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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户! X/ g) C: f0 D. A6 `

" Z$ M' i3 x+ B6 M0 EWhat kind of account did you have in your mind?0 H5 n+ q9 {( m( u: V
你想开哪种帐户? " t5 z/ Z. v! r; W

0 D6 g$ V. b# o% Z8 S8 h! d: k/ t; |Do you like to open a current account?
( q0 R! \9 C7 |$ E2 m你想开一个活期存款帐户吗?
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+ ~7 y1 s5 r# T( S0 d8 `A deposit or current account?
6 a& ]4 a% \: V4 g定期还是活期?
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" o% w1 E) j5 e  f: XPlease tell me how you would like to deposit your money.
  o" d" C: o  d  }请告诉我你想存何种户头? 8 n/ F  W* E7 R& T! n

: k, n# C0 \% y6 T8 mThere's a service charge for the checking account but no charge for the savings.
* ~+ I( S4 U9 p支票户头要收服务费,现金户头不收。 - F, u1 ]7 l& t+ P. @8 M

9 k- z! p1 M; K, M- A6 p% K' xOur minimum deposit for a savings account is 100 dollars.
* y3 c4 q7 y& f- J我们储蓄存款的最低存款额是100美圆。
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Five yuan is the minimum original deposit.1 m' N1 p7 u6 U! z9 K
最低起存款额是5元。 4 v, D7 C0 c/ v; H- I
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You can open a savings account at any time with an initial deposit of 50 dollars.& f' ?# t# z. v3 ]9 }0 o! y! }
你可随时以50美圆的起存额开立储蓄帐户。
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- d0 d& c6 }( @" |$ q# fEven one yuan is all right.
: p' ~9 S2 r( C& D甚至一元也可以起存。 & l9 _" N3 L0 P* k8 X0 i

# f( l6 I$ I/ s; m( vHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.; n( P- w) d% ?# E8 m. p
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 " m* X8 w7 G* R3 s* _

! R) v; z& _6 S0 UI should like to open a current account.
/ k+ o1 t6 d: Z0 ]$ r/ d0 e2 [5 N我想开一个活期存款帐户。 3 T% d  J) u9 s8 h5 A. T, Y

' d" D1 s( u% B- R0 g' q3 q) VI need a checking account so that I can pay my bill.
3 A9 q( w/ C, K6 j$ c我需开个支票帐户,这样就能付帐。
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- V- t9 q* Q- ]# U2 Y8 kWe'd like to know how we open a checking-savings account.1 ^) r) u) i5 A: R2 i
我们想知道如何开一个支票储蓄帐户。
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I have a checking account here.
; \+ `# x2 Q$ b# W我在这里有一个支票存款帐户。
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I think I'd like a deposit account.% B- B; J; O2 s& H; d/ J+ \
我想要开个定期存款帐户。
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Can I open a current account here?
, u  G% \# T- n9 H! ^: ?我能否在这儿开个活期存款帐户? 1 v: r3 @* v3 {9 J2 x0 Z0 N
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I want to open a deposit account with you.
% e% [* k) W5 i7 m* h- }我要开个储蓄帐户。   ^# m; B$ c' L  l* `) o

4 w: S" \/ L+ x6 y9 dI'd like to open a deposit account with you.
: ^% Z* ^0 S7 q我想在你们这儿开个定期存款帐户。
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Could you tell me the difference between a savings account and a checking account?  r8 n/ q7 s" L
请告诉我储蓄存款与支票存款的区别好吗?
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1 p1 A; s! O& y: z6 u' N  VPlease tell me the procedure for opening a savings account.3 }7 z6 s9 j1 \. \: p
请告诉我开个储蓄帐户需要什么手续。
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$ s$ ?1 x  h: H0 o# m3 a6 n' QWill 100 yuan be enough for a minimum deposit?# L. c) w% B8 L- E) _
100元作最低存款额够吗? 4 W. W4 }' f/ a( I' Q( ^& _
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.3 |/ O; Z7 d0 D1 Z  |' {5 U
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?2 y6 P1 z/ }( w$ M% b& B3 S6 e
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?% M: o$ h2 v: h4 p& v+ j
第一次储蓄有最低限额吗? , Z. a* W* v- ]  N* H  g
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How much does each account cost?
& S/ W( D. U0 X  w2 N! q- u$ d# [每个帐户要花多少钱?
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Useful Phrases 0 o6 o8 c" s4 O8 F

" y' ?! `3 C# E! H7 z- N/ Zcurrent deposit, current account 活期存款
5 l( [5 o6 v7 J; ]5 Zfixed deposit, fixed account 定期存款/ W, ^+ ~$ [+ C& M
fixed deposit by installments 零存整取
9 F& m/ [4 D, n2 S2 n& D' N8 B& Cjoint account 联名存款帐户
" P: {: S$ X1 u1 Cto open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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$ ]2 t, a. c! Y5 i  EHow much do you want to deposit with us?1 l% {& v; l5 O; F
你想在我们这存多少? 6 t; N5 J9 ?8 z: R: V* a: T7 x
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How much do you wish to pay into your account?
3 J! B1 l0 m, H你希望在你的户头上存多少?
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( E1 e% T& r! Q2 N- U: fHow much money do you plan to keep in your account on a regular basis?$ x( H8 [- ]) O/ J" ?
你计划在你的户头上定期存放多少钱?* }% s" L. B# O

