贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
: H( ?# W& I% M, H! U" V
Just in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...