I am with TD too. $700+ per year for basic coverage.* J) D% ? l+ t, F
3 S) e2 ?6 b4 G2 L9 x- `. G" i0 {You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.