快讯：Rate/Bonds/NewHouseStarts/...

年轻的心 · 发表于 2010-12-1 13:28

本帖最后由年轻的心于 2010-12-1 13:52 编辑

2010年12月

Bank of Canada Interest Rate5 f; @* ]+ `+ `) { 6 N$ `0 ~/ s+ Y! h* N C- d( d
September 8, 2010	1.00 %
October 19, 2010	1.00 %
December 7, 2010	Next meeting date

Source: Bank of Canada

Bank Prime Lending Rate

September 9, 2010	3.00 %
October 20, 2010	3.00 %
December 8, 2010	Next meeting date

Source: Bank of Canada

Conventional Mortgage - 5 Year Rate*

September 15, 2010	5.39 %
October 18, 2010	5.29 %
November 29, 2010 . w5 D" q% t2 N' k9 x8 C1 ^	5.44 %

Source: Bank of Canada
" M4 G9 ]% K) f) x8 P+ |*Determinant for high ratio mortgage variable qualifying rate

US Federal Reserve Board Discount Rate

September 21, 2010	0.00 % - 0.25 %
November 3, 2010	0.00 % - 0.25 %
December 14, 2010	Next Meeting date

Source: US Federal Reserve

Exchange Rate $CDN($US)

October 28, 2010	0.9790
November 10, 2010	1.0000
November 26, 2010	0.9804

Source: Bank of Canada

Government of Canada Bonds

Bond Type	October 27, 2010	November 10, 2010	November 24, 2010
1 year Treasury Bill r8 ~+ ~: }3 d$ c( R	1.21% # S4 w: V7 i6 U	1.27%	1.39%
3 year Benchmark) y5 S, w$ D" [9 C Bond Yield	1.59%	1.73%	1.94%
5 year Benchmark - e& f/ w$ X' A+ t# T. x Bond Yield	2.06%	2.20%	2.48%
10 year Benchmark 7 r0 x/ G% y' w0 Y* JBond Yield	2.89%	2.98%	3.19%

Source: Bank of Canada

Total New Housing Starts (Seasonally adjusted and annualized)

