 鲜花( 645)  鸡蛋( 4)
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原帖由 过路客 于 2006-2-7 08:04 发表
& ], p. C4 B) a' `请朋友们帮我算一算,现在在爱城买28万左右的房,首付35%,5年定期,25年清,每月至少需要多少钱养房子(包括付银行本息,地产税,其它费用等)?
1 G4 B% l4 `0 R( E5 Q" H Q. c | AHouse Price = 280,000
% z" B. a# }! ~; tDown Payment = 98,000 (35% of total price)
# ?, L& T/ K! E; dLOAN = 182,000 . N0 j8 I' }: G! Z' b( n: O) o
INTEREST = 4.700% (Assumed 4.7% for 5 years fixed)
' t/ W( H8 N1 t8 P0 G3 b1 B$ jYEAR = 25
) @ p; @# q3 @% x! oMONTHLY Installment = $1,034
8 a! ]( m( Q: @" \) K: _: T/ X2 e* ]' r5 O. ~" [% G
Property Tax : $250
! P- g( r2 p* CGas+Elect.+Water : $350
' d, ~" I, Y. r2 g3 e# B/ w# q' CMisc. cost: $1005 `' ~ f y2 I+ k; q7 e3 [
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W; e3 P8 ?# E. oTotal Monthly: $1734 (Just a rough estimate based on rule of thumb)! g/ U6 g y* U2 W) r
6 x+ }$ b/ a1 h: s[ 本帖最后由 酷暑严寒 于 2006-2-7 08:51 编辑 ] |
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