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 What to do if you are in a car accident6 K# X4 |4 E3 v
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Step1. If possible, stop your car in a safe and visible place. If a car
3 ?+ `+ l; j6 {/ s cannot be moved, turn on the hazard lights. Turn off the
$ a5 S2 g# A, t/ v/ o5 f, m ignition. Be careful when exiting your car.
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, m: f- Q1 R$ F0 EStep2. Determine if anyone is injured. Do not move an injured person.
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6 ~1 A4 k/ i1 o' ~, dStep3. Call 911 for the police and ambulance (if needed) immediately.
- ^: F4 D, \5 V- H Report any injuries.$ D3 Y; ~- }' v4 g {0 g0 J
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Step4. If another vehicle is involved, get the car’s year, make, model % `0 h0 }7 Z0 N7 D1 N ~! {
and license plate number; the driver’s name, address and license% p p' |, n" O# B
number; and the name of his or her insurance company. If the
" p3 ]0 J/ _' p2 `2 c2 b$ ? driver does not own the car, get the name of the car’s owner.
" H' U6 C3 J- b1 {2 T# b! d6 w Write down names and addresses of other passengers or
( u- G& [& ?$ m; w) Z witnesses. If you have a camera take pictures of the accident ; A' b5 \% v/ C$ y+ X% j4 f
scene.3 _- p- _) G2 a0 G% r3 E3 F4 j; ~) c( m
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the 5 P3 P" R/ ?, C
accident in any way. You may be required to show proof of & m4 m6 K" X/ ^* D: o: D
insurance, but do not reveal how much coverage you have.
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b; Y* V4 O3 p' ^" ?2 c- JStep7. Do not accept any money the other driver may offer. By3 t4 j' u0 i( _% X) l7 [' n
accepting money, you may give up your right to file a claim
3 p3 K5 X) U5 Q7 F- s against the other driver, even if the damages turn out to be, K: E( Z- `* w/ A, @: E
more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see% n) x% I& z$ }% f, d4 l: B
later that there were hidden damages or injuries. The other
0 p# U: @ X' p* g person may even file a lawsuit against you.4 D9 N# K. Z: r
! M' k1 Y& }4 [# u$ ^4 EStep9. Write an account of what happened: time of day, weather,
- f+ R6 r1 [/ K: i* @. k& z hazards, road conditions and driving speed. Draw a picture of 3 h( \) b$ M# t2 C
the site, showing stop signs, signal lights, etc. Try to measure
: x& L- l% J- ~: o$ J& `4 _ skid marks and determine the point of impact. Note any damage' a9 G9 T* k; D4 F0 c) d% C
already on other cars involved. If a camera is available, take
( X+ A7 [/ \2 b* i pictures of the accident.) K6 D# D8 K' l
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Step10. Report the accident to your insurance agent or insurance 4 g3 \- p0 ^9 s1 ]/ V; e/ h
company as soon as possible. Call a lawyer Bruce King, to discuss
" t n' n0 P# D+ R: S& V) b your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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