' ^6 W }' l' u1 m走着不是更省钱?* A# s* H) {6 A( W/ a
这事儿好象不能完全用钱算吧。大人都上班,这几年的工作经验为以后的几年打下的基础是用钱没法儿衡量的。另外,讲个真事儿,我一大学同学一毕业就结婚,当年娃就生下来了。说“为了孩子”,所以班不上了,就在家全职带孩子。当然,她自己觉得自己家孩子最聪明,这是别人不可能对其辩论的。但,绝大多数同学,跟她基本没法聊天。
factors to consider if purely from tax perspective: 4 N% N( s6 \ }6 M+ ?- D/ D% x ! i- R6 W$ S. L$ _2 D8 H4 T' A3 }total additional income $ z- U6 i4 C+ n7 z. H5 w6 ^+ z& F) Itotal taxes paid (assume it's not a cash job)( Z* O. d' X4 ]0 F8 F0 _2 F/ P
total tax credit transferrable to working spouse # ?4 _9 r6 s( L6 htotal tax credit for child day care! i" L- @2 m: a3 K( g+ s
total day care cost* i ^2 C* U- G- i) P! C
$ i4 a* k4 q/ [4 |) s7 k2 k5 H9 fso the formula is: 5 H* |5 s5 N5 Q# A, f0 e9 y' n* [9 g. {" f- i: r& L' @
total additional income - total tax paid - total transferrable tax credit to working spouse (this can be claimed if one of the spouses has 0 or very little annual income) - total child day care tax credit =/</> total cost of day care.