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介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。.那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230 亿。INGDIRECT加拿大分行也是受CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。7 j8 b4 ] d. w0 Y6 d Q* y, p
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开账户也很简单, 只要登陆网站 http://www.ingdirect.ca/referafriend/ 然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。# v' H$ w! |% @- s o# B
$ e5 d: w7 y+ q5 p注意申请者需有SIN。
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ING DIRECT的所有利率情况如下:
V& C3 g% x$ J0 PInvestment Savings Account (ISA) 1.35%! s ~$ [' _4 C/ K3 O
US$ Investment Savings Account (ISA) 0.75%2 Q! A* x8 k/ x1 Y
RSP Investment Savings Account (RISA) 1.35%
+ ~* e' H7 ~ o1 H1 ]Tax-Free Investment Savings Account (TFSA) 3.00%. C5 u V5 H* C3 s
Children's Savings Account 1.35%2 [! V) k2 t, y, X/ t* U+ M+ ~
Business Investment Savings Account 1.35%; V5 i/ t9 z( R. n3 Y# n9 x6 z
US$ Business Investment Savings Account 0.75%2 V* n" ]2 `& @0 |% ~
Guaranteed Investment (GIC) - 1 Year 1.25%: L5 @) q9 g3 h
Guaranteed Investment (GIC) - 1 ½ Year 1.50%
4 Y( b( _/ L U6 U) R- DGuaranteed Investment (GIC) - 2 Year 2.00%
$ l, Q7 A- d% _ }$ a' J. ~Guaranteed Investment (GIC) - 3 Year 2.50%
! i' a7 d7 }6 X% ?Guaranteed Investment (GIC) - 4 Year 2.50%6 w1 u7 }/ @# P% I
Guaranteed Investment (GIC) - 5 Year 3.25%4 Z4 n! T; h$ c# z6 O$ a
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
( w& A0 B9 l- J3 LUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%
, z( D9 X/ N' M( L+ P5 n: M$ b+ DUS$ Guaranteed Investment (GIC) - 2 Year 1.25%4 y8 }: v) B% f4 j* A
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
( T$ j& n3 L: X; w: O( x" ~US$ Guaranteed Investment (GIC) - 4 Year 2.00%
. s0 K/ G* U- p7 M3 V' o, vUS$ Guaranteed Investment (GIC) - 5 Year 2.00%
9 t$ K5 I0 m3 s" O% H" T, q, o" YShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
6 C/ E' I5 q* j7 L* b8 pShort Term Guaranteed Investment (GIC) - 180 Days 0.50%% k# @) S$ v5 `9 U
Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
; |5 K5 d$ _* o9 KUS$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
! H8 q7 A# K% J5 M/ ~( V5 f2 Q: `US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
7 H- O9 w5 M2 G* q% d2 j+ qUS$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%; m0 |2 C/ N0 K0 V3 Z( w
Business Guaranteed Investment (GIC) - 1 Year 1.25%8 Q0 {2 e. ]' Z6 C d8 @
Business Guaranteed Investment (GIC) - 1 ½ Year 1.50%
! R2 ^9 m- R+ P$ g4 D& n0 Z ~Business Guaranteed Investment (GIC) - 2 Year 2.00%$ T8 @1 h2 J+ n) Z6 @3 M0 C* O
Business Guaranteed Investment (GIC) - 3 Year 2.50%1 m9 G. X# R4 f4 ?
Business Guaranteed Investment (GIC) - 4 Year 2.50%. A4 @, l4 X6 w% y
Business Guaranteed Investment (GIC) - 5 Year 3.25%
: L( f k _7 O6 [) ]US$ Business Guaranteed Investment (GIC) - 1 Year 1.00%9 ~6 c8 O) g9 N
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
, J* n/ a! H" Y% m! [/ H" n9 CUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%& R4 w# I4 _/ t
US$ Business Guaranteed Investment (GIC) - 3 Year 2.00%& l1 V% H* R4 H) c8 A% i* P6 ?+ i
US$ Business Guaranteed Investment (GIC) - 4 Year 2.00%
" r7 y+ ?2 j6 D7 y+ qUS$ Business Guaranteed Investment (GIC) - 5 Year 2.00%: S/ `3 e( _, h" a, Z% ^
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
O8 |% o& U9 U0 EBusiness Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
$ q( F) ]: M% k& A2 w! IBusiness Short Term Guaranteed Investment (GIC) - 270 Days 0.50%- d% E9 s2 ]- a$ @$ c; Y: p# m
US$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%4 ? [! O+ M- _$ z
US$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
' [+ F. X7 f _, \US$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
% F0 q6 r7 m2 X+ oRSP Guaranteed Investment (RGIC) - 1 Year 1.25%
4 \1 L- Z) z/ ]2 I5 S$ t: sRSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
L( A5 P4 ]* y! Z* z$ `/ ~3 `RSP Guaranteed Investment (RGIC) - 2 Year 2.00%, e8 A1 d2 q1 V$ ~6 x( Y. s R' ^
RSP Guaranteed Investment (RGIC) - 3 Year 2.50%! `4 J0 t/ k' }/ \; w; ~( y
RSP Guaranteed Investment (RGIC) - 4 Year 2.50%& B8 x1 B, e% c: `- H
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
7 }6 S$ G( k j' bShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%
& }+ k1 T4 b$ J2 L% I' f+ DShort Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%
+ `8 E" L& W6 G$ ^" RShort Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%
, h2 n- z0 ]( A% U7 @% [! x$ m+ wTax-Free Guaranteed Investment (GIC) - 1 Year 1.25%( w( C7 ~# ~5 \, L, [# }4 q
Tax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%4 f! T8 g9 x& k. R( k) I0 ]
Tax-Free Guaranteed Investment (GIC) - 2 Year 2.00%
$ l6 F# N# N2 f# v, ?: C* xTax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
# S& d1 m3 y1 d1 NTax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
' D% V$ F; j6 e" OTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%
$ R; D/ d; `# \; ETax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%( U: ~- o" f! ^) Y
Tax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%8 d. ]% M0 O3 q( G' f/ D. I
Tax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
. E, A& ?7 I% I/ N, yCredit Account as low as 3.95%* g0 N& R& I( x, e3 f& ]3 i" x Q
unmortgage - 1 Year 3.39%
# f6 S& ~6 L( m# Uunmortgage - 2 Year 3.59%5 [5 p, ^- _, A% I
unmortgage - 3 Year 3.65%3 d% [# f& o3 L& u
unmortgage - 4 Year 4.09%$ N8 u8 N8 }& Z9 t" B7 e' ~
unmortgage - 5 Year 4.49%0 A7 ~ U* Q) U% e7 f$ r4 {
unmortgage - 7 Year 5.50%
( g8 N8 D0 d6 J ^ ^# N5 ?. Lunmortgage - 10 Year 5.50%
6 a+ a) S7 O$ ]+ o2 Iunmortgage - 5 year variable |
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