as I know, it is almost impossible to get 3% 3 yr Mtg from the current market unless somebody holds a rate from April, even though, it is still incredible low. I would take it if I were you rather than the 4% 5 yr.
3#kingbird71 - [7 F) g6 |3 i+ M+ w0 P$ C- l6 u( z6 K 2 B* d' x# {" ^' u' l/ cYes,I hold these two rate from April from different bank. Now ,it is the time to pick one....