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本帖最后由 PTL 于 2013-3-12 10:45 编辑
( ~( n& |6 M; b( \. g2 Mkismet 发表于 2013-3-12 09:34 
9 U/ j; ]* G/ _/ G+ j' R2 e. y能具体说说这个提前拿退休金的事么?我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。 1 d: n& z; ^; u5 K6 v
3 Q- p. a V0 v! o7 c- p+ G3 `你的是PSPP吗?是的话,这里有些information。只是55岁,又没有工作35的话,拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?+ e' Y1 a/ H1 G3 I1 E
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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" p0 [* F9 D2 W) R) l& CWhat are my options if I leave the Plan before I reach age 55?
( k+ v7 J3 s7 J6 |2 h6 Q" H. \You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.; q F/ v8 P3 s$ w. Y
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any
( `3 V' A. P! O4 F. y2 gexcess contributions. (If you choose to receive your7 B& \) V5 ?$ F! u
pension before you turn 65 or before your age and years" b: d }' {% ?9 F. P8 D
of service add up to 85, your pension will be reduced.
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Reduced pension
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You can retire any time after you reach age 55 if you have at least
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Your pension will be reduced
' @0 k4 ~4 b0 ]+ A- d" b. Fby three per cent for each year you retire early. 8 T, E a) @9 _+ C+ I: s
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This reduction will! I1 F' l2 m6 A( [
be based on the number of years your age is short of 65, or on the6 q* S) d2 G9 j6 l4 ^$ W
number by which your age plus years of service is short of 85 points,
+ E/ W4 W+ Y9 }# A" M) zwhichever gives you the higher pension.
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. B5 w1 ~2 f/ w, i, ^/ ZHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf$ z" ?/ a. B' o3 h
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