贷款买车中一个费用问题

hellosam

请问，贷款买车中有一项是叫"Option Credit Insurance" ,是啥项目来的？

Edmontonian18

It is creditor insurance, including life, disability and critical illness.  
2 |5 C0 h0 V6 U: D/ @+ ~9 \1 |. A
7 Q$ T; h! O5 `$ s$ b  kJust in case the applicant passes away during the payment period, the insurance company pays it off. No more liability for his estate...