银行英文～～

pengjue

银行英语口语－新开帐户

What kind of account did you have in your mind?
" @/ h2 c* Z+ N6 N2 n% `  v7 @你想开哪种帐户?

Do you like to open a current account?
) {: d! ?* @2 n你想开一个活期存款帐户吗?

+ W' v% M- `7 AA deposit or current account?
定期还是活期?

Please tell me how you would like to deposit your money.
0 C7 r$ s/ v4 D% b# p# N5 }. i2 u请告诉我你想存何种户头?
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1 {, U% G2 l: GThere's a service charge for the checking account but no charge for the savings.
支票户头要收服务费，现金户头不收。

" T8 ~) J8 v2 v: I  H) r- C- ^Our minimum deposit for a savings account is 100 dollars.
/ ]/ `: a4 Z" ~: N8 V1 ~  ~* D我们储蓄存款的最低存款额是100美圆。

! Z4 |- H$ @7 Z1 j3 m  A  S; bFive yuan is the minimum original deposit.
7 s8 V0 v5 x2 z/ Y最低起存款额是5元。

You can open a savings account at any time with an initial deposit of 50 dollars.
. i0 e/ ~# ^" I3 T5 K& G你可随时以50美圆的起存额开立储蓄帐户。

Even one yuan is all right.
甚至一元也可以起存。

& }, j; A1 m" EHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.
" M7 B3 A2 C0 Z9 M这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。
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3 j1 ?9 l: D% H  U1 T) wI should like to open a current account.
我想开一个活期存款帐户。
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I need a checking account so that I can pay my bill.
我需开个支票帐户，这样就能付帐。
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7 n5 j/ L! B/ G8 y1 YWe'd like to know how we open a checking-savings account.
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
" f' N6 P7 a2 M6 g* X: Y我在这里有一个支票存款帐户。
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+ @+ k8 m5 D" Y0 b0 hI think I'd like a deposit account.
我想要开个定期存款帐户。

Can I open a current account here?
( ?# }3 x* z6 t! T" `# G2 M9 ?7 U我能否在这儿开个活期存款帐户？

) S: l: V4 X$ b4 r' w% GI want to open a deposit account with you.
) x" A! F$ H! ^' m1 F2 i2 X+ e/ j3 b我要开个储蓄帐户。

I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?
; \; O* J' ?# Q请告诉我储蓄存款与支票存款的区别好吗？

Please tell me the procedure for opening a savings account.
1 z' t. ]& e0 Z; d! c' _( n2 P请告诉我开个储蓄帐户需要什么手续。

; G9 I2 T1 a+ b; G7 k& DWill 100 yuan be enough for a minimum deposit?
100元作最低存款额够吗？

, Q$ D) I8 g  a0 |I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
. j; I0 n+ {' ?我想知道开一个支票帐户200元存款是否够。
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: c" J  s! _( w5 p% G7 @Could you tell me how to operate this account?
2 l9 V& O) T# k1 p" b2 y请告诉我如何经管这个帐户好吗？
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6 T" y4 q+ b7 l, ?  ]9 M) CIs there any minimum for the first deposit?
第一次储蓄有最低限额吗？

/ P1 D9 |  v, Q3 oHow much does each account cost?
* Y  d% q  C/ H  Q每个帐户要花多少钱？
　
Useful Phrases
- F% H# B! k+ |6 q( O5 D
7 R/ x# N# x. R$ F% ucurrent deposit, current account 活期存款
fixed deposit, fixed account 定期存款
& t& ]( L7 f8 c( B0 tfixed deposit by installments 零存整取
& r6 \7 c5 H0 K1 o. _joint account 联名存款帐户
to open an account 开户头

pengjue

银行英语口语－存款
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3 q* V/ `* I" ZHow much do you want to deposit with us?
1 H8 J4 V2 p) C- I9 Y5 r6 z你想在我们这存多少？

How much do you wish to pay into your account?
- ]1 B! h( g' h你希望在你的户头上存多少？
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1 p+ o2 ^9 \, U3 dHow much money do you plan to keep in your account on a regular basis?
! I* |0 l) x1 m2 f你计划在你的户头上定期存放多少钱？
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How much cash do you plan to deposit in your account?
你有多少钱要存入呢？

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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
. ^- L7 }; N/ K8 a! E; \& I我认为你可把钱存入银行，或留在银行暂保管起来。


Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?
' u0 q8 W# ~6 l请填张存款单，写明要存的数额以及你的姓名，地址和工作的单位，好吗？


4 a" ~! O$ g* i  j/ f5 l# j: aI want to deposit 300 yuan in my account.
我想在我的户头上存300元。


; `1 {* ~* M: o8 u2 `6 L. V0 {I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
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8 u9 j! y7 j7 cI'd like to pay 200 yuan into my deposit account.
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.
我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.
( e: i0 }; @6 X3 U我想知道我能否在这兑换支票。

# {0 {; d; v5 @- }# ]2 X
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗？
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% [5 G' f; Y) N9 d0 |1 Y2 g+ r; OI'd like to cash this money order.
4 m- x* _$ i9 `2 t$ ?$ N5 X6 F$ a我想兑现这张汇款单。


! s( |5 [2 s& |' U) q) OI want to cash the balance of a traveler's letter of credit.
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
7 q. o- C- C6 H$ ^, I# b, s请告诉我兑换支票收手续费吗？


