I am with TD too. $700+ per year for basic coverage.8 Q) H8 M0 L) J( u1 \
* K T& `. R- ^4 X, d
You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.