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原帖由 过路客 于 2006-2-7 08:04 发表, \( `. q: x! M: g
请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
) D! e* z9 S, I+ v* y KHouse Price = 280,000
; m7 K. e7 S) n0 N9 W+ H eDown Payment = 98,000 (35% of total price)
( W' A& c; g" ?' o, B K Q( v4 | [LOAN = 182,000
- Z* d' P+ ^% n- T# `INTEREST = 4.700% (Assumed 4.7% for 5 years fixed) ( r* H3 r8 m6 d) V! f/ K8 u
YEAR = 25
. c4 s5 X7 A7 d! DMONTHLY Installment = $1,034
4 w* @5 R+ A! d j7 ?9 h# |. I; K+ O; C P% A
Property Tax : $250 d% o* r+ b: \
Gas+Elect.+Water : $350* G3 |/ l3 v6 `" K" O. Y
Misc. cost: $100
/ g5 |& s" m& o+ W+ k7 q______________________________________________________________
4 [& x4 @: N* Z3 KTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)) C( G, E" J- [( i6 W6 G" H- v k
" g" P$ u2 h3 m& U0 d5 t8 ]% U
[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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