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Step 1 Do you qualify
! G( a, ~$ `% a7 S( z6 n3 ZTo qualify for the survivor’s pension, you must:0 M- N4 }7 v9 s+ K7 D1 P
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be legally married to a deceased CPP contributor
* K* }7 U* K2 t, A3 l& S% q5 Lbe the common-law partner of a deceased CPP contributor5 b0 {! }5 b3 }( G( P; f
3 ~ N3 p5 r. `: ]8 tThe amount you receive as a surviving spouse or common-law partner will depend on:- y7 V3 C1 x% C# O3 N
4 r) f: T" o! H6 r: m/ L( ?+ Owhether you are younger or older than age 65
5 o. {6 F( Q H* _4 B& vhow much, and for how long, the deceased contributor has paid into the CPP7 { \; Y1 H5 U* S$ S
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older2 h9 _# M! ]! n# o% Q$ R- {
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( G- W) ~" D; o2 C
4 L# B6 P: K5 BIf you are under age 656 ]+ o: { ^+ k
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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