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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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( f( \7 c/ c2 N* H* i0 l0 O. BWhat kind of account did you have in your mind?! O/ [# v" \3 I" {1 |% d: h
你想开哪种帐户?
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+ D$ F7 y, M; m) ODo you like to open a current account?) l! S1 V( l& i) C; N. E
你想开一个活期存款帐户吗? / f1 R3 r6 R9 y# Q- {

1 `6 E# x: Z" k! n; \! aA deposit or current account?6 R( }4 g, ]; K& Y
定期还是活期?
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Please tell me how you would like to deposit your money.: A* |7 X4 U7 z- {, u0 k9 `& B
请告诉我你想存何种户头? 6 O& o6 ^+ \9 d( o

6 [# m/ W7 I9 H$ H$ z6 w6 VThere's a service charge for the checking account but no charge for the savings.
/ _# ]9 R+ Y, j/ Q支票户头要收服务费,现金户头不收。 2 n/ A9 ~( l3 n* J. g& T1 P
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Our minimum deposit for a savings account is 100 dollars.8 R" u. R# i2 l! ^' E
我们储蓄存款的最低存款额是100美圆。 , Q* n5 o) s/ z- ]+ I

+ }. D: s+ Y3 S& a3 `Five yuan is the minimum original deposit.. a) j* t- R% J% |" h
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars./ S' b4 V) k2 l! W8 t3 \
你可随时以50美圆的起存额开立储蓄帐户。 ; y  I/ w# ?% d1 m: i% @- }$ Q( c

  q4 L7 @; r' t4 QEven one yuan is all right.! P$ q2 |5 C4 x/ u4 F! {. n  Z  l
甚至一元也可以起存。
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  ^" x6 b# ^8 r$ lHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
& z' a( e2 |5 G, p2 u6 T这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
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- U0 A/ o8 _# x- S& TI should like to open a current account.
$ W  A) P# y" |* p" D4 j( |: M( J. Y我想开一个活期存款帐户。 ( q0 ]4 }# _. P7 C$ x
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I need a checking account so that I can pay my bill.
. ^; K  h+ I: _2 ~" n, j7 p4 E$ X, v我需开个支票帐户,这样就能付帐。
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( J1 n6 W+ y% A+ C- Y$ `& GWe'd like to know how we open a checking-savings account." U5 T5 e6 l( w& M7 L7 q
我们想知道如何开一个支票储蓄帐户。 0 W1 B" v, Y( }- w8 N/ v
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I have a checking account here.5 u5 q* N! d) B& Y+ Z
我在这里有一个支票存款帐户。
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! p7 h# z# L7 u+ N. _I think I'd like a deposit account.. m+ s# ~) n7 H/ @% h# ^3 c6 j
我想要开个定期存款帐户。
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  E1 `6 I0 o3 H* QCan I open a current account here?7 F7 u7 o$ S: I' F
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
7 m8 _0 [. ^$ R2 b0 A% s我要开个储蓄帐户。 . {5 e5 o$ j' _& Q" M/ ^3 l
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I'd like to open a deposit account with you.5 C. J. @, \6 ?, X" g
我想在你们这儿开个定期存款帐户。 2 s; k& B+ @! t8 X; e1 ~$ I1 A

, r7 R1 U# p/ [7 ZCould you tell me the difference between a savings account and a checking account?
) j) Z# x2 R$ ]请告诉我储蓄存款与支票存款的区别好吗? 8 w$ V( u* F6 @& w/ P! p0 l  F. A

0 R6 o6 l% g0 ePlease tell me the procedure for opening a savings account." R3 J* @1 H# g7 }1 G
请告诉我开个储蓄帐户需要什么手续。 0 @) C; u( p  l3 b

( D7 F. o- i9 f9 j( \Will 100 yuan be enough for a minimum deposit?7 j* Y4 {5 j- ~& n9 g8 ~# [
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
" U1 e4 Q3 \% b+ ~3 {3 f我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?$ B8 K0 R2 x- r' B3 |* B( ^
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?
% a: t- M/ D  {) i& _第一次储蓄有最低限额吗? 6 Q' ?5 u0 q" Z# v$ N
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How much does each account cost?& |7 E( G& y+ w. `# p
每个帐户要花多少钱?% k9 s9 N4 q/ r8 Y; X
 
8 k9 w1 _( E2 p# Y8 j% vUseful Phrases
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! g2 Q  [) {. p9 X5 s% i; ?1 j" f8 Lcurrent deposit, current account 活期存款
" a+ q- D7 _8 q8 |' rfixed deposit, fixed account 定期存款  }& i$ G2 d+ f: o" w4 }+ ]4 h; E
fixed deposit by installments 零存整取
  W' ?0 I( ?* K' r8 Xjoint account 联名存款帐户
/ O  A4 U+ o3 Q) ~" @to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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7 {( [3 f/ @9 S' ^# X3 v: N, D7 f+ n( r; {How much do you want to deposit with us?* I+ {+ w; ]8 r9 G  n+ r- [
你想在我们这存多少? 1 z( |& J9 I- l

