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本帖最后由 PTL 于 2013-3-12 10:45 编辑
4 c; S; C$ t+ S2 m q Okismet 发表于 2013-3-12 09:34  - u' k( M t9 N0 h7 [
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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1 Q6 l$ t( k$ wWhat are my options if I leave the Plan before I reach age 55?
' Y4 D6 X+ O- s& |% q7 _% vYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.8 D; M/ d3 O' n7 p! y2 }% D
) l5 h2 _* ~0 q& A! eWhat are my options if I leave the Plan before I reach age 55?) p! V0 W7 D1 j2 z% S7 k
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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' C& Y/ Q) o( i% v6 rIf you are 55 or older, you may:
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. o* d0 d8 G1 ]( [9 |receive an immediate monthly pension, as well as any
' v, i6 _+ r7 Kexcess contributions. (If you choose to receive your9 ^6 X( G0 R1 z/ R
pension before you turn 65 or before your age and years" F& }: `9 b9 s* |0 J& e
of service add up to 85, your pension will be reduced.
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9 ^2 F. ?9 I" [- Y/ P- _- ]" dReduced pension
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You can retire any time after you reach age 55 if you have at least6 m c. L5 l0 a% w. c2 d
two years of service (including any CPS). ) e- t( h( N6 t3 {; i# p' c
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Your pension will be reduced; o% e/ I. A9 l; @
by three per cent for each year you retire early. ( Y+ v! U: Y' a Q1 K$ W* m
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This reduction will- H9 V. m2 K+ j: @
be based on the number of years your age is short of 65, or on the4 Y6 z7 V2 q6 \3 ?7 }/ U
number by which your age plus years of service is short of 85 points,
8 W5 }* M9 e" b y! V! Swhichever gives you the higher pension.% i$ f/ r& U" U3 w/ [& D5 {
4 F: d$ T) ~# ?7 H+ U6 jHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf; `! \2 `3 l6 e0 K* ^1 Z9 v
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
