第三方责任保险保你的责任(你对别人造成的损害),你自己的车或者租车本身的伤害(physical damage) 不报。你需要自己负责。you need to buy additional coverage(section C) through the car rental company or the genearl insurance company to cover that physical damage, 3 D3 ?1 e7 z& V- s) e8 t $ k; l1 f1 j. M5 P* C0 U$ J7 _hope it works