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要靠老年金独自养老很明显不现实。只有和子女住一起,日常吃喝开销才够用,但要去养老院管吃管住还有人伺候,就需要额外支出。如果以前有存RRSP之类的存款,每月可以固定取钱,还有自住的房子卖掉或出租的钱也可以用来养老,方法很多。- \1 k6 e$ A f5 I. x# p
如果是没存款没房的穷人的话,那就只能自求多福。
GIS benefits are non-taxable but do stop if you leave Canada for longer than 6 months.' b( R" Y6 W: L4 I7 q
4 e2 {+ [2 k7 s' NIn addition to your retirement benefits, you should also consider other factors such as healthcare and personal safety when relocating to another country. Your provincial healthcare plan coverage may stop after you have been absent for some months. ' D# A& n5 E& t1 H. \7 f6 a h& [# R; c Y/ G
For example, to keep your healthcare benefits, you must at a minimum be physically present in these provinces (in a 12-month period) as follows: 2 n q/ B. f% B: R6 ~0 `! X& x 3 ?; Q- N. h7 a6 X# C- H% C% h4 U% OManitoba: 6 months $ q6 W# \. y5 l# a' KAlberta: 183 days. r% m0 x) J4 I1 G% p) q
Ontario: 153 days $ Z T0 m: \& t) Z3 {New Brunswick: 153 days+ l3 ?2 }, O6 b: p" p* z( _2 ` E
Quebec: 183 days & L3 o8 A$ ~' o( `) H7 IPrince Edward Island: 6 months plus 1 day 5 h7 h5 _9 W9 ^; T0 l) X( {Saskatchewan: 183 days & } {0 _4 x7 H+ ENova Scotia: 183 days 4 \; B3 [; k+ K1 Z; h$ S