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原帖由 过路客 于 2006-2-7 08:04 发表
* I# p9 \/ P" e请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)? : ~! q8 Y' `2 ^5 j
House Price = 280,000
3 _" X$ ]8 t; p' t( j" tDown Payment = 98,000 (35% of total price)3 v1 m& O2 q. k8 a
LOAN = 182,000
, U0 w; E# k D8 S' jINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ; v6 L, |* v$ u( |3 X
YEAR = 25 1 y9 d- U& K2 `3 R% t2 `3 P
MONTHLY Installment = $1,034 8 |1 B0 X4 S9 c# n. ~, |) k
+ H$ n' L1 a+ p. Q5 d% T" l0 { V1 \
Property Tax : $250 " G4 Z- j( D& t0 U" q
Gas+Elect.+Water : $350
0 T( o0 }$ G! C9 ^* p0 bMisc. cost: $100
# c' W5 J& d3 T$ T7 K% W+ G; l______________________________________________________________
& f7 j: `3 F- K+ a$ lTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)8 i$ B# R+ U8 q7 b7 O
% W; w4 S( x f( Z; g; a
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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