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原帖由 过路客 于 2006-2-7 08:04 发表/ C- K- B9 Z v5 q4 V
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
: }% C% H! i3 N0 V$ M& V2 }9 O J9 DHouse Price = 280,000 : N' `! O, L6 N! K" `# s
Down Payment = 98,000 (35% of total price)/ o7 A8 `. P: _
LOAN = 182,000
9 i; i) U3 n. }, s( Q) B# HINTEREST = 4.700% (Assumed 4.7% for 5 years fixed) - F3 v4 ?( Q' ?% W6 p: e
YEAR = 25 ; P2 r& |& v) d
MONTHLY Installment = $1,034 - ?% V0 `+ T5 V) A1 O% c! g6 K8 h
6 p* |4 k: ]# B* p- e( dProperty Tax : $250 ! h& J. C X2 G9 ]& m
Gas+Elect.+Water : $350% O1 ~+ K- `- K; N: k( p
Misc. cost: $100: a" `/ o% i D7 V2 }* K4 \% W
______________________________________________________________% i/ s* d7 o- s0 N
Total Monthly: $1734 (Just a rough estimate based on rule of thumb)
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[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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