get a no-fee US$ credit card (e.g. i use TD USD VISA)' G! U' m, f3 j+ R+ [9 G
find someone who are willing to exchange with the XE rate: f* o0 K- Z$ c1 @2 G
deposit your USD either to your US$ credit card or any US denominated chequeing/saving account 3 i) e/ t# J! |4 p" a5 h2 cgo to the US and have fun (with thousands of dollars of bills to pay of course) 6 J8 u: e6 E! j4 c7 s' hpay your money when you get home& ]2 B3 i7 E( x0 K
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the rule of thumb is: the less you get your service from the banks, the less you will have to pay 4 L6 ?. v( t9 Y6 t1 m4 G! g* t6 J1 e6 ?0 v2 U) a
If you can't find someone who's willing to trade with you - you can trade with your bank with some costs depending on how much you trade. The worst is to swipe your CAD credit card in the US. Both VISA/Mastercard and your bank will skim profits every time you swipe your card.