If you and your husband all are full time students, or you have full time job, and your family income under (?), sorry, I forgot the number. you can check web about that. If so, you can get the subsidy. It's a very good for you! 0 S! b# D6 C' g- } e) I" TI'm very busy, so check it by yourself. ( w1 E* h# K3 f2 p. XGood luck!