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原帖由 过路客 于 2006-2-7 08:04 发表5 o8 E1 t- }1 { C) j5 j% R# s) p- X
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
3 L# N) ?$ P" U% E! E4 sHouse Price = 280,000
8 N! j6 i! r' u- G# j8 R, u0 t3 j+ XDown Payment = 98,000 (35% of total price)
+ }# P7 a+ _7 `# T" E9 Y5 P- k( tLOAN = 182,000 ( q3 L$ Z8 v. M2 Z& p i1 L
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) 4 h3 \% }2 i% m
YEAR = 25 * P: R2 l! t4 f2 W5 X
MONTHLY Installment = $1,034
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7 o1 ]% W! i+ @+ v* m" |. v" pProperty Tax : $250
% _& { a! ~6 x1 l5 `. GGas+Elect.+Water : $350
6 S, _, V ]2 }Misc. cost: $100
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Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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. ?. s: I6 Q b[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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