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加拿大最好的活期利率

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发表于 2010-1-3 16:19 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。1 g( _$ s$ n0 Q( D4 F" ^) |

4 z) o# ?% g# W' i: ?' G/ j8 ^开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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% M2 Z( P% x4 _4 E2 A" K4 A% k注意申请者需有SIN。
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+ ~5 B/ y4 V+ {3 f, l5 G# U+ w/ [& o- YING DIRECT的所有利率情况如下:
% |% L- i* \2 @  U. Y* `Investment Savings Account (ISA) 1.35%
9 |& N6 v! a5 Q" A5 |! j, tUS$ Investment Savings Account (ISA) 0.75%; |) W* f+ J, `0 V) w
RSP Investment Savings Account (RISA) 1.35%7 e8 {! L8 F' r' I% Y9 C
Tax-Free Investment Savings Account (TFSA) 3.00%8 E/ q! ]( P1 F) q5 M" o, V; I
Children's Savings Account 1.35%
8 @% S: q9 A, h& E2 ~# uBusiness Investment Savings Account 1.35%5 A5 l$ c: i8 U2 I4 M* M- [( @/ ?
US$ Business Investment Savings Account 0.75%+ Q+ J' @$ `  M
Guaranteed Investment (GIC) - 1 Year 1.25%
) P0 `6 `8 X0 A2 h  ]0 LGuaranteed Investment (GIC) - 1 ½ Year 1.50%
4 H# g; ?; Z8 l) k* k! e+ RGuaranteed Investment (GIC) - 2 Year 2.00%
7 T, u0 a9 p4 M: L9 \5 ~3 [Guaranteed Investment (GIC) - 3 Year 2.50%; M1 s1 A- m' x7 C. B
Guaranteed Investment (GIC) - 4 Year 2.50%1 R1 v+ X+ w9 q9 T' \9 o
Guaranteed Investment (GIC) - 5 Year 3.25%3 y% C+ m/ y5 W/ Y
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
! U( ?8 U2 w2 Q3 u, ~US$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
0 k( P5 `+ s! fUS$ Guaranteed Investment (GIC) - 2 Year 1.25%* H/ w: n$ X3 K& _3 y# F6 b
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
; i8 q. d2 d; X7 H9 X- D) F, uUS$ Guaranteed Investment (GIC) - 4 Year 2.00%4 }0 e: Q9 A: W: x, C
US$ Guaranteed Investment (GIC) - 5 Year 2.00%
4 @: V% m: i8 ?6 t) N1 eShort Term Guaranteed Investment (GIC) - 90 Days 0.50%6 F9 Q# q  b: j/ X0 Q. j3 T# y. Q% d
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
9 c, p/ q1 a7 Q! [, vShort Term Guaranteed Investment (GIC) - 270 Days 0.50%$ `4 c6 e1 R7 w  Q
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
! t  z/ g: t2 j8 UUS$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%8 e; D  w* @, f
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
3 e: Y- h9 J- S) [7 U4 E' fBusiness Guaranteed Investment (GIC) - 1 Year 1.25%
$ u5 @7 y  G$ G+ y6 f* d  yBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%$ `5 c7 k" w4 [/ B3 |+ P
Business Guaranteed Investment (GIC) - 2 Year 2.00%) T# o" t$ o0 \; n! N: Q- S# M
Business Guaranteed Investment (GIC) - 3 Year 2.50%
6 Z& D8 c2 q$ r8 HBusiness Guaranteed Investment (GIC) - 4 Year 2.50%
- `/ C# k5 D8 iBusiness Guaranteed Investment (GIC) - 5 Year 3.25%- b1 {2 g8 N( _9 A2 T; j2 @
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
  e5 m2 l4 J+ U- `# R6 qUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%+ t! t- F# U& g6 _) e, D5 n
US$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
' B2 E7 X0 {+ Q- j" M; ZUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%! U$ l# G# b% Q
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%) \, Z2 ~; {) p: d$ A! K
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%" c/ N( |3 ^# U, [* z* g! j
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%) _! K5 r" S9 ?
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%* d3 y; x  _$ _; |9 g7 i
Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
$ W( P" n5 J/ [1 I6 `1 X( dUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%) I; d8 g5 S! h# o& M+ l. y
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%: g3 ]% q6 }# `# n6 p
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
+ N+ N# M: _8 W, l! _( S5 QRSP Guaranteed Investment (RGIC) - 1 Year 1.25%4 A; E( J+ A& s
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%+ |  W: Y" E' [
RSP Guaranteed Investment (RGIC) - 2 Year 2.00%6 `7 a, D# H0 w/ W! X) m+ [
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
% m7 b$ }9 l9 }7 R+ s; eRSP Guaranteed Investment (RGIC) - 4 Year 2.50%: x. g  Z( _* t3 f/ e0 R& n& V- \
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
$ i1 ~$ u( D: A& T( J, xShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%9 i2 _/ i, H5 A: @
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%7 ?5 F/ x) w3 Y1 d6 B( c$ r
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%! u$ c0 ~4 y' o
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%( ?; C# w1 e1 Y; ^( f+ X4 K* l
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%0 M; ~7 G& L# \
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%1 f% _* t' S" j# @4 p5 W
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%* {9 D- a  g( b" D
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%+ |' ^  y% E$ l+ ]
Tax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
* M1 a: R- Y% H9 l% p9 lTax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
- h0 P4 \. K. F5 HTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
' J1 z7 i- L! ~! P/ s5 jTax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
% M/ ]% b( Q$ v. l8 s! o! P, NCredit Account as low as 3.95%
6 B3 L6 F3 }! Y6 ounmortgage - 1 Year 3.39%
. L1 H; `9 `+ f5 Punmortgage - 2 Year 3.59%& t4 e4 S3 r! Y5 I3 T
unmortgage - 3 Year 3.65%
: G) g# Q5 s5 \2 v6 A* \unmortgage - 4 Year 4.09%0 [# g% K2 Q2 [0 D6 M
unmortgage - 5 Year 4.49%
, N+ v7 @- R  F, j) yunmortgage - 7 Year 5.50%
) \' m* m7 _- Q9 ?' lunmortgage - 10 Year 5.50%
' C: n/ m" e6 U4 h6 c0 {$ P* Zunmortgage - 5 year variable
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发表于 2010-1-3 16:45 | 显示全部楼层
我是胆小鬼,
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 楼主| 发表于 2010-1-4 17:51 | 显示全部楼层
我是胆小鬼,) }* ]5 l: Z- H# l  t6 X
pigyear 发表于 2010-1-3 16:45
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请问你怕什么呢?如果害怕就先存一点钱,等舒服了再说。不瞒你说我开始也是很小额的存,现在所有的存款都在ing 6年了
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