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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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* u% F* W8 r* _+ AWhat kind of account did you have in your mind?$ y7 O) O& p5 M; A
你想开哪种帐户?
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Do you like to open a current account?% b. ^/ H0 I# O  H( k1 j
你想开一个活期存款帐户吗? - {7 `; \% H3 [$ l& z5 D; w* U

* }/ Z, \& p) AA deposit or current account?
  Y' k; x# Z$ i! h1 l& U" J* f: ~定期还是活期?
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; f1 I+ B$ K3 ^Please tell me how you would like to deposit your money.
7 u9 q$ y/ O! _1 E请告诉我你想存何种户头?
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& X. E2 R* t9 R. ?There's a service charge for the checking account but no charge for the savings.3 h$ Y( s) ^; z( x  k
支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.3 @5 M/ X. h3 y: B% L4 `
我们储蓄存款的最低存款额是100美圆。 2 r+ k6 z7 `" u; i

% A$ h* a* q4 v5 q# K, Y4 [+ C, DFive yuan is the minimum original deposit.) r6 t+ p( N% m  r& H1 u, z: {, }
最低起存款额是5元。 ' T  |5 `7 a1 D% j& S) h1 Q  `
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You can open a savings account at any time with an initial deposit of 50 dollars." c" p4 t3 M* j9 |. G" d
你可随时以50美圆的起存额开立储蓄帐户。 9 Y6 ]7 ?1 G' E/ r! t2 t% @

( `& f# S+ O" q' W: w8 eEven one yuan is all right.
! t7 |  B! \' K, C9 |8 Y8 j" y甚至一元也可以起存。 * V1 X4 f/ ~; q7 l1 |2 Y
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.' U+ N4 N+ a1 ^1 @; P3 E/ B
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 7 F& `8 r& m5 [9 E; Z* D

8 ]9 X" n% p; B( v" R- C1 }I should like to open a current account.# j, ?6 S) f3 @! p
我想开一个活期存款帐户。
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8 h7 f* p5 e/ ^1 ~; q; EI need a checking account so that I can pay my bill.' J7 H* o  Q4 H( x7 C) T
我需开个支票帐户,这样就能付帐。
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% G; Q3 ~8 I1 d& t- j) nWe'd like to know how we open a checking-savings account.# X4 _: j# {+ R5 ?" X8 Y* A
我们想知道如何开一个支票储蓄帐户。 / P* O) J7 m! [8 c: M
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I have a checking account here.$ R4 i6 u  H+ @8 v
我在这里有一个支票存款帐户。 8 Q* O5 e+ c, W

+ ~2 S1 u0 P5 SI think I'd like a deposit account.
4 F' a% l7 r- k3 E( A; j我想要开个定期存款帐户。 $ p+ |# K7 C  h
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Can I open a current account here?
% `: D0 i- l: X# O! Z我能否在这儿开个活期存款帐户? # P, e  E1 q( k( f) P
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I want to open a deposit account with you.
9 g! A3 E& X! h我要开个储蓄帐户。
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" X3 w, p/ \4 ~4 NI'd like to open a deposit account with you.
% M$ B% B8 E1 _: ^6 }$ j我想在你们这儿开个定期存款帐户。 9 g! C0 Y. k' v: o: ~

) X2 d9 V7 m, x; Y  s0 gCould you tell me the difference between a savings account and a checking account?
# f2 r2 h3 E8 ^; j- U# y请告诉我储蓄存款与支票存款的区别好吗?
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Please tell me the procedure for opening a savings account.
$ S+ p- f% C9 v请告诉我开个储蓄帐户需要什么手续。 % W9 d8 z# x- M2 ~7 I# e8 U/ }' W
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Will 100 yuan be enough for a minimum deposit?5 o; E+ L. F' B; ], T$ W
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.! [5 v9 r/ }- h: m4 C% g
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?0 F' [8 Z; I4 L
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?! Q7 N; V9 K. I- c  r; i
第一次储蓄有最低限额吗?
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How much does each account cost?# d. ]8 y8 E5 s. v1 C7 x- y
每个帐户要花多少钱?
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4 Z, p0 P! s7 k1 M% H( jUseful Phrases , _$ e2 I; F9 ^0 q2 s; v( v0 A( v  M

. m$ s. c5 h7 b: w6 acurrent deposit, current account 活期存款
+ {+ ^$ k8 Q9 |fixed deposit, fixed account 定期存款8 ~4 q1 x) J, S7 _4 R/ x5 n
fixed deposit by installments 零存整取1 S+ S5 \' N% j# y3 O: q; b
joint account 联名存款帐户8 v: R0 K! `/ v
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款) X9 b/ N5 X; J2 q" y8 |" [8 @