Province/ d" a* h0 P9 e	August6 Y3 Z% w6 l' Y5 N s7 c6 O 2010 4 Q$ j. i# t+ x4 ?	August ; G) }/ h0 `, k' R; M/ \|2009 T; v' Q9 y: X( z	September x& I( \|0 D4 E9 f9 Z! Y* D 2010 - W+ _' z, z w# l, g	September7 `4 ] z6 I6 T& C% s/ R" L 2009 ( w& l7 Z4 z1 }7 t' ~& ?- o0 q	October) V9 ^/ s. x: Z# p6 e4 k 2010 2 p9 l$ L e% A/ ~4 ^7 ]	October6 }# L) _. O9 R& w1 b. b# g3 P- U 2009 _+ p7 Z% r5 H0 N* u, T/ t
Newfoundland/Labrador # L$ x1 m; }5 p- Z" A9 x1 o	3,500 ' \|. ?/ U8 j" V9 N4 p	2,400 ' r; x- I, C; e; m# e" K A	3,100 ! G$ r8 l9 D- d Q	2,800 - A6 O' l3 \( H3 A	3,400 - N1 M+ K2 M* X" \# l" ?	2,900 & [) f8 ^, [1 z
PEI ! q, S8 K3 p o" H1 t$ j; d	1,000 ' H( W/ \* ^ G& g	1,000 X5 x- ~3 U( Z2 Z" { W3 I+ w	500 ! ?5 H! b! p' r	700 1 H5 [; V' r+ A9 \| b	400 & p1 {4 l* \3 E k	1,200 - _$ b& V" T Y1 B5 z) \|
Nova Scotia! L1 c" n/ G& \/ r& F( N	3,200 4 M4 u' D0 ^0 u" y2 E	4,200 . F* y) w$ L/ m, \	4,100 ( y ?! F9 F+ t7 q. {* P	4,500 1 ]0 u- {6 K& M* r9 e& t	4,700 8 u7 Y$ B$ h+ R: K	4,000 + }: ~" ]; d5 d
New Brunswick- J. M$ I+ j8 O* e% A	5,100 x; W2 g$ z9 b2 E; m	3,700 3 ^/ ~9 q6 x: R" V7 J) F	2,400 # h( n. ^$ j9 W3 x2 ~	2,900 2 [2 J5 \|* A+ t/ B3 T	4,900 & m2 c Z" y, u2 a; N' h	3,600 & [! U& F' I( k7 Q: o/ p( b4 y
Quebec . `# ^+ O/ f v/ K	48,300 5 p! c7 I/ `$ l& }2 ~- k	47,300 # E. i$ b! s* b8 E. N	50,700 E, X( ^7 N) a2 @	41,300 . g. i9 J4 y; G1 D1 S	48,600 o+ ~# q6 _3 i: e7 T	37,200 ' W+ G% S" F. y
Ontario B+ F: H& {4 {! d# p	64,800 . ?* `* \0 a# H9 q* f( w0 ]# g# p7 t	44,200 % X+ G4 l: R: j- m# n. n# P5 L" {	58,000 * j+ M- B) M. ~# {: n/ i' c	50,200 % U# \|( r+ y9 G- R0 N	44,700 0 R& E9 V4 e+ `# k% u" R* ~	57,600 ' l7 Z- K% M& t( e& d s- p
Manitoba4 i2 K) d# O. U" G9 j2 N7 K	6,100 . M( a& ]. I0 I: s6 \|; p x8 u	5,000 ( M; v2 n2 ]) ]) Q' n6 W$ {9 ^8 F3 z	4,000 & t1 l m! D t/ R* u3 m) H	4,400 1 F: p+ _1 e* u0 W* G6 T	3,800 2 j4 F5 ]9 t$ F: ~4 c7 V	4,200 . }- k `) ?1 [
Saskatchewan , \|8 U- \|! I8 ]' L/ k	7,700 " ?$ q$ K7 f" e* h, \|2 v. i	5,100 9 m5 T( [! c" r. a	5,400 2 U9 u1 [( V# N) i9 k/ i; T	3,700 5 F h% O# o3 a	4,700 , r7 N& X& e w; v* p# G0 `	3,600 * {& j3 T1 ], W4 Y
Alberta 7 L6 U C) V+ K3 o4 x. B3 B	23,500 " Q; b/ m% M! R( z	18,400 9 h( k* R$ j* D8 ^3 N	27,100 3 l' m9 Y7 a: S# b J9 v9 s3 v* A	22,600 ' w! q$ ^* f& G: U6 ^	25,200 " L8 Q9 O$ m* `. b	25,000 1 k* l' f" s! b4 Q6 j+ v. T) Y
British Columbia8 h5 _% L! M* i2 Z' P) k0 u! V	27,800 ! a T3 m! @5 x$ {5 [	19,200 : j: O1 w! A' f) G: ~$ r	29,700 $ P2 B3 q+ {2 Y0 E	16,200 4 l" r) H7 A8 U. l5 r& o	27,500 9 X5 N) D# q- q, v	18,200 & a5 ]$ _& D% R( Y0 R$ n9 T
CANADA6 V8 Y6 v4 z* y; e3 w& I	191,000 ( S6 a* h. z: E0 S4 a# e: I	150,500 o/ \. \|- h J9 l! s	185,000 * D% b5 f/ D& p, B4 d8 p	149,300 : N! n9 G8 v, D$ x g	167,900 ! c8 q6 Y, V3 a	157,400 & S+ i1 Z t' m' h

Source: CMHC Housing Now - November 2010 and November 2009. This seasonally adjusted data goes through stages of revision at different times of the the year.

