I am with TD too. $700+ per year for basic coverage.% e- x, T& C5 C$ L- H h
$ P2 n; @# @0 D7 w& DYou don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.