房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
- _# u6 j7 `3 s% m, e0 ~. v+ @现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.
$ ~: k- R: q" e
Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

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  v% v* ^/ ?: [* V理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
: ^" ^! z$ G2 @" d5 g1 s2 U' F不是基准利率涨了，是银行减的少了，原来是p-0。7
4 T' Z# o6 o# C' J5 t; a现在只有p-0。6

! b: W/ B+ V) a' F0 |; @年底现象，没事

xexe