Average MLS® Resale Price for Local Markets

City	October 2009	October 2010
Halifax	$235,465	$248,678
Saint John	$178,632 ( {" _% M) v; g7 M# x8 O$ p c" O	$165,032
Quebec	$219,440	$246,918
Montreal	$285,100	$309,638
Ottawa	$320,561	$305,872 * W1 z0 [3 ~! i! Q' Q
Toronto	$423,507	$443,633
Hamilton/Burlington	$296,253	$305,872
Winnipeg	$210,618	$229,467
Saskatoon	$274,759	$293,929
Calgary	$393,574	$399,679
Edmonton	$351,768	$317,096
Vancouver	$638,948	$707,207
Victoria	$481,500	$343,747

Source: Canadian Real Estate Association

Quarterly Housing Affordability Index

Standard Two-Storey

) R/ b, u7 {% ~/ A' @	Average Price 3 M! W& Z* z `		. t! A! q& w1 X1 p% E2 f	RBC Housing Affordability Measure 6 p; Q0 k" t+ Y7 Y) j+ O9 {$ y
Region 8 a( N/ y2 B5 o+ v. u. X( Z C	Q3 20103 u5 }* p: [% i) v/ T% j& B( c ($) }+ p) z) w% w7 O- h/ Z	Y/Y # }- B4 N! C9 b" {! W) l" t* b% ch. " w5 s1 i* @( I4 o	Qualifying ) \|, }8 `9 ^! E Income ($) 3 ^& S$ S0 D) P# [* i6 Z- GQ3 2010 . ]3 R2 {: R3 M2 X7 g3 g) O9 d	Q3 2010 (%) ! A, X$ l) v0 C$ Y6 ?7 y	Q/Q 5 f @! [, }5 w. k$ uPpt. Ch. & [/ Z! e; j1 L0 n+ P	Y/Y 6 C4 l; D% o7 g4 h; r! c, ]Ppt. Ch. / R. j! C1 E, T) T# C$ `1 G	Avg. since0 `# }* S2 N& e6 \|7 t) A, L '85 (%) 5 b2 q! [0 F& _5 B+ {4 G
Canada $ T; ~3 X h8 j/ B0 M* r	370,700 1 {$ i/ ?" D. ~4 o* m0 f/ `1 ?	6.3 5 p6 L6 w4 ]* v5 S2 s* J" c: @	83,100 0 s& l3 ]; C( t2 `. U% W7 q	46.3 + }" g8 d3 G7 n% v$ H- [) F; S	-2.5 ( J* ]" J! s* N) H9 Z% g# \	0.3 : r6 d' S9 q j. i1 B/ i2 k	43.3 2 w/ m9 ? U o+ x% E
British Columbia 9 Q) N( U: q& u1 ~ S6 @2 Q	624,800 ; U( E0 B. C4 {8 S# y# b* D5 R- y	8.0 / k6 c( m* ]7 ]4 K* L8 a	124,500 9 ^# ?, q9 [( [0 V	67.5 e% Z6 J& {" v e	-3.9 4 b+ ~; m6 `: Q0 }2 L1 ]4 ?	1.4 * A5 D1 ^1 M3 H' k) \	54.1 ( d" Z$ t, u+ b, A' C9 p
Alberta 0 d. d# y6 l9 C; d. T. Z9 q8 w$ z7 V	365,600 2 r" k' M! O# x! {. @: G( p" K	0.1 7 ]! t& X$ Z9 j) k* G$ Q	81,400 8 ?* j. Q2 W0 C3 u6 F	35.6 9 b* r( l7 `8 [6 K' d	-1.8 3 n+ c7 R1 r) k5 {7 O* ?7 D8 q9 U	-2.0 3 T1 \|, w. O+ B	38.6
Saskatchewan 6 U7 b" \| e) @4 y	315,300 + r0 \|9 q, s+ c: i3 v# R7 C7 @7 s	5.1 ! b& J$ E+ D1 ?( t# @% V6 g" N	74,100 , q5 U. C0 I+ I1 c5 R* e' W& \ q	40.8 ; c% D2 _4 v$ y	-2.2 9 e: W; _7 ]% \3 D8 ?+ x& b	-1.1 8 a) W* A6 h( P4 O, j9 t2 K+ S4 L	38.0 0 a* P1 s4 U% k b
