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BMO, Scotiabank join RBC in quietly reducing mortgage rates
7 Q$ M% e$ \( }& M0 j# bCanadian Press and Financial Post Staff | January 22, 2014 7:32 AM ET 5 Y4 s6 O9 L3 f* i8 N) E) a0 V
Bank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes.
/ j. `; i; S/ s9 l/ q8 q2 f) aNational PostBank of Montreal and Scotiabank both lowered rates Tuesday although, like the Royal Bank, neither issued a news release announcing the changes. 5 @# ] i8 m! Y( D" h
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. J) W2 ?* B$ pTORONTO — At least three more big enjoyedmontoncing some of their mortgage rates.
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; L( o: g, @; r% W4 Q: M2 s. e' }Bank of Montreal, Scotiabank and TD Canada Trust all lowered rates this week. Like RBC, none issued a news release announcing the changes.
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8 {- Z7 K) C m* CMost new homes are built stick by stick, brick by brick, by a construction crew on-site, but a growing number of Canadians are buying homes right off the factory floor to be assembled on the lot within days . R! w& u: _3 j' z
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) C# {8 G5 k3 Z& H, g. d* ?' mFor example, Scotiabank lowered its five-year closed fixed term mortgage 10 basis points to 3.49% on its website Tuesday, down from 3.59% posted on the site Monday. 3 B) X8 [3 T7 \* u
$ g ?* E3 {& i3 B) HBMO, meanwhile, lowered a number of its rates between 10 and 20 basis points, including its posted five-year fixed rate to 3.69% from 3.89%, according to Ratehub.ca. " `& g8 i% b+ c! u( u- _
! x+ d0 o1 r6 RThe changes, first reported by the Business in Canada website, follow a move on the weekend by RBC to quietly lower its rates on several fixed-rate mortgages by 10 basis points, bringing its five-year closed rate to 3.69%.
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TD followed suit on Wednesday and now has a posted discounted rate of 3.69% for its five-year fixed mortgages, down from the rate of 3.79% that had been in effect since August. The bank has also made changes to several of its other closed rates. |
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