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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car
: f* m! Z5 p5 \: j' @* f9 r cannot be moved, turn on the hazard lights. Turn off the& ~2 ?- [- K3 R: r6 f
ignition. Be careful when exiting your car.$ `3 v" p8 v/ C9 E
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Step2. Determine if anyone is injured. Do not move an injured person.
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! W% h2 X7 Q4 _Step3. Call 911 for the police and ambulance (if needed) immediately.
m9 L6 i1 j; g* o, b Report any injuries.
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" V# E5 z# V3 ZStep4. If another vehicle is involved, get the car’s year, make, model
- R+ M) ^ Z$ K* P7 J# i and license plate number; the driver’s name, address and license5 x2 d' V4 R! o$ t/ f c* m
number; and the name of his or her insurance company. If the
3 P- Z0 e) _" ^2 Z6 K1 G driver does not own the car, get the name of the car’s owner.
4 b% V) {+ A: I0 c Write down names and addresses of other passengers or C+ b2 ~/ T! }6 R4 v9 t- m: `: u
witnesses. If you have a camera take pictures of the accident
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8 D! X: T. S7 G, _Step5. The police officer will give you a copy of the collision report.
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$ D" P1 x8 i4 m" I8 g/ `7 HStep6. Cooperate with the police, but do not admit guilt for the
$ P6 j0 t3 F# O5 p, N" ~' |; j% F r accident in any way. You may be required to show proof of 3 p! o1 V5 _4 ~$ _+ A6 r
insurance, but do not reveal how much coverage you have., O& W K; C- x) o
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Step7. Do not accept any money the other driver may offer. By; U8 t ~0 n, b0 b# K( M
accepting money, you may give up your right to file a claim
3 A( O! D5 W% `) G: a: E+ M against the other driver, even if the damages turn out to be
& y# @9 B2 d% w. t, w5 K more extensive than you first thought.
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7 _5 Z, @" a' W( L. w3 kStep8. Do not agree to forget about a minor accident. You may see
5 t3 Q# e& G0 e6 A, U0 ]9 r later that there were hidden damages or injuries. The other
: _7 @# |3 P K* u3 a8 B/ s4 H, i person may even file a lawsuit against you. z" @2 t' ]3 |6 H H& `6 _
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Step9. Write an account of what happened: time of day, weather,
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the site, showing stop signs, signal lights, etc. Try to measure
& b5 ^& y( \: p- m# }4 V8 W; D' C7 a7 \ skid marks and determine the point of impact. Note any damage
9 r0 G/ n& }( I0 Z' P) H* O/ V, } already on other cars involved. If a camera is available, take ) ^: E+ N! I9 J0 F5 T2 v
pictures of the accident.7 h- I3 A$ |3 D+ [, @5 y- E% l9 d
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Step10. Report the accident to your insurance agent or insurance " A4 M1 s4 ]4 V; c
company as soon as possible. Call a lawyer Bruce King, to discuss" m, Q; ]* p' H; n0 j# G) A& N. d
your accident.' n. H7 t8 r$ J/ i
% f. x6 k1 _: h7 o1 j[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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