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原帖由 过路客 于 2006-2-7 08:04 发表
6 \: x8 B' w, r% B" e8 n请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
1 `# V, y/ c# u7 k, B1 bHouse Price = 280,000
! E" Y: W# A5 O. i9 FDown Payment = 98,000 (35% of total price)7 i2 ?. D2 L( F* i! {! h& `! a
LOAN = 182,000 . c( h% u% t+ u' [& e% J9 t
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 2 x$ D7 I: `& `, K9 X# V
YEAR = 25 5 H/ C! a8 \7 U1 b* w
MONTHLY Installment = $1,034
% m; d# _9 I0 A5 B" \- z( a9 |1 z3 }9 B
Property Tax : $250
5 l7 t" s/ Z/ S/ ]$ s+ F' oGas+Elect.+Water : $350* Z$ J& W4 r" I6 O: Z
Misc. cost: $1004 F+ b }8 Y" A2 s0 I
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7 j8 `; K8 v0 [Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
6 |5 k( x1 N- f# I: w6 h+ e5 g; C! ^! b+ j- z O. T* a
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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