Manitoba 1 f" G0 m T" l; u	269,700 + ^ g( o0 t1 w2 g+ I$ H& m	7.8 . B+ f D' K, A2 @! U) ?	65,000 9 W" ]3 r h( s: `; l0 q: _& m	37.1 " E: F, P: h' Q	-2.3	0.8 + \|: m* P, }, _* z$ s, M4 o9 ^% ^ H	37.7 / ~6 h1 q; g3 O2 x* i7 D
Ontario 7 R5 b( W3 A& `& \	388,200 ( N1 u8 u1 }5 L	6.2 , ^1 c( ?6 {4 T& j ?- E0 n! ]	89,800 # O9 z. r' N \$ U4 A! f- _	44.9 2 }2 O8 X' ]/ u4 ~+ b; _- x8 Z	-2.4 # N! I" o' b g. \|8 I$ O. R( p	0.4 ) I0 q1 D# K9 Y5 i# _9 N6 Z J	43.7 ' u8 L o' D$ z9 `6 n2 j
Quebec % j! K$ Q/ }5 u( X8 v	262,100 - R$ o5 j f. \|: p! ~4 H	8.6 7 r4 n0 g- j( h	61,700 : _" C: x2 u* [1 r	41.7 $ ^6 V ]# Z5 ]" i! s	-1.8 3 Y [. K) W0 \|	1.3 5 r1 k5 G- H% p6 x" k! y) x8 x- O# G	38.8 ; m" [5 _* L* \3 w2 i4 h
Atlantic 4 y7 A- c4 Y- d* o	222,100 * \( P$ x1 `+ v' A4 h7 ^! L6 d	4.3 $ A3 T1 W/ ^/ v( H- B	55,900 1 M( Q- e' S& b+ G: @	36.5 . R, ]) W, s% q- y	-1.4 6 w8 N+ b* y* n! v3 ?" {. F	0.1 + v, z" z! t0 i; G) d/ g b9 o	38.0 8 n' X! W9 U+ `
Toronto ! d' z% q/ N+ ]' _5 ~% b& R	554,700 " H8 ` {, D; A: X6 S	5.6 ' y9 [9 S6 J8 Q5 S+ ]" E	120,400 3 u5 _6 x: q, \/ P: X9 x	56.2 3 r, c7 ~/ m2 Q8 J5 V" X: h	-3.8 8 u7 T2 o; m9 X! \|" Q- v$ b w	0.1 # S: n- @/ F, Q: w- _4 R	53.4 2 k2 G: R, O8 B8 ?" J# O( ^3 w
Montreal 0 L9 n3 h: s! T1 p0 ]	335,300 0 K' q- q& Q! j	8.9 0 _+ ]* d/ K, a	75,800 8 G5 C8 u1 `# O+ f	51.3 ; a) F8 E. P; P# G% \|+ n	-1.7 9 p; \. R" F1 w	1.7 * g' R$ c$ H7 z( B: Z	41.7 $ u0 [7 W$ \|$ {1 u" {# c$ \
Vancouver 9 b6 n1 r/ Y0 h	766,300 3 \|' T2 ?" w: R) b# E/ R) V	8.4 8 X0 ~3 K9 [* Z) p3 ]; S	149,400 2 \|8 G6 a% n8 x c* X- H- M& P	78.1 ' C8 a# G! ?$ ^. z, `" D1 P3 x: \( y	-4.7 - } o- F8 {6 e	2.0 9 b1 U% [+ Q! [7 V' C2 ~' W4 n8 A	62.6 5 u. Z! n! M) L& D2 E
Ottawa M9 U0 h* r! N$ K9 z	350,600 ' P9 Y" @4 ]" p9 g	4.8 6 T5 A2 x2 W/ n, ~7 v4 r	86,600 8 `5 a6 ^7 c1 @9 L7 S	40.5 * ~4 J# g' c- f7 R# \* n' z	-2.5 3 v/ P, m" ?6 }2 r: @* h$ {	0.0 $ X7 f" o% U' g; e' E( j' l- x2 W	39.1 + [0 `: X: P( k" s+ Q b
Calgary 1 W- a$ j5 I7 g: Q	410,500 1 P, U k m4 @- g	-1.0 0 W- D8 n, z/ J" M. t( \4 j	86,700 ( V' W$ Q/ o/ R; g	37.9 0 b# `, T( E/ M" t# `9 j2 ]	-2.3 . q$ u- C3 @) b) v3 g	-2.6 4 ?7 m1 [% M! l" R7 T	40.3 * R, c% _/ x3 Q% \|
Edmonton 7 j- \|$ F' p5 x2 }	362,500 * Y8 f/ A9 r0 r9 S8 ~6 s	1.2 1 }' M& F/ {6 ^9 G	82,500 6 G# M+ j/ L: E! \|7 y. E) a2 W; y	37.0 # P, ]2 P: Q. o/ m	-1.9 1 n+ e" e3 i" Q5 P( H5 o9 F) i0 o	-1.6 # z( \|9 ?- n5 ^& A! L	37.0 ; D1 q% K! K9 c