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How much cash do you plan to deposit in your account?
7 w: ?" H4 Y; x% b! P2 ?你有多少钱要存入呢?$ y1 P# Z. A- t  n: Y
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5 P/ q( G3 |* v- i9 S+ j1 XI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
2 E5 V3 V( m) C  ~% T" n9 B我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?7 ?$ V8 e" `& b2 V
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?& R, ?4 K; N1 \! V2 e- Z
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I want to deposit 300 yuan in my account.3 u! A1 [5 U/ x+ o% X# f
我想在我的户头上存300元。
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% e: b; V3 O7 }2 e% N1 Y8 X! t2 {I want to deposit these cheques in my account.% r/ `# W: |( y- z) [
我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.
& t4 Q2 G4 X2 Y" p$ l+ h/ h9 r/ \我想在在我的定期存款户头上存200元。; d* B' `+ w3 Y9 U; Y7 r# n& n; T

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I want to deposit my paycheck.
1 e. @1 L3 \5 ?9 ?0 n7 c$ o: r我想存入我的工资支票。3 t( I) o1 G3 o6 I* F0 D

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6 D( E% i8 R* Y% q% AI'd like to know whether I can cash a cheque here.
4 W2 c+ T8 t" t( c' B+ i我想知道我能否在这兑换支票。
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/ a$ V5 X5 c/ O& ^8 z. t$ fWill you please cash this traveler's cheque?
6 B2 r8 E0 }0 [3 K8 |( ~7 v) W请兑现这张旅行支票好吗?7 ^3 L% ^8 b6 Y4 f3 V

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, j6 X7 _; p1 v" ~2 I3 F: G2 cI'd like to cash this money order.
- n+ v6 M9 p4 }" a我想兑现这张汇款单。" d6 K$ z' T4 v! C0 H& V

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I want to cash the balance of a traveler's letter of credit.6 h( ^; |0 @" v/ `
我要把旅行信用证的结余兑现。
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$ S/ {* V$ R# Z, k: D; JWill you please tell me whether you charge for cheques?  b5 X/ a! l6 ^" L+ i+ }7 w' S
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
' x" Z4 ]" f$ u请告诉我这些支票要花多少钱?
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What if I overdraw?
2 }# s5 G+ g* _0 q# }5 n6 O4 x3 p如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
! _& r) o2 U2 }- o( Q) y如果想兑支票,请在底线上签名。
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4 D4 y2 l# u- x1 u( n  vPlease write your account number on the back of the check.
; }+ y( C1 b  c: Y, |请在支票背面写上你的帐号。+ M2 N1 q4 q/ _0 V# b
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3 P, y' K  w9 bWe honored the check as the overdraft was only 5 yuan.
" y0 E# N( a9 M1 r. C  n. {我们承兑这张支票的透支额只有5元。; s$ V; ?8 w) `$ j6 s! q
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Please endorse the cheque.4 _/ f' n# Q0 z; |$ s% P1 P- E
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.$ I" ^; I, q$ Y& P" D: ]1 o
旅行支票手续费是购买总额的1.5%。- n( G  u$ k' P) p
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6 Y1 f0 T# S+ w/ ~/ C) Q$ N) \$ nHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".0 I9 Y) g( c0 Z; \
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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7 Z8 j5 S- T1 O1 iEach cheque you write will cost 2 dollars.; q4 s; x% P, f- S8 x- M3 F  l% D9 ^
你每开一张支票将花2美圆。$ q8 |) T5 @2 s) Q
 
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% U$ @( P4 ]% S. @, T( n5 I" VUseful Words and Phrases & c4 C; G1 B$ \

