I think that it has some issues here. % c/ o( s% g! j
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Who can get from banks 0.50%, 1.00% ? I can't. It must be private the mortgage. Or mortgage lender is parents to their kids. Private lenders usually charge 5% -12% a year when borrowers can be approved by a big bank. $ W8 I5 U7 x3 b2 F' f. @, Z# }' `
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The questionaire design here has some issues, and people who answered questions are not honest. The results are such statistics can not make any reasonable conclusion.