Detached Bungalow

- S; B% I' j( q; ?5 c& u! E, l7 a	Average Price ' O+ I: \) E* X" g0 N		$ A6 e, n' P- ^& n+ h	RBC Housing Affordability Measure x" v9 i7 e& l* \|+ q9 _, i
Region 6 m a% a; \|6 y	Q3 2010 9 J& [& e8 L. h( I+ X& k; r($) . l1 R: e' J! ?	Y/Y* ?9 r4 `$ G0 k" u `, _+ _3 s % ch. ; H8 D9 H/ h# ~: ^% {	Qualifying " m- A8 r& m' \|7 ~+ t% b* Y; A. W, t Income ($) 7 x, q( p0 a1 B) e/ T9 AQ3 2010 3 [; X- R9 Q- B8 L9 R9 {2 [	Q3 2010 (%) 9 j. i0 u1 o; k7 D& ]	Q/Q ) I$ J3 V2 V, s5 r9 \6 {( r$ o) u Ppt. Ch. 0 x! G+ J0 j% N	Y/Y ( k C/ h2 P) N4 ~* a" }Ppt. Ch. ) H9 v# V& v! b! I: K	Avg. since - ^, q: _ y" I- J' m9 v( j'85 (%) 5 Q% [4 n4 z8 `7 \|0 I- M5 V& J
Canada ! w }! N$ u+ k% x* \|	325,300 + q' a2 z" V5 g	6.8 , A( W1 H$ h( t% a; a	72,500 / r6 ] l* }* \) j+ [. `	40.4 7 Y) C) M6 k9 i& ^	-2.4 0 H9 K1 m( a5 G	0.3 & V5 _# Y; \|4 @, x	39.0 " X+ y. s- T, O3 Z8 @: Z
British Columbia $ U* e+ v7 z( i7 x	544,700 + Y! h2 k8 C1 D4 B3 f7 x' p	8.5 7 ~/ W4 [ H4 ]- z	108,800 9 D5 H% m% @& K6 M8 ?/ ~0 l) z	59.0 ! V+ M0 Y G& f5 @	-5.0 1 h# u, \|) ]/ g# x. \|	1.5 ! M! h- ~2 p$ {9 C6 y	48.9 ( q E- ^0 V: \
Alberta ) x& \|% W5 r5 e	340,500 ; J8 }7 l3 E. c5 P) c: j	2.9 9 M3 ~+ ? W: T9 ?; w7 B	74,400 ! A; h- B/ Z# Y7 A& m	32.5 & h2 i4 K1 [( u& b- A0 X/ \|$ G	-1.8 ) t' N5 a+ Q! Q: U- {4 r	-1.2 1 C- X6 S/ m8 k- q* j	36.1 $ X6 L; G2 V# Q3 Y, L
Saskatchewan 0 }9 c7 f4 L5 m& X; d" z$ F	312,400 6 t8 ^4 Q, Y7 h W. b4 {4 U% j	6.3 . ?( b' B+ C; ?. K2 Y	70,900 , j4 p6 S, D8 y) ?) D3 c- }	39.0 * m* V4 X6 \0 j	-1.9 4 {* _+ r, u! d) q, J4 N	-0.8 + R9 c& ?, \8 F6 w1 A* U+ ^2 ^	36.6 $ C5 t/ \8 `0 a
Manitoba ( \|; o4 @* q( Q: S" H	251,000 , X1 r) \|/ h! n/ b/ q5 U2 u	9.2 4 y: X# x, R2 x5 L) d8 b2 B$ P5 U	60,800 " m4 C! t( {6 [/ w3 Z5 f+ x	34.7 2 C* L, [: q; e* z$ g5 V	-1.4 $ ]5 H1 v# Z# k, N	1.1 5 P2 q8 y. @/ X+ o# ~ z4 A5 c+ z3 r	36.8 ! `) s' V9 o5 t8 g$ R+ p/ D M
