首次买房每人可从RRSP中预支最多20，000$做首期，有谁知道详情？

channel1111

首次买房每人可从RRSP中预支最多20，000$做首期，然后每年还。 有谁知道详情，说来听听。

MORTGAGEWISE

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:

" }6 B7 L1 H5 ?/ w7 R+ f  s
; ?2 X% x2 \1 r, K; g) a
5 ^" L% }3 y  ]3 R& `3 JYou and your spouse can each borrow up to $20,000.
3 K( \1 }# z8 A8 YThe funds must have been on deposit at least 90 days before you withdrew them.
$ j' e( V. r0 q6 eAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
A signed agreement to buy or build a qualifying home is required.
; l: N3 b( A6 h2 h1 eYou can only participate in the program once.

牛眼熊心

原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
2 ]* ?0 m" Q% qThe Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
. t9 j4 D: B" ^8 x' l


You and your spouse can each borrow up to $20,000.
The funds m ...

我第一次买房时没有用，第二次买的时候还可以用rrsp付款么？

MORTGAGEWISE

当然不行了, the plan is only for a first-time home buyer!

梦里花落

怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去，那哪一套应该算是第一次购买的呢？谢谢。

MORTGAGEWISE

原帖由 梦里花落 于 2006-7-9 10:10 发表
) \6 \' p6 Y' G( [7 E+ |  t怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去， ...

/ Q* I6 {. P( ^" s% Y5 d# G7 K; }6 pGood Question!
1 Y/ M# s1 [! ]; E& ]! N! }. ~
, ?# n+ g0 [9 i& o4 n# X) i$ Y我的观点是， FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准，但最终的裁定属于CANADA REVENUE AGENCY SERVICE。