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Step 1 Do you qualify
1 D5 X2 j, D' d! c0 nTo qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor$ B* A) k# q& h5 G0 Y) S& Y
be the common-law partner of a deceased CPP contributor; K4 }$ |- A. C! k8 T6 C4 V& S
# B. l7 Z$ g4 J# z4 [ O# s* \5 P! e. ]The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 653 {/ X# t9 E6 D1 Z- y: Y6 h, N; S
how much, and for how long, the deceased contributor has paid into the CPP7 i) {& w. x7 G7 U
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older0 N- q3 W" { k5 a O
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits./ h) D, u' I _$ n2 A
& @4 h0 A7 A# V& c3 G9 w0 \& o! [If you are under age 655 l* l- ~ L" G4 L# H6 k$ d- M2 h
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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