What is the Stable Chronic Condition (SCC) option? . X! n) Q8 q2 \- dThis option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).1 C/ S% N7 _1 I/ s' @6 X
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic! @+ c- Q8 B3 F9 o- u$ b- h( A
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and * f [' L3 u/ y• there have been no new symptoms or change in symptoms; and/or; p6 y/ s) E0 l L3 j% K E$ U
• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy.5 ?( F ?! k$ H+ r* h
If “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.