 鲜花( 327)  鸡蛋( 0)
|
本帖最后由 PTL 于 2013-3-12 10:45 编辑
' ~1 ^9 a7 I; t* r1 W* n' |- K# p5 k, Jkismet 发表于 2013-3-12 09:34 
7 p, ~# c ~ S6 |4 T能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
, E% o! P; o% }" G7 p/ {" w: e6 s( a! C5 d
你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
7 }" f% o, y5 p) w0 B5 T$ C! m7 k: j e2 C1 q
What are my options if I leave the Plan before I reach age 55?
# R4 k3 {( h2 s5 i; n+ l- kYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
- J- Y# k4 d2 V+ t
8 D$ E, D% |* HWhat are my options if I leave the Plan before I reach age 55?& W) U1 o% A/ `6 _
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
, @: I6 z0 u4 L5 I5 V7 J: l6 K; [0 T; Z+ z3 N4 n' X" h& `
If you are 55 or older, you may:4 Q7 _9 ~( q4 j. q3 }$ ~
: M( P _( E0 ~% `receive an immediate monthly pension, as well as any) v0 e$ y3 F7 {4 H
excess contributions. (If you choose to receive your- w6 h7 B! e' P; k" ^/ g
pension before you turn 65 or before your age and years
8 X3 R# W3 l( nof service add up to 85, your pension will be reduced.- e" z5 c$ [/ [2 D8 r
' t0 c; [ `2 xReduced pension% E9 M9 o4 ]7 w! w! U# D
: {7 W% ^ ~/ a. ~+ |3 N+ P/ S# G
You can retire any time after you reach age 55 if you have at least
7 _* f3 C% P1 L: @$ mtwo years of service (including any CPS). ' n$ }7 {) c4 D3 |8 n3 ^& d
2 H3 ]8 A2 e* E# l) |7 A+ F7 t* H
Your pension will be reduced- i% Y$ _, B9 d' I1 g. O6 Y
by three per cent for each year you retire early.
- C& o i! T9 a. k& ]- _& K# C% W) g! a5 u3 z0 Y4 P+ }; G! z
This reduction will& q1 \+ X) \: s J1 Y; G2 H& Y" ]/ ]5 O
be based on the number of years your age is short of 65, or on the1 V- M1 H4 B9 v4 _
number by which your age plus years of service is short of 85 points,$ V: u# f Q8 N! w# M% U! ^" t
whichever gives you the higher pension.- \9 w7 y5 a! B; Z+ D/ N$ A
, i" |! r/ [# uHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf& V! {' h+ o( K% o
' P( z8 \$ g0 t c: f: w+ { |
|