% O2 f: j; U; [2 H) gHow much do you wish to pay into your account?
/ v! D$ C8 H0 g% v  S$ {你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?9 E4 Y4 d% ?5 U) `0 R
你计划在你的户头上定期存放多少钱?
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How much cash do you plan to deposit in your account?
- _4 w2 v% H6 ~" Z! Q$ M你有多少钱要存入呢?' R' j7 Z4 I- @% t

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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.+ ]) [, M# v6 C& ]+ W
我认为你可把钱存入银行,或留在银行暂保管起来。
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! N; G) l" l( A: n5 \: aWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
9 x( O- Y5 p1 e请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?2 T& [) Z9 q1 `
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I want to deposit 300 yuan in my account.: u, t! h  l$ _
我想在我的户头上存300元。
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& `+ E" y. J0 t& hI want to deposit these cheques in my account.' v: G$ ]! X0 U9 y
我想把这些支票存在我的户头上。) g  ^5 m* O# k3 [3 v
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I'd like to pay 200 yuan into my deposit account.
* A' J. }2 q2 X: R$ b我想在在我的定期存款户头上存200元。, `# S, R3 r. ], M* _, P; J7 A5 V

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I want to deposit my paycheck.; x$ q/ H0 o1 Z4 R
我想存入我的工资支票。1 b7 C. {; _% ]% T" C

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I'd like to know whether I can cash a cheque here." H/ w1 M0 h! Y7 |& `
我想知道我能否在这兑换支票。
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+ j! y) L% \- I0 B7 H4 c* e8 sWill you please cash this traveler's cheque?
6 |! P% {) @9 @请兑现这张旅行支票好吗?. z) W" F9 R# z4 N  A$ Q: N
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+ V5 p  t/ y* k# s4 O! eI'd like to cash this money order.+ k3 ]6 w2 S* T4 ]
我想兑现这张汇款单。
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$ N6 |% l; k* J3 c) _I want to cash the balance of a traveler's letter of credit.
6 J; H6 o8 o1 c. g  B我要把旅行信用证的结余兑现。5 ]. r  b$ V% H5 ?" z& ?/ ]
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! a: C& |" j3 i  i8 i4 i& J# A- W, T' eWill you please tell me whether you charge for cheques?" m6 i, k; G2 h& I" N$ Q" f
请告诉我兑换支票收手续费吗?0 @- r2 P6 T0 Q( d
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/ E$ \& S8 {( WCould you tell me how much the checks cost?: ]4 i3 z" e7 Z( K0 [8 P% w+ A
请告诉我这些支票要花多少钱?; a  y' I5 a# [- B

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What if I overdraw?
) q% f" S" `: q. s' H如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.7 d, L0 Q; e; p1 i1 p/ @
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.  {% F; P4 b' [: Z
请在支票背面写上你的帐号。* [: J& z( a9 y' h8 e+ m

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We honored the check as the overdraft was only 5 yuan.
; o" l+ B0 E+ g/ I- {" L, r' @* b我们承兑这张支票的透支额只有5元。
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Please endorse the cheque.
) |$ N) u6 P5 c* f/ k" }9 V请背签这张支票。
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) n1 e* x, H3 I: Z% eThe traveler's checks cost 1.5% of the total amount of purchase.
& q' T, F, t, p9 o' T0 g  K旅行支票手续费是购买总额的1.5%。- Q; w9 _: [# D0 E% _- N8 W

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Here's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
. _8 F* t8 g/ F& T这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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9 \# s: Z2 P7 V/ R; ~8 b8 h. gEach cheque you write will cost 2 dollars.' L4 L" p; L/ d
你每开一张支票将花2美圆。
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Useful Words and Phrases 7 H1 V# |4 [9 K6 z

