What is the Stable Chronic Condition (SCC) option?1 U/ O) ^& s8 {! z* F
This option is automatically included for all applicants up to age 59, and can be purchased for ages 60 to 85 (provided the applicant is eligible).9 M- |; d: G5 B3 i0 A
When the option is included or purchased, exclusion 1 in the policy is modified such that, after any applicable waiting period, a stable chronic" X' P4 ^. F' P' l+ f5 x
condition (as defined) is covered under the policy.
“Stable Chronic Condition” means: a condition which is under treatment and which has been controlled by consistent use of medication prescribed by a “physician”; and + l) q3 F' E- s8 c& a• there have been no new symptoms or change in symptoms; and/or ( @; a- x) ~4 n. B% [( X9 k• there has been no “hospitalization”or change in treatment, medication or dosage in the 180 days prior to the “effective date” of this policy. , M, N' D7 N$ D+ BIf “your” “physician” has determined that “your” health condition has improved and changes “your” treatment or medication or its dosages due to “your” improved health condition, this does not constitute a change.