. c- k4 m. V我想从这份信用证上提款100元。
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% r0 b5 z+ }5 k0 qMay I draw money against the letter of credit here?& D. Q4 M- P% z* k- O
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?8 G8 m; ?  W. _4 S: O
能否把存款结余金额告诉我?
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( O. S7 O2 ^4 {/ l6 y! E" M2 n' TPlease let me know my balance.
0 |* f- D* h2 `# y0 x7 T请告诉我结余金额。' p3 u% K0 L7 D& n. Y2 R

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. V  i5 T4 Y$ \: w" ]9 T; [( r2 ~. NI think you can draw on this account by cheque in payment of goods.5 i' C# W( F3 P( P
我以为你可用支票提款支付购物费用。
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4 Y1 g  d1 p3 GYour balance at the bank is 300 yuan.
" G3 j4 e: |$ U% K4 N你在本行的结余是300元。
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, X: _$ h7 p+ U0 o/ E. Y/ EYour deposit is exhausted.
" q8 l# |5 I; J! f" K你的存款支净了。5 F. X" X8 I7 k/ o! M$ J, w7 W5 ?+ Q" D

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+ A! K7 V- a" u1 w5 Y7 Y7 ^Your letter of credit is used up." a; M" A' v. }$ b- V' Y. l  Q
你的信用证用完了。) a, B/ ]" h/ }- T/ p

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Please tell me how you wish to draw your money.
2 F/ |; [7 l2 x6 e. v请告诉我你希望怎样支款。& j) R6 m6 c- I$ q! u
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  x7 F" `8 h* E' A. eFill our a withdrawal form, please.
) o: L0 c0 y; F请填写取款单。7 b1 w# t$ Z" e6 u

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+ J. p  `5 x. |/ w- x6 wThe letter of credit is exhausted./ B6 F& `( k6 t, N$ K: R
信用证上的款子已提清。
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The letter at Counter 6 will pay you against your number slip.% ~- ?4 `& I$ g; Z; X, T" t
六号柜台的出纳员将根据你的号码牌付给你钱。 + D0 B+ [& D7 Q1 G# O
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8 p# O" ]) B* fUseful Words and Phrases & w8 W' r5 ]2 g5 ]! {1 Y' r
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6 n$ g4 V' d2 x, Q% Y& Tto close an account, to clear an account 结清! K3 x% i5 i4 z0 B, ]
to draw money 取款/ G$ i6 R% l- g- K1 n- n9 O. Y
drawing-out slip 取款单# f: I) B! Q6 ~& x
the number slip 号码牌, z) r9 H" \. @  R& g5 |
a withdrawal form 取款单: |7 l) p/ t4 i4 n$ S
to fill in the receipt in duplicate 一式两份填这张收据
1 O/ H% T4 R" |+ q! v  V& Mteller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
6 p6 Y8 c/ T0 |; y! _好,已收藏!

9 I5 i9 b! i' i+ b  oMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
/ ^9 x) P; |( J. r# f
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
路过~~~~~~~~~~~~~~~~~
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