. ~$ Z' v9 v$ \account number 帐目编号6 ~6 ]8 G# z/ W# d8 c& B& L# p' Q
depositor 存户0 S$ O* @3 v4 w6 G5 k# A
pay-in slip 存款单
% h8 _! N* M3 E% Ua deposit form 存款单
) [# j" {" l! r& D* u9 Ra banding machine 自动存取机/ f( S' m  f# P4 ^, D
to deposit 存款
" [3 y5 v5 s6 P4 J6 u; cdeposit receipt 存款收据/ S/ w! c% l  m/ M3 l5 G, L3 h
private deposits 私人存款. _6 ?! m. h) j" G, G
certificate of deposit 存单
9 Q1 @" A6 \! G$ ldeposit book, passbook 存折8 R2 j5 L6 N, F$ q/ x: g
credit card 信用卡! |$ u3 ]2 {1 k# r2 Q
principal 本金! V6 Z4 c+ C' {- P' ], a5 n3 B* w! L
overdraft, overdraw 透支
3 b( J" K8 I* L: o  Dto counter sign 双签
7 ]( ^( Z9 i; O) L/ w  u% f1 m2 E/ `to endorse 背书
) z3 O- D3 L* T0 l' |endorser 背书人
! {2 j0 y! j0 L' w- B* Pto cash 兑现- b8 Q4 S- q* m6 I+ y' ?
to honor a cheque 兑付
. q& L5 {1 n8 {to dishonor a cheque 拒付( ?1 z8 [3 D+ A' B- e
to suspend payment 止付
7 e, N8 i- ?# ?7 F0 b6 Hcheque,check 支票) P; w# W4 P0 ^& y4 P! b% Z. H5 [- `
cheque book 支票本  W! M! C! D* k8 h1 M8 ~$ p$ i
order cheque 记名支票
) }" E4 p' v8 @bearer cheque 不记名支票4 I" |8 Z' X/ N7 e4 i5 f$ z
crossed cheque 横线支票
% N! I; X) F$ _' m& W; `blank cheque 空白支票! K0 j! z' d' A" K. }8 k1 i5 S8 [
rubber cheque 空头支票
. B% B& ?, p' X) a: x* fcheque stub, counterfoil 票根+ |8 w+ k- B- x6 ^  F
cash cheque 现金支票9 [  i9 r6 w8 F/ J1 \
traveler's cheque 旅行支票! l9 }* E* F4 \* _+ y7 q
cheque for transfer 转帐支票
& F4 M, W: z; A1 \2 \- o& Coutstanding cheque 未付支票
; \0 C) L( \% g$ f- `canceled cheque 已付支票# W/ f* C% }4 w' f
forged cheque 伪支票
, C9 c6 V7 ^2 q5 f7 v% tBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余! I+ f- i7 ~% X

! q8 `) D/ X% V9 O& g" [* WI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
$ x+ v3 a( ~' `我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
: I/ a/ A! p, U/ a$ P7 ^* r我要从我的定期存款中支取200美圆。
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I want to close my account with you.* H# y2 `/ Q! h
我想结束在你们这儿的帐户。
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0 C, p9 z& A8 i5 [" \# PI'd like to draw 100 yuan against this letter of credit.
1 d. a& E' M: t" z, f% v5 I我想从这份信用证上提款100元。6 P1 U$ |0 k0 I! H; J
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* x+ q4 ~( q3 Q  TMay I draw money against the letter of credit here?. ]. |, k# J: c- X! ?0 U) w, T$ a  T) `& _
我可以在这儿用这份信用证取钱吗?
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' P+ m' N: u& [3 U& OCould you tell me my balance?
+ Y2 m6 d! q0 B/ p: b) ]! ~能否把存款结余金额告诉我?
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1 ]) l" ^) R+ j/ yPlease let me know my balance.
; f: C4 h* }) g0 a) y( k* w请告诉我结余金额。
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I think you can draw on this account by cheque in payment of goods.
( P; f, X# m& H/ C/ L+ c$ o& Z, y我以为你可用支票提款支付购物费用。; u* [6 z2 ]: Y& T# M
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Your balance at the bank is 300 yuan.4 w8 D- c, R+ R0 k+ @
你在本行的结余是300元。+ x4 p% I! I4 L' c

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Your deposit is exhausted.- x5 k0 L5 k9 m) B9 U( _8 B. D6 h
你的存款支净了。
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Your letter of credit is used up.$ y, F& V* p" C1 }) S6 L, N
你的信用证用完了。- r. n% N6 Y6 }  y& p

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Please tell me how you wish to draw your money.
8 K5 Z5 y; W3 E请告诉我你希望怎样支款。* _$ n5 P8 z, U
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, n: O! y0 ?$ u) }! hFill our a withdrawal form, please.3 D3 q: F& x. F7 Y8 h
请填写取款单。" d' r9 j0 b, B$ P& e6 i- U

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2 x' Q5 P+ q5 X, L) \The letter of credit is exhausted.7 e. l) @# a* L  Z
信用证上的款子已提清。
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/ a# l0 u! e' J# D* o0 g( hThe letter at Counter 6 will pay you against your number slip.5 o* v, E* }5 K8 i
六号柜台的出纳员将根据你的号码牌付给你钱。 
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$ e6 h3 G  U: b8 P( n2 K; k8 E$ HUseful Words and Phrases ; {: A; |& W( s  p  x  G) i

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to close an account, to clear an account 结清( m9 g9 `! f2 \( x5 }
to draw money 取款
9 K: B3 J3 i1 [$ b" D* \drawing-out slip 取款单2 e! `5 _0 c2 H# m6 m! f4 T: y' ~
the number slip 号码牌
# V6 e; o; L1 ]5 V) Va withdrawal form 取款单
+ A% I9 S( K+ b4 l2 m- A/ S2 Nto fill in the receipt in duplicate 一式两份填这张收据% b% \5 F; ]1 n& X
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
理袁律师事务所
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
* w5 w- M$ @3 `; ~6 O9 k好,已收藏!
" K9 I+ [' ~$ Y% W0 W' J. P
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!

1 L# a1 D3 l, x) j
大型搬家
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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