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ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

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鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。( ?% I5 V% @6 {! r( G4 {2 a

& N, Q) C5 i3 B/ x! K固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。0 `+ M4 V6 p* T$ y; Z
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我会将附件发给斑竹, 让他们粘贴出来。
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下面是该机构的评述:
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& z; `, I4 S6 i# K& ]& r' G! i! s“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%, @' V% q/ |( N# D! v4 b
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% ; v' _/ X3 B" w2 \( j4 Y
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results:
  M9 G" Q: H# a+ C  cThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
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I must state that this sheet is for information purposes only. Accuracy is not guaranteed.( M6 d) L6 G0 j  i
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Thanks”
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
大型搬家
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
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