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Step 1 Do you qualify9 R4 o3 F d5 m$ ]& [
To qualify for the survivor’s pension, you must:& A" S$ T |- ]" @$ j/ P: j
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be legally married to a deceased CPP contributor
7 ^6 T F) M. z# _& f# p, \be the common-law partner of a deceased CPP contributor2 C/ f! K9 ~. P. I
9 [- m* x2 n1 Q1 ^2 G+ n+ }The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 65
! B* e" E0 d8 y! T4 i: Hhow much, and for how long, the deceased contributor has paid into the CPP' {+ `( l! A: m5 Q! ?
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older) e7 |9 r( M) a% }
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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0 Q' _7 V, q, I: ZIf you are under age 65
/ ~ ?9 }( E7 h! n$ S6 YYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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