+ t. O$ }- S1 t( p+ {# F7 q# nCould you tell me how much the checks cost?
: [( I; _1 l8 p7 F. L5 m" h请告诉我这些支票要花多少钱？
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What if I overdraw?
如果透支了怎么办？


Please sign your name on the bottom line if you want to cash the check.
如果想兑支票，请在底线上签名。


3 s- C1 Z. o; b% T/ H) g3 }! d( W5 FPlease write your account number on the back of the check.
2 s' ^( w! h, E请在支票背面写上你的帐号。


/ F- X8 f! F3 x' d# ?) n5 jWe honored the check as the overdraft was only 5 yuan.
( }9 J$ x* P% {% G- e我们承兑这张支票的透支额只有5元。

" S, |) {2 ?9 p9 ~
Please endorse the cheque.
  m# ^. W7 C8 L( [* V8 @8 _请背签这张支票。


The traveler's checks cost 1.5% of the total amount of purchase.
旅行支票手续费是购买总额的1.5%。
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" A* U* i! {  zHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
! _# w' d! \/ j% ?这是一本支票簿，你邮寄支票时，注意要在支票上打叉线。但是如果你本人想开张兑现支票，就不可打叉线。

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Each cheque you write will cost 2 dollars.
" x2 t' `& v5 e你每开一张支票将花2美圆。
　


( z; C8 X  W' q4 b+ W; WUseful Words and Phrases

account number 帐目编号
depositor 存户
pay-in slip 存款单
4 h6 U/ I8 m5 c  _2 |: Za deposit form 存款单
a banding machine 自动存取机
5 F9 F" @3 e. E1 s8 [* yto deposit 存款
deposit receipt 存款收据
private deposits 私人存款
. P, K( m: F! Kcertificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
4 X. W( }8 l9 v$ P6 r; J! c- kto counter sign 双签
8 l! T7 d7 q3 I& D% r6 [to endorse 背书
endorser 背书人
, ]+ `/ V4 `+ K2 z  zto cash 兑现
to honor a cheque 兑付
to dishonor a cheque 拒付
to suspend payment 止付
3 N3 \, c* R% o1 ?2 ~cheque,check 支票
cheque book 支票本
7 b' v8 n. R* V# R" k/ \0 l, `$ |: porder cheque 记名支票
bearer cheque 不记名支票
7 ?- p% r" G# ~% r5 f6 lcrossed cheque 横线支票
; W. |7 ?, i6 T, Pblank cheque 空白支票
6 ^; t3 u3 y5 k5 a; zrubber cheque 空头支票
- i) `* y& v( b' t9 d1 U( @  zcheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
8 [4 a( P& A5 y1 ]* acheque for transfer 转帐支票
% t. h2 o9 _+ j) T! X1 }outstanding cheque 未付支票
" i; F# P; k5 ]canceled cheque 已付支票
forged cheque 伪支票
+ ^$ Y8 o( [0 ?6 ]% [Bandar's note 庄票，银票

cindyzhao0708

很有用的帖子   DING!!!!~~~~

linda

Very good one!

pengjue

银行英语口语－取款、结余
2 y4 Q+ |! @0 {: T
4 i3 L) x9 X% i' }3 D; fI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
0 X9 B' M" x# E我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.
/ P/ {4 S7 D# J7 _6 O我要从我的定期存款中支取200美圆。

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I want to close my account with you.
我想结束在你们这儿的帐户。
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) s# t- B5 P. D: F6 _' hI'd like to draw 100 yuan against this letter of credit.
我想从这份信用证上提款100元。


7 x% j8 n0 r0 L5 W6 H5 xMay I draw money against the letter of credit here?
- Q5 q# W8 i4 G  F7 h! N% m我可以在这儿用这份信用证取钱吗？


Could you tell me my balance?
1 n: u2 _; T8 Y4 k% S1 {% L' @能否把存款结余金额告诉我？
5 f# r+ S; ^/ l, e2 B/ v8 F

% o0 m+ {. N8 E0 H) MPlease let me know my balance.
请告诉我结余金额。
5 H, Q. i3 d8 H

I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。

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- D+ [: h/ ~/ T& q: aYour balance at the bank is 300 yuan.
& M9 w: P/ s# r. }( l  I( ?& H你在本行的结余是300元。


. ~/ N/ K: q- s& R% N, jYour deposit is exhausted.
你的存款支净了。
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+ T5 I: L9 N; g% G1 b  fYour letter of credit is used up.
! c) D5 ?1 s7 O' ]1 I5 L你的信用证用完了。


Please tell me how you wish to draw your money.
* E9 \) P; z9 f. c9 K+ s" g请告诉我你希望怎样支款。
8 d, y1 Z. N! \! [" Y  ]
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, d) ^6 t$ @3 o9 O; zFill our a withdrawal form, please.
5 o7 m% q. t+ Q& a) g2 d$ W请填写取款单。
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- o1 p7 j. @( h3 rThe letter of credit is exhausted.
信用证上的款子已提清。
: v9 L  u5 |. S1 H8 z

The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。　


Useful Words and Phrases
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8 n& f( _  _0 \- Xto close an account, to clear an account 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
7 ^# d$ F* T# b+ y& Ca withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员

悠悠然然

非常有用，搂主真热心呢。

云朵

好，已收藏!

明明白白我的心

原帖由 fay 于 2006-1-2 06:48 发表
: q$ m& \9 z* T" t! `6 W7 y好，已收藏!

Me too.

苹果酱

$ X9 S/ O4 e- C; W

高桥

强烈支持!不错

烟台人

路过～～～～～～～～～～～～～～～～～