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本帖最后由 PTL 于 2013-3-12 10:45 编辑
6 c) ~/ \5 T9 skismet 发表于 2013-3-12 09:34  ) Q, R3 ?) L& u" r( C
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
+ A7 Z1 M$ C8 f) t; h1 AYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.% z# J* c% k5 u2 p' m& y
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What are my options if I leave the Plan before I reach age 55? G! a! g% L9 }
You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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If you are 55 or older, you may:
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receive an immediate monthly pension, as well as any2 A. u, j7 _& Z0 W$ ?9 ~& }
excess contributions. (If you choose to receive your
9 U/ ^3 n8 @7 ?% E$ J! Ppension before you turn 65 or before your age and years5 p! ]5 c! b- a$ \) j$ B' Q- l' [
of service add up to 85, your pension will be reduced.2 }4 U0 j6 F8 x7 @/ j* P; [. A
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Reduced pension% ~9 b; M1 g4 S3 R/ u: v: |1 {0 o7 a. L
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You can retire any time after you reach age 55 if you have at least# e+ c3 @' U5 ?1 N2 `7 m
two years of service (including any CPS). 7 r3 m! P( S* y& I
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Your pension will be reduced
( v, j$ T5 c, q: W" Sby three per cent for each year you retire early. ; I# q# l/ H6 [) A$ ^# q R
( n; R a: X, @* P* i; JThis reduction will5 {, F h3 x, z) {- _/ v9 Z
be based on the number of years your age is short of 65, or on the
/ b7 k3 @. ]- L2 y5 }number by which your age plus years of service is short of 85 points,
, S) j7 j2 e/ Pwhichever gives you the higher pension. v H u9 `- ]4 L6 m
2 R. R# x, _! L4 W* S/ I% YHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf' b/ }& f0 D4 }) Z5 k! [+ ]
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
