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本帖最后由 PTL 于 2013-3-12 10:45 编辑
. [! D2 s/ k" n! }- y$ N3 r7 tkismet 发表于 2013-3-12 09:34  P* s& {6 w( I/ N0 a, u: G
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
% c5 ~0 d/ \* o( a$ HYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.
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$ T9 q5 Y0 L: CWhat are my options if I leave the Plan before I reach age 55?
# {4 I1 F* l# PYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.# b+ }0 m1 @' ~' _3 A) @
9 q# G$ Y8 ~+ w3 L8 O3 A( `" r2 x, AIf you are 55 or older, you may:
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receive an immediate monthly pension, as well as any6 u. ^' u, S* n. q" ~; X& U8 R
excess contributions. (If you choose to receive your+ S% l0 |3 O8 o y3 }$ o1 y
pension before you turn 65 or before your age and years0 W' C) k7 b a# D) x
of service add up to 85, your pension will be reduced.* M% a# H5 H$ L6 G; W
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Reduced pension3 a# Q; W+ v2 I$ W
6 m; F! @6 s8 F) d% ~) B7 w3 ~0 `You can retire any time after you reach age 55 if you have at least& @8 y' z% P$ g" a. |- S
two years of service (including any CPS).
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Your pension will be reduced" V j4 y) z3 D8 Q" u
by three per cent for each year you retire early.
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0 h( ] w x }9 qThis reduction will) a! `! f& L1 R' G- H1 H6 W2 e- e
be based on the number of years your age is short of 65, or on the
, i3 s1 h7 C: l8 v) o3 Znumber by which your age plus years of service is short of 85 points,
8 M& P9 o X0 M9 n8 mwhichever gives you the higher pension.
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" u7 C5 U" @; Z! Z9 n mHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf- ~1 L9 w% g% g8 P% _- h
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
显身卡
楼主
发表于 2013-3-11 19:47
