original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 0 @* y* S: g* [3 ? j! Jone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? $ a, U9 D, u6 n; l+ N' _& z- L ! @+ w, Z* ?5 A- u5 ZNo way !!!