how to know my RRSP limit

dragontale

I receive notice of assessment for last year, but nothing mention how much RRSP carry forward, I want to buy RRSP full amount this year then buy my wife's RRSP, how do I know what's my limit? thanks

Another thing, if I buy full amount of my RRSP, then use my money buy my wife's RRSP for her, can I claim tax return under my income?
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Thanks

fushiyu

我的印象是你的额度全用上的话，就不能再给你妻子买了

精打细算

想知道自己可以买多少明年报税可以抵，看看个人税表中的 RRSP contribution room

可以买伴侣计划， 将所买的都送给太太名下，自己抵上面自己名下的RRSP contribution room。 如果两年内提钱， 除非 HBP/LLP 计划，将返回自己名下。 太太名下的 RRSP contribution room 只能给太太自己抵税。