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Step 1 Do you qualify6 d1 d) q% r4 Z& l; |
To qualify for the survivor’s pension, you must:+ v3 F7 P0 W$ p" d5 l% U$ k
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be legally married to a deceased CPP contributor
, m7 ]* V& F+ n0 b3 |be the common-law partner of a deceased CPP contributor6 G$ U/ N; c) W3 G. t
+ g! o0 b" g. j! f& f, ?- G8 aThe amount you receive as a surviving spouse or common-law partner will depend on:- s* C8 `! O& \ e3 ~; U" J
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whether you are younger or older than age 65( N9 O! I7 S) |% _, w9 c3 M( t
how much, and for how long, the deceased contributor has paid into the CPP# E( n1 x X. d& o1 \7 f+ W
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older
" S3 O, p$ q' q) `You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.2 \8 k$ |' Z4 l% C
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If you are under age 65
* o+ \: D( x: C/ O" AYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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