! [$ }. z) m# e3 Daccount number 帐目编号0 M5 S/ c7 E- d# v& b' \
depositor 存户
$ o3 s8 f, h& ]) U" Npay-in slip 存款单8 v( J) Q2 x: ^5 `
a deposit form 存款单4 @* Z: v4 ^! u" f1 c7 J
a banding machine 自动存取机* y1 k$ u/ f: X* ^
to deposit 存款* e; N, M/ K! a/ e7 f1 Z7 W
deposit receipt 存款收据$ `/ u/ z- X0 D  ]" [# K( g2 X
private deposits 私人存款- ]6 K6 R* H' d) O) d( r& p
certificate of deposit 存单3 D$ M# ^) |! e5 r1 N1 k8 t
deposit book, passbook 存折
$ y. ~$ Y' F$ kcredit card 信用卡
. e) G- t( C5 o1 R% }" Y; C6 R& Yprincipal 本金
+ a4 s  P, f+ ?; doverdraft, overdraw 透支
; e" d) y' z* G0 r( o5 y7 Z3 Sto counter sign 双签/ t0 z& {8 i. T
to endorse 背书
2 ~+ Y2 m( `" g- N  o1 O3 t9 [- Hendorser 背书人
5 q0 l* D( b6 k% Xto cash 兑现
+ U& B: S4 M/ X, F- Sto honor a cheque 兑付
3 E2 n  J8 n" f# K, I/ v& kto dishonor a cheque 拒付
! @+ o/ p+ ]; n( E: Lto suspend payment 止付
) O1 u7 R. ~0 Y) ?! ~3 v" |* S+ Gcheque,check 支票
' Y/ c% `4 m3 G" ucheque book 支票本
1 A/ u, V) \- r- U9 _# Norder cheque 记名支票! b; A$ {2 b4 P/ h- ?' o) {
bearer cheque 不记名支票
+ a2 i8 }. C' Q* Q" O( V5 {crossed cheque 横线支票
7 N/ W4 x; I( q- w* oblank cheque 空白支票
- T, z! v5 i- ~' N( {( s3 ]rubber cheque 空头支票. }1 |, }5 U6 T
cheque stub, counterfoil 票根
& }- U" z& J- f8 k9 b/ ocash cheque 现金支票
7 n+ h( R$ `4 ~+ ptraveler's cheque 旅行支票: D3 S3 G5 ^, W) v4 z
cheque for transfer 转帐支票4 i3 \- O+ G: U4 L
outstanding cheque 未付支票- u3 w) W( L9 T& n# K6 ]
canceled cheque 已付支票
+ X. W& m+ ^; s& \7 a0 g9 gforged cheque 伪支票
& t% u- e/ c1 U7 O- EBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余! I5 ], q2 s. v8 }. b/ t7 a

5 z( ?0 {5 m# mI'd like to know if I can draw on my account for payment of things I buy in Tianjin.
2 _$ M7 }- W! R# T4 W我想知道一下我是否能提取存款来支付天津购物的费用。' H6 Y8 b3 R. v4 \
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I want to withdraw 200 dollars from my deposit account.
# a/ r. ^# N& L2 ]% e* R/ E我要从我的定期存款中支取200美圆。
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" _5 N! E0 t1 K7 fI want to close my account with you.
& J. O# J: P1 B) f8 I我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.
; y# s. t5 s: }( {; S# c我想从这份信用证上提款100元。0 e8 K5 ]6 {  `8 M/ i, k

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May I draw money against the letter of credit here?& ?0 _! y2 Z1 r
我可以在这儿用这份信用证取钱吗?
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Could you tell me my balance?
! |: `, }  ]5 V3 J! ~# R0 H1 K能否把存款结余金额告诉我?
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5 G( K7 C, m4 U! p" PPlease let me know my balance.
# v3 Y! u6 i+ {2 `: \" P请告诉我结余金额。  w1 ]' K0 w7 M1 h- r, Q: N

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0 r1 m. q# u; }6 Z+ c& A8 Q, X1 LI think you can draw on this account by cheque in payment of goods.
, F2 t* \* o/ w1 O2 z! a" g- w: u我以为你可用支票提款支付购物费用。3 P: I+ J  P5 z7 j# ]8 p

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Your balance at the bank is 300 yuan.
. O" J  }# \# Q6 u8 p: j你在本行的结余是300元。
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$ J* \5 Z- K. T1 ~: hYour deposit is exhausted.9 b7 X+ ~, c& \0 `
你的存款支净了。
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Your letter of credit is used up.7 n  \% ^9 Y# W# L) M" {+ X
你的信用证用完了。6 R' g3 z: ~; `( f

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  K% k$ A, W8 |9 m8 W3 fPlease tell me how you wish to draw your money.6 b# }  a6 |6 H; g
请告诉我你希望怎样支款。/ P6 a* a5 t* g; Y7 q, X
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# d2 |% ]% Z6 k( w; {8 ^Fill our a withdrawal form, please.
: S; U# Q+ `' k/ E' ]" l4 e2 v请填写取款单。+ {8 M- o0 F2 l  \- C0 ]
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7 |/ J& ?1 N( f* M2 bThe letter of credit is exhausted.' r% u0 m8 k# h0 {2 f' D4 n- m
信用证上的款子已提清。* S9 x1 Y  g  s( u) O. x

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The letter at Counter 6 will pay you against your number slip.
6 S6 h! k) m! v6 ^六号柜台的出纳员将根据你的号码牌付给你钱。 
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1 H6 V0 A. w" AUseful Words and Phrases
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" m9 D1 v! {" H) F& ]0 }4 r8 ?- Ato close an account, to clear an account 结清! H+ {& A; Y& B
to draw money 取款( n  ^0 t3 D7 b/ _" k" o8 d
drawing-out slip 取款单6 x6 b% H) {# B) [0 J
the number slip 号码牌
% C7 ^* [5 @9 N. _( t; J3 j/ R0 la withdrawal form 取款单
# D9 w; e7 W! f% ?$ Cto fill in the receipt in duplicate 一式两份填这张收据
! n1 ~2 h/ B5 M5 V% r0 Bteller, cashier 出纳员
理袁律师事务所
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
3 Y+ K# H# u; R& \2 M  l5 C3 d好,已收藏!
0 ^1 Q% k* `9 S1 ?! z  D
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
6 E- L0 \+ U, ?9 Q2 j4 |
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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