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 What to do if you are in a car accident' W+ y6 m- I4 | A/ c( ?, `" `
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Step1. If possible, stop your car in a safe and visible place. If a car 8 z8 J( t' X! L
cannot be moved, turn on the hazard lights. Turn off the
1 V( L1 u7 E; t: J) J* W0 ~ ignition. Be careful when exiting your car.' T) E/ j, u1 P6 z; j' d* y% W. I
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Step2. Determine if anyone is injured. Do not move an injured person.# e4 W: H o' q1 [9 n
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Step3. Call 911 for the police and ambulance (if needed) immediately. * R( s! p; i7 o. Q
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model . F7 K. L9 P; p! A4 N
and license plate number; the driver’s name, address and license
! b; ? V( `7 ] number; and the name of his or her insurance company. If the 2 l9 Q( f% }& M3 Q* v, m
driver does not own the car, get the name of the car’s owner. ; V8 g1 v! E# _- B3 a8 a
Write down names and addresses of other passengers or
: F: o6 @# r! g: ^# u. v witnesses. If you have a camera take pictures of the accident
1 r( F- s0 N. v scene.# N. a. C* D% K
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Step5. The police officer will give you a copy of the collision report.' F) q# Z9 y2 R# b9 `
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Step6. Cooperate with the police, but do not admit guilt for the
5 z0 S5 m' Q, y4 F B Q accident in any way. You may be required to show proof of * i: g) [* J, ]- I5 _
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By: Z( S) O3 w1 b9 M. Q
accepting money, you may give up your right to file a claim 5 \3 u4 b1 u+ ~, [$ g
against the other driver, even if the damages turn out to be, V% W" ~* A2 f
more extensive than you first thought.6 I; S' @' u S4 N
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Step8. Do not agree to forget about a minor accident. You may see' U& I4 I/ j/ r+ u. Q
later that there were hidden damages or injuries. The other. L0 D9 @8 a$ k( F$ b; |
person may even file a lawsuit against you.$ V7 e- |% @9 o: n, z: \
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Step9. Write an account of what happened: time of day, weather,
. N( p. Y' u: |9 Z8 U hazards, road conditions and driving speed. Draw a picture of
% b' I' x0 @( z7 I2 N3 K! D2 r the site, showing stop signs, signal lights, etc. Try to measure 2 w3 l: I) m4 {: r" @
skid marks and determine the point of impact. Note any damage
# j; n& U+ c1 T already on other cars involved. If a camera is available, take
; z; ]' D' s G& H: ]" O pictures of the accident.
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. Q% J8 v/ B# @6 @4 M P8 C, Q& \Step10. Report the accident to your insurance agent or insurance ( V, o* ~3 S2 j, c3 x" O- x
company as soon as possible. Call a lawyer Bruce King, to discuss
c0 H: B, V8 H5 @3 u1 x your accident.
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' `9 F/ h6 m# V2 y: m' O[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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