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 What to do if you are in a car accident
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* h# D0 u- s5 ]Step1. If possible, stop your car in a safe and visible place. If a car + @0 {5 K7 c) d( }
cannot be moved, turn on the hazard lights. Turn off the
5 U; a$ e) q# x0 v# P ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately. / m( [) T5 F0 ]- O
Report any injuries.
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' r0 ?5 l& V) G5 p; DStep4. If another vehicle is involved, get the car’s year, make, model
$ v9 q. b( M% K$ b, t0 H and license plate number; the driver’s name, address and license
( W3 I# @" V: b2 i6 z4 ^7 l number; and the name of his or her insurance company. If the 7 i; n7 x7 S5 v* C' ^
driver does not own the car, get the name of the car’s owner.
+ E) ^- A2 H, g& U9 W8 }1 H" Y6 g Write down names and addresses of other passengers or
, z$ P1 e; p% _. d: f witnesses. If you have a camera take pictures of the accident
) @' s! E/ u/ _0 M# Q8 C scene.
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2 a" S. z9 f( ]& A, H$ y2 `/ L! ~Step5. The police officer will give you a copy of the collision report.% x& Q7 y3 }. H! O1 y
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Step6. Cooperate with the police, but do not admit guilt for the
# X: A* }$ O5 a8 B9 c6 r% N accident in any way. You may be required to show proof of # |1 \4 v4 o2 N: [0 W9 C6 e& p
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
) E! J! T4 [9 d [ accepting money, you may give up your right to file a claim 4 o, [3 `2 Y- m2 G
against the other driver, even if the damages turn out to be- Y. _. w3 M. p. E" M/ o/ d
more extensive than you first thought.9 D, l9 X, @* x5 B; f. m
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Step8. Do not agree to forget about a minor accident. You may see3 f3 p7 ~% c+ ]0 i* a* D
later that there were hidden damages or injuries. The other4 d. k: J, J U0 C( s
person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
+ t9 D' Y% {: _0 | hazards, road conditions and driving speed. Draw a picture of
( i# h' ^1 E, I1 Q+ a9 X the site, showing stop signs, signal lights, etc. Try to measure ( z# w: {2 z* m- M! K+ r2 m
skid marks and determine the point of impact. Note any damage
, H0 C l3 U/ o+ J5 I# s; E& h already on other cars involved. If a camera is available, take : ~( h/ Q) k$ ^: T3 }
pictures of the accident.# G% s0 F7 k& o( l3 |( k5 j' A9 [7 I* {
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Step10. Report the accident to your insurance agent or insurance
4 X% I! D9 g6 ]9 ~& r company as soon as possible. Call a lawyer Bruce King, to discuss: A9 W1 Z% y. c' h0 a8 r8 P' \
your accident.; E9 ], T4 v) e: ]& n
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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