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 What to do if you are in a car accident
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i# z' b+ v. x$ P* q; C; [- _Step1. If possible, stop your car in a safe and visible place. If a car # g) i0 |; ]$ S6 h1 @) q
cannot be moved, turn on the hazard lights. Turn off the
+ |- j s# s+ x+ O* ^ V: ` ignition. Be careful when exiting your car.# E& {# k( `: ~. J6 _$ ] a3 `* i( R
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Step2. Determine if anyone is injured. Do not move an injured person.
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% ?2 U! c: d- D" _Step3. Call 911 for the police and ambulance (if needed) immediately. * t' Z. ^' g2 |% V6 R" S$ d
Report any injuries.4 B n x, [" S" o) o
+ ], L9 N V" N3 r1 E' e" CStep4. If another vehicle is involved, get the car’s year, make, model
* \& x; J0 M" `* q4 `7 H+ v# m and license plate number; the driver’s name, address and license1 h1 e: m+ n$ Y
number; and the name of his or her insurance company. If the
- u9 m7 W8 ]0 B+ q! f9 m7 g driver does not own the car, get the name of the car’s owner.
5 l) s' Z1 |( l; i; ^& M3 ?8 V Write down names and addresses of other passengers or
5 m, _& e' D2 {0 Y witnesses. If you have a camera take pictures of the accident
6 t. m8 B0 e. e( x ~ scene.
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Step5. The police officer will give you a copy of the collision report.
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# M- g/ |& ? r. }3 Z; t* UStep6. Cooperate with the police, but do not admit guilt for the
, h! u9 ` X% S9 a7 ? accident in any way. You may be required to show proof of 9 M5 a, _9 r# S p5 _& v' \$ q) _2 l
insurance, but do not reveal how much coverage you have.
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, o+ d% }% s/ r/ D9 DStep7. Do not accept any money the other driver may offer. By4 I3 K! t X+ R- X0 z2 Y7 \5 B
accepting money, you may give up your right to file a claim
6 \! V. h/ {! u7 G: W# |( t- b. d against the other driver, even if the damages turn out to be
4 M; A7 j. y% }! W8 K more extensive than you first thought.$ w$ Q3 _5 {1 P8 L5 f+ u1 m
; w$ @9 W8 c# O- kStep8. Do not agree to forget about a minor accident. You may see4 h+ ?' v8 W2 v+ o/ T8 \, l
later that there were hidden damages or injuries. The other
1 b* ?! V* v; h. S6 T+ ]" t person may even file a lawsuit against you.6 g% `. Z' z8 ]
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Step9. Write an account of what happened: time of day, weather,
& Y9 Z/ G# x6 P2 Z; N7 V0 q hazards, road conditions and driving speed. Draw a picture of
4 A5 E4 y9 t2 [3 e8 d8 y the site, showing stop signs, signal lights, etc. Try to measure & o6 k4 D2 q5 K& q; Y! G
skid marks and determine the point of impact. Note any damage* R. D; \1 x2 b2 P
already on other cars involved. If a camera is available, take & N) g" H3 @6 o* S) j/ u+ Y
pictures of the accident.& f+ G* q3 ?, J8 S& v/ ^0 i
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Step10. Report the accident to your insurance agent or insurance
7 {: w. `2 {$ A company as soon as possible. Call a lawyer Bruce King, to discuss
1 r* U% m0 X, A) D8 i- S your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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