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Step 1 Do you qualify8 i7 @" ]% N( P' B# |% T6 r0 `
To qualify for the survivor’s pension, you must:0 E/ c9 J6 N% A% F9 m, h
m& A/ l: f: \. a# Y) x0 q9 Zbe legally married to a deceased CPP contributor4 F% z: X$ ]& {4 z- c% @3 l
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:- R T( R8 {" F; P
$ b1 j/ f/ y% T% M; g! Y' }/ `whether you are younger or older than age 65# L5 a7 ?3 B$ m
how much, and for how long, the deceased contributor has paid into the CPP% i% k9 F& s! c) x4 L3 A, D
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.' b9 `% A" S, j" C2 t. H
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If you are age 65 or older7 t* O3 m9 e# L; I0 R" U! Q
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.: _$ j, q% d2 e! Z" v$ ?' N9 F% ~
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If you are under age 65
, t/ z* ], C6 K2 Z! v: t# mYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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