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Step 1 Do you qualify% E, m* y" v0 v9 \
To qualify for the survivor’s pension, you must:2 t, ]- x d+ ?
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be legally married to a deceased CPP contributor
- _8 h a' O' I+ z2 Ebe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:, _, L( x' x* o# ?3 `
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whether you are younger or older than age 65
5 r/ x( p" m9 C0 Zhow much, and for how long, the deceased contributor has paid into the CPP
& P7 r0 R; F5 B. T3 o; A( X1 ?We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.7 J" T) ]4 t% T) ?- ^! B' m$ q
# N* E1 ]* d; j4 N% V; OIf you are age 65 or older0 r: |& Y) m4 S, w! E' b, a6 z
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits. \/ ~8 z8 ], ^! |1 Z# C9 Q* g
/ n, P' P, q4 u* W" I+ C1 C$ rIf you are under age 65
6 |, D1 C, d$ ~' C* ?- OYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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