 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑 " ?2 z% U A. \4 p6 \) e
kismet 发表于 2013-3-12 09:34 
1 |. |0 N; a' w; l3 M y+ z/ x能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
& L( H3 T1 y! n9 | j3 v. W _6 i x" P: t. I" C E0 s
你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/) @; G8 e) l2 d: ~
6 D1 ]" @" k( v {: M! ZWhat are my options if I leave the Plan before I reach age 55?
2 L4 ^2 X0 h- M! r+ U3 ?9 a. jYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
; S6 ^! e9 R- K3 f
; Z4 h6 t' ?/ n3 ?: W& m3 A: @4 X8 J3 MWhat are my options if I leave the Plan before I reach age 55?, \0 s, u: d) c1 i0 {3 y
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
6 N$ L# A4 ~" S# K5 L6 c, ?- W6 Q9 z
If you are 55 or older, you may:
) t3 E" P- i7 T' A# p! w, ?+ t5 e3 E" Z
receive an immediate monthly pension, as well as any, [0 Y* F0 \7 [9 Q) e8 j
excess contributions. (If you choose to receive your7 v% b9 i6 l/ b, _' V* ]4 x) Z
pension before you turn 65 or before your age and years& v6 I0 \/ f( |* H3 E
of service add up to 85, your pension will be reduced.
" f( f, N$ d. s4 J, N# n$ [0 ]6 Y# H$ d
Reduced pension0 I, X9 f: E: U$ V& n$ c% [3 m
- O1 U" ~" ]2 B e$ }You can retire any time after you reach age 55 if you have at least; D6 I8 h: x7 _7 ?% [; b
two years of service (including any CPS). * S' U. |( |' x) X: s7 J
4 a3 V6 s$ [! @% W K
Your pension will be reduced
! r3 l! p9 I, f5 r! cby three per cent for each year you retire early.
+ [' i% ~9 p1 m" x' [, N$ @8 I. _) \4 Z3 k5 B9 _0 T
This reduction will
# R% s G, ?4 b' L O% m$ bbe based on the number of years your age is short of 65, or on the3 _# I5 s5 v2 m/ Q3 c
number by which your age plus years of service is short of 85 points, z% T' U- {/ {8 `% b+ J0 v
whichever gives you the higher pension.+ r7 {( b9 A+ ~$ G9 y
3 w6 c7 x: ]: m2 BHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf5 t+ p# J+ U* m" D
4 A A! P. R& q& G
|
|
楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
