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 What to do if you are in a car accident
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; G3 _! |0 }+ j( w# yStep1. If possible, stop your car in a safe and visible place. If a car
5 x! F# {. @ d5 m z9 [+ N. E; n cannot be moved, turn on the hazard lights. Turn off the
8 p* f7 b) y3 Z' ` ignition. Be careful when exiting your car.
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0 O: T: F% m+ Z; S9 j1 @: `* o$ c$ G1 `) bStep2. Determine if anyone is injured. Do not move an injured person.; N/ p% q4 i, f0 G
6 o/ \1 m5 M: SStep3. Call 911 for the police and ambulance (if needed) immediately.
5 L" O+ j1 @3 w3 U+ J/ i' \$ @ Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model 1 G- g) M5 v9 F) w+ C: w
and license plate number; the driver’s name, address and license n' a# O4 k# C6 m$ @
number; and the name of his or her insurance company. If the ' H0 ?* h- C$ [& t% F
driver does not own the car, get the name of the car’s owner. * n) g$ J# m# Q6 X! X) K7 E. Z
Write down names and addresses of other passengers or
; ~4 z1 b$ S7 n% P, X witnesses. If you have a camera take pictures of the accident
! [! a! ^% J7 T scene.
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9 a. H: h% e# A, V0 T* ~. n8 \Step5. The police officer will give you a copy of the collision report.
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, s3 L. g+ A- T8 x) N: C, fStep6. Cooperate with the police, but do not admit guilt for the ; j7 W0 w/ ]" ]5 H
accident in any way. You may be required to show proof of 8 s3 w" D w U. \- Q* d! O6 Q
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By" A# X2 J7 f5 P8 \1 K6 q' y
accepting money, you may give up your right to file a claim - f6 c7 \: ]8 p5 H- I% G! a
against the other driver, even if the damages turn out to be" h: ^0 |$ i$ m& D, B9 b
more extensive than you first thought.
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4 I' L, ^2 A1 L, j! U; OStep8. Do not agree to forget about a minor accident. You may see* t5 o* e! ^4 K7 @* t$ P: g
later that there were hidden damages or injuries. The other7 B9 U- R/ n9 |+ U0 @2 p0 y
person may even file a lawsuit against you.$ u& t7 y* P: E9 }. P6 ~. F- o
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Step9. Write an account of what happened: time of day, weather, ( e5 \- z0 h! L. f5 n+ J
hazards, road conditions and driving speed. Draw a picture of % }/ _# N- b4 s1 n
the site, showing stop signs, signal lights, etc. Try to measure % |( E8 T9 r* l9 G' e, G
skid marks and determine the point of impact. Note any damage% ^% j& z+ e$ H, m( p [, L
already on other cars involved. If a camera is available, take # V H% e6 N' r2 A5 K& d
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance + i2 t) D; X: F/ |) ^. b( Y
company as soon as possible. Call a lawyer Bruce King, to discuss
6 Z$ _/ q5 s+ M2 @. A your accident.' l9 [4 N! R2 k) Q
5 L( u5 g6 l' N" ^- [9 k. N% R[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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