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原帖由 过路客 于 2006-2-7 08:04 发表& N$ j5 p u1 C1 c
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
, \& `2 ~, y. J5 F. Z$ c3 `House Price = 280,000 9 E+ y) H6 X9 n2 w+ \$ z
Down Payment = 98,000 (35% of total price)
# M. x, n: [3 h# k3 dLOAN = 182,000
' W8 ^5 b; Q$ i. p9 M b: E# ^INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
2 t% M; {) h ~YEAR = 25
1 F( P9 v' K* J( `" n2 VMONTHLY Installment = $1,034
' k+ _2 i4 B! e2 w4 d% x& h5 L7 n& A6 c k9 W* C' i
Property Tax : $250 0 l S" |' n. w, o
Gas+Elect.+Water : $350# z) }- J- j5 {6 [
Misc. cost: $100' e3 X, A' ~# V4 j* A7 V% |
______________________________________________________________/ w0 c9 \5 l) C. Z
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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+ H1 c. |6 ?4 x/ p( ^; T# N, n6 W+ ?" `[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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