original housing price = $100,000, downpayment =$20,000, mortgage = 80,000 * U" ~& D2 A: n3 K: }4 r2 e* Kone year later, the housing is only worth $60,000, tell you $1.00 but must with the mortgage. Do you want it? * z0 x& S t+ Y! b0 m) | * n) X0 q! {4 ~3 _No way !!!