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如何赚取最好的活期利率

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发表于 2009-10-4 15:33 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key)13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。) i7 o$ L' N' F6 _
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ING DIRECT的所有利率情况如下:
& ^  r7 n5 ^+ H, y2 QInvestment Savings Account (ISA) 1.35%
6 Q2 e+ w  p3 K6 A! oUS$ Investment Savings Account (ISA) 0.75%. w; o. o! o0 X$ L# e4 z- o) J
RSP Investment Savings Account (RISA) 1.35%
$ ^1 _7 I2 \& B! z% HTax-Free Investment Savings Account (TFSA) 3.00%9 q/ C( U$ [* A4 d1 c
Children's Savings Account 1.35%
* P6 k  Y3 S  s3 b7 U1 W! mBusiness Investment Savings Account 1.35%
0 W/ Z, a0 H) b2 ~! o- J1 h+ u9 oUS$ Business Investment Savings Account 0.75%
* f' v% `7 b+ m, F$ bGuaranteed Investment (GIC) - 1 Year 1.25%3 m  A$ k' V, C) v0 f+ }
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
* H$ t+ M' m2 x7 rGuaranteed Investment (GIC) - 2 Year 2.00%
# |  h: l, d- aGuaranteed Investment (GIC) - 3 Year 2.50%
$ p& _2 a7 l3 mGuaranteed Investment (GIC) - 4 Year 2.50%2 E" `6 _" u+ ?  B' o  \1 D
Guaranteed Investment (GIC) - 5 Year 3.25%0 B! y; R8 d$ X# C6 ~% Z! F9 S
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
3 y0 B3 D1 i# i5 E* R( H0 ]/ MUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
0 V3 K3 ?3 D( c) v. f7 ]/ YUS$ Guaranteed Investment (GIC) - 2 Year 1.25%
* U) t  [& O: [2 [US$ Guaranteed Investment (GIC) - 3 Year 2.00%/ L' i. k0 U/ h1 d' }9 a, A: q  g
US$ Guaranteed Investment (GIC) - 4 Year 2.00%
0 D6 A( c/ z0 Z) K3 s) F* rUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
' T# y2 k2 T4 f0 ^# ?* A: t# |Short Term Guaranteed Investment (GIC) - 90 Days 0.50%0 N5 _( ^: j; u6 v- L6 H
Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
" V7 F3 Y8 J/ EShort Term Guaranteed Investment (GIC) - 270 Days 0.50%
/ d% k. z" z1 x( }, i  P$ X, K; V7 ~( OUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%9 r9 o; r; P0 p9 Q  L  S& q, F* @
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
4 Q) U: T+ w" w5 o  JUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
7 t9 k8 g* {. w- A, s% B1 ?Business Guaranteed Investment (GIC) - 1 Year 1.25%
2 [8 e! m5 w* {3 L2 @Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%: C- V. k2 B0 \( W4 F. \1 I
Business Guaranteed Investment (GIC) - 2 Year 2.00%
. [6 s# g; o: U5 D& ^# `# }1 KBusiness Guaranteed Investment (GIC) - 3 Year 2.50%
+ D7 i- C: [, ]/ O+ v: d7 BBusiness Guaranteed Investment (GIC) - 4 Year 2.50%: H1 S* ?3 w( m) @( x) z5 N( L
Business Guaranteed Investment (GIC) - 5 Year 3.25%( u% T6 p# \$ f/ x' ]; _
US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%
9 y% J# @+ J6 m% t) X5 s1 pUS$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
- w/ I1 a4 [( EUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%* |( z2 E) P5 g0 c/ d* ]
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%3 |8 o- I. I: T6 u
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%- ^7 L( w$ e7 b. B5 O7 F; b
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%
& S. x, S1 U' X$ NBusiness Short Term Guaranteed Investment (GIC) - 90 Days 0.50%9 o7 }( s, [, Q! x  U3 r* K+ J9 O
Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
- [+ b: f$ M% J0 x# y& i% XBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%/ x: T+ j1 r1 l* u8 w2 S
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
- e4 [& R4 m3 n: tUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%( h) e0 j  V1 Z  h$ F
US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
/ I' [% A3 j; s7 g. I& ?RSP Guaranteed Investment (RGIC) - 1 Year 1.25%
: C' m4 Q0 v& i& W- Y5 M7 IRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
' x6 f9 f. \/ P% c2 c; ?+ G9 t* z/ dRSP Guaranteed Investment (RGIC) - 2 Year 2.00%! i% I/ W& \9 C) o3 x2 `
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%
) U. _/ Z& B( b$ p+ }5 URSP Guaranteed Investment (RGIC) - 4 Year 2.50%! D/ a* s0 J- ]( x; q; @, G
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%6 a1 T3 U; R# L. G5 w4 N
Short Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%% K3 @  e( l/ D2 s9 j! ?9 `
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
; j9 }- J5 h1 P9 x5 x# u9 lShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%; v$ _1 p7 g  o. G' u0 X5 s2 f" m
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%- ?0 Q6 V0 _* y- m$ l. g7 c
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
% u( _% J# s& eTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%: X: g; k5 n  z* N4 t, k+ _) w5 q1 o
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%. E  x9 h4 o$ K# S6 D
Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
; G, i9 o) B% c7 t7 ]& tTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%- Z, C+ r8 [& C
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%% {# ^! v% }3 P9 k7 A
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%1 o, \8 j2 f& s" d+ W7 W
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
( {' l) K. S1 n" f1 X6 DCredit Account as low as 3.95%
  I: C$ G2 d$ r1 e3 r* nunmortgage - 1 Year 3.39%- f% E1 _0 z, f1 b
unmortgage - 2 Year 3.59%
3 v2 k9 Q! n+ x7 `  H( @7 cunmortgage - 3 Year 3.65%
) h2 J! Z" N' \unmortgage - 4 Year 4.09%' M, _& d1 S8 j
unmortgage - 5 Year 4.49%" y3 ^- N( l8 X# Z# O
unmortgage - 7 Year 5.50%6 e" r* ]" V  B  M
unmortgage - 10 Year 5.50%
% k4 }/ e/ w# g1 j; P/ ?unmortgage - 5 year variable
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