0 ~0 k% h; @' A" A- }0 GHow much do you want to deposit with us?
" K7 `7 a3 I+ y& v: z你想在我们这存多少? & a$ i9 m2 r& K; y9 ]& n
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How much do you wish to pay into your account?
% {5 C9 E7 G, M4 N  T1 X你希望在你的户头上存多少?
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' }2 p# @4 q' w1 ]7 s4 b6 y: [How much money do you plan to keep in your account on a regular basis?
2 l- [/ J  I$ ?0 ]  J# S: e你计划在你的户头上定期存放多少钱?
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+ g" E" K! Y6 F" q2 QHow much cash do you plan to deposit in your account?
2 P+ w! Y# ]/ ^你有多少钱要存入呢?
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9 n( U5 u# u3 L6 HI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
$ l1 k6 L9 n4 [3 E- {% X我认为你可把钱存入银行,或留在银行暂保管起来。0 ]% ^2 B" E, p6 {& i0 V

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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?. }6 R6 O# E8 W- x1 w& n7 f7 U
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.. O7 z: E+ }% Q# I& x( Z
我想在我的户头上存300元。
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I want to deposit these cheques in my account.+ D7 g- u( b  v
我想把这些支票存在我的户头上。6 ~$ `) E& M: j# T& i  N! J

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I'd like to pay 200 yuan into my deposit account.& a' D! g$ W: B9 m) _: U: G+ {
我想在在我的定期存款户头上存200元。" W7 v( J  c2 K- p

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) c, Z2 C. Z: h) c. KI want to deposit my paycheck.
+ {" \/ [* y; [8 K: ^我想存入我的工资支票。7 A0 [: I8 M  S7 z

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I'd like to know whether I can cash a cheque here.
2 B, M( t' j% A; }$ o我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
4 E6 ^  a' M+ E请兑现这张旅行支票好吗?  \5 g# j6 O( f3 a+ c6 S

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: L6 i8 N" M7 w8 h6 ~; ~& n, hI'd like to cash this money order.
% @- _/ f, u# n* O: C9 ?我想兑现这张汇款单。9 z: `% `7 @8 Y: q
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6 \8 Q, A  m$ n' h# s% Q5 w& bI want to cash the balance of a traveler's letter of credit.- Y5 n& s: }% R3 A% K
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?
& b" _6 @3 [0 U请告诉我兑换支票收手续费吗?. F/ X7 _2 y- A% B; o

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Could you tell me how much the checks cost?) S5 A3 g" p/ h2 Y
请告诉我这些支票要花多少钱?: |3 z" M2 E: {/ ^0 y; W  G

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; n. p0 F: o+ r, P$ I) b  o6 ~What if I overdraw?  E6 F2 Y! A( W* b8 G- X1 s
如果透支了怎么办?
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$ m: G2 d8 p- x4 N% Z2 Q: u+ y1 S$ APlease sign your name on the bottom line if you want to cash the check.# P* a7 M) ^' F
如果想兑支票,请在底线上签名。
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Please write your account number on the back of the check.
/ N/ a2 T: v8 K8 G/ K0 K5 d! P请在支票背面写上你的帐号。
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' G3 c, v3 z  `4 o9 aWe honored the check as the overdraft was only 5 yuan.
! P0 O# W7 a6 [4 h" |我们承兑这张支票的透支额只有5元。4 t, v1 c4 r5 d2 @

