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本帖最后由 PTL 于 2013-3-12 10:45 编辑
4 w( A9 ?! P) y1 M/ Ckismet 发表于 2013-3-12 09:34  % x; E# G$ G% k# w
能具体说说这个提前拿退休金的事么？我正准备55岁就自己提前退休呢。但从来不知道还有部分退休金可以拿。
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你的是PSPP吗？是的话，这里有些information。只是５５岁，又没有工作３５的话，拿不了全额的。http://www.pspp.ca/
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What are my options if I leave the Plan before I reach age 55?
9 Z$ M9 @, z( I( ~You have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.; v" ^! v4 m/ B' _/ y( @. i" g
& {) \# e/ A, }5 P3 RWhat are my options if I leave the Plan before I reach age 55?
6 n$ [# q2 W/ z9 rYou have many options if you leave the plan before you are age 55, including leaving your funds with the plan for a lifetime pension to be paid once you turn 55.6 m& j9 P o8 [1 f* ]# X: A
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If you are 55 or older, you may:# ] a7 ?! b& g6 f9 x& q
+ r, o6 J5 v! ^( \1 a# Ureceive an immediate monthly pension, as well as any0 f5 r. X: M8 a) t% F
excess contributions. (If you choose to receive your
8 P' m. P9 u2 r8 |# p+ |pension before you turn 65 or before your age and years
5 K4 D+ j. G4 x9 s3 tof service add up to 85, your pension will be reduced.; X J, B% F. J8 a7 I+ D
8 B. L* i) E; U' OReduced pension
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You can retire any time after you reach age 55 if you have at least
3 b; v+ C4 I) h& d$ D- ntwo years of service (including any CPS).
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8 N1 r3 K- F* ^/ Q0 _9 FYour pension will be reduced
9 u/ Y' Y# B- d: l7 }5 a) Lby three per cent for each year you retire early. $ }0 V b' p. |* K; T2 U
/ l% `4 h+ P& e2 sThis reduction will9 ^2 u; u4 D6 @2 J/ ]
be based on the number of years your age is short of 65, or on the
4 _( {) J+ x' s0 G' S- Vnumber by which your age plus years of service is short of 85 points,
' [8 W7 K, ?4 i; X1 `9 t* Mwhichever gives you the higher pension.
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/ [, q: k0 ]6 xHere is the users' book: http://www.pspp.ca/members/publications/PSPP_Member_Handbook.pdf
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楼主: 菩提树
狗仔卡
发表于 2013-3-11 19:32
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楼主
发表于 2013-3-11 19:47