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Please endorse the cheque.% }8 d7 Z1 O  i1 p
请背签这张支票。
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The traveler's checks cost 1.5% of the total amount of purchase.
; J$ z5 u3 }# D4 z& ]旅行支票手续费是购买总额的1.5%。& a: O+ L% z  q0 X: F. j
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) W$ c! L' i0 N/ iHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".
( q- G/ B- R! S9 ]% H* G3 Y这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.- \# I5 U9 ]# H$ |1 h& k
你每开一张支票将花2美圆。
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Useful Words and Phrases - P& l- C7 B- m+ H% q/ B' W0 }
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account number 帐目编号5 u# U! \* i' c
depositor 存户: A# h3 {' W9 @; O' D  S' J# B
pay-in slip 存款单
* C" a. O$ v. P6 W  X; Ya deposit form 存款单
0 J" W" r, ~: Za banding machine 自动存取机
0 r  }+ F# V3 H% Xto deposit 存款
! {8 K2 G7 q4 d$ H/ Ddeposit receipt 存款收据' H4 q6 ]# X' u) B) ?3 Q, J
private deposits 私人存款, R  D& @8 G: @# p7 J! m
certificate of deposit 存单
  \% w6 A: h! A: I& V. P4 e9 Vdeposit book, passbook 存折& K* c) V2 q$ k1 h. u# |3 X! C
credit card 信用卡
" `* h# C0 C6 g, ]3 w  A- tprincipal 本金
9 s6 V% ?1 U: d" s1 {overdraft, overdraw 透支% W( i, @$ i* z
to counter sign 双签$ g4 Q# O$ X" A8 u
to endorse 背书
* F6 P3 b% B- Pendorser 背书人+ ^+ v; g9 s1 t' w( j8 w% a6 i
to cash 兑现
- A: N: W$ M3 [* g+ D: e+ f- Oto honor a cheque 兑付
( `+ P# m6 S9 d  Cto dishonor a cheque 拒付
* |6 ]* t' A. w* @! K$ Yto suspend payment 止付
1 _- y5 S5 {' r( U' O, \cheque,check 支票9 q, J  W9 R4 r7 c! l0 D2 @
cheque book 支票本6 \8 Z: @6 t  z) N) |
order cheque 记名支票; e# W$ d0 E* R
bearer cheque 不记名支票! z8 e2 ?1 O) F
crossed cheque 横线支票
7 u& D( E; @- F8 W( O& pblank cheque 空白支票
+ T" d4 D6 o$ _( Frubber cheque 空头支票
0 t$ u! L$ v, F  Jcheque stub, counterfoil 票根
# v4 H' w" V8 ^/ h/ l' v. t1 I# t. Ccash cheque 现金支票0 A- l0 T) Q( ^* W* p
traveler's cheque 旅行支票" ]% q* x3 X- a" I- p7 Q
cheque for transfer 转帐支票3 e$ L3 Y) A2 _! W" b. R, C
outstanding cheque 未付支票1 }( k0 \3 K8 t7 V/ t% Z+ U& R' e
canceled cheque 已付支票; x; e4 N* r: q, Z5 o
forged cheque 伪支票
+ z# E1 Y. o' m% I- L( w( yBandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余+ F' F* ^' Y" ?. o  u# C
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.
& H' \2 f; Y" z9 L! n" d我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.2 F( d0 W% @+ }* m9 n% e' T
我要从我的定期存款中支取200美圆。
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I want to close my account with you.  T# f9 @4 m, }6 v) @
我想结束在你们这儿的帐户。
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! K& Q, F7 d! d9 p6 L3 II'd like to draw 100 yuan against this letter of credit.
$ T' K# @0 b( Q& t* u* Z# h我想从这份信用证上提款100元。7 i. ~3 {# e9 f* y. x, V$ |
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May I draw money against the letter of credit here?
/ M  `" g4 Q) Q) d; ]+ l2 l  l我可以在这儿用这份信用证取钱吗?* e- \2 g: i/ z% y* l
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Could you tell me my balance?
+ |0 G9 e0 u1 t2 T9 u能否把存款结余金额告诉我?
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Please let me know my balance.& o" |# r# _3 f: n+ w7 J  P' g( N( E
请告诉我结余金额。& B  k% `, h4 b0 V& t

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0 @/ Z9 S9 Q  ?I think you can draw on this account by cheque in payment of goods.6 S& g  U/ J0 _2 u6 i4 M
我以为你可用支票提款支付购物费用。
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8 I' q1 N# k! Z0 ^* N& d* @, lYour balance at the bank is 300 yuan.' h( G* X1 u- I3 M4 V
你在本行的结余是300元。
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Your deposit is exhausted.
  v; P/ g% W9 i" ^+ j9 L( C+ I你的存款支净了。
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Your letter of credit is used up.
; ~0 x9 d; Y/ |; A% U' i你的信用证用完了。3 H' ]- F) j, I6 x2 C; s! J
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Please tell me how you wish to draw your money.
9 |5 H2 y# V  n0 ^& J0 \请告诉我你希望怎样支款。# C) i9 \% l! ?1 [8 Z
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Fill our a withdrawal form, please.
! I3 V+ q0 L& j* V, W+ Z请填写取款单。( k4 V" e- \4 M8 M- P/ E& s
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The letter of credit is exhausted., Z8 b$ z1 }. Y* {7 Z
信用证上的款子已提清。4 S" i$ m  ^1 d! i

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' W6 ~6 O( P7 q# \& Q# O" F- x& K9 gThe letter at Counter 6 will pay you against your number slip.
% g  u6 d  q' I) ~六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases
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to close an account, to clear an account 结清1 H( p4 M) Y& E
to draw money 取款, |. R# S- e4 {7 O) {- W* o- K
drawing-out slip 取款单7 S* @6 K; w. Z" T
the number slip 号码牌% E6 j/ w! H, _+ n# }
a withdrawal form 取款单
/ F* n- ?% [) O2 I2 x6 G& Vto fill in the receipt in duplicate 一式两份填这张收据0 z7 K- ~4 [5 ^4 E0 C2 l& V
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
理袁律师事务所
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
9 Z3 Q5 z2 t$ _) j; [好,已收藏!
+ l( P5 |4 x! l% U& V/ [8 c
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层

9 Q5 t6 \7 T3 v; y0 S& F& [" P
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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