Ontario ! s! y/ b i1 p	337,400 . p4 y, U0 b m9 N1 \7 [	6.1 , F0 _- z. ]. W6 x0 j1 u( w	77,900 9 t W" ~: ?+ ^; M) {' V	38.9 . {2 l* g" E! Q, \1 l# T1 P8 U' S	-2.2 ' r! E% o& _% C) r	0.2 9 p( B- D9 T3 \% t- S" b" e3 w7 u2 D- ]	40.1 ; a4 f) G1 l5 C6 z. E: J( I
Quebec 4 S. H C& o1 S( N: _" U# x& x	221,600 / J; G- V- d- U	9.3 ! S+ C2 s; ?2 u0 \& F% P; H	51,700 9 Y& _- _( P# e6 d2 u	35.0 9 M+ }* k- F5 Y+ t0 d0 P; \|	-1.4 ; O" c6 S' ^1 q4 c4 J) G( z7 P	1.2 ' P8 {* i# r* M0 A9 k( j	32.9 9 k& S# e M! g
Atlantic 0 v; \|" E# H* ]5 N. m& ^; W2 M- G	196,600 r9 V# Y+ t5 ?2 i	2.3 , m* r( _4 r9 A( T! S& l' T	48,200 8 J" R5 r. V' a" U. x+ Y	31.4 " I/ V6 k8 {& d" B0 ^	-1.0 " t6 P* D7 L( m$ w	-0.4 ; ]' m2 l' u9 ?% D7 ]$ h	31.6 # e4 S6 B! ]. S& T3 o) S
Toronto ! k! \|: W1 r1 a9 o2 N8 l, N	466,600 # D* g, u9 b, _5 K' Z% N/ H# A	5.0 * @; t, l3 B1 m* I7 Y5 Z& p \' i	101,100 $ S7 f1 l0 l7 `0 a3 [	47.2 8 }) D; m; S! u	-3.0 . S# g; f! U1 U! V3 p: N( a' \0 y& n	-0.1 6 f8 _9 ]5 j$ H# q, m	48.2 ! C% W! G* u4 X$ u7 x
Montreal . x6 `) B' A. x* ?8 l& g$ W	271,100 8 \|9 r Z% N: K* X	11.8 : W% E+ g' G$ v( j# s8 j1 M4 s- f	61,600 5 `4 I- z) Z4 L. E	41.7 g8 i; ]! F+ G; S- y& V	-1.3 3 g: E4 Z; V- D	2.2 - ?& z1 u) k) e; u3 k- J	36.9 - L' M* g4 Y5 R# x( b
Vancouver . @: @+ k$ t; {- x; f( r$ W	672,500 u; M' \|7 k5 r6 a	9.7 / W( T2 c$ n6 [- e- H$ ^	131,600 : b. D- w u/ f& i	68.8 ' J$ v, _) t) n1 w	-5.4 ( X: l4 h, O4 Q+ `& t7 X	2.4 + h9 I4 H3 j( ]5 Q	57.3 9 [2 p6 K- O! \2 g
Ottawa 4 A7 k* L/ b! q9 h* y2 n" o	340,800 " s, q, c \3 g! Y+ r	3.4 " ]# _) E$ M6 M" t8 T/ O3 q	81,800 6 L" [# d/ e4 j+ @	38.2 9 q J. G, H0 \|3 Y" Q	-2.9 ` Z& ^' X4 q	-0.5 - P. z9 j( e. s/ m: g# F) ^$ n w+ i6 U	36.6 6 ~6 X* e( Y2 d! S$ e& Q
Calgary & w9 h+ p( _! C4 @/ h	412,700 $ p/ n0 ]8 n0 w9 p( B# T* o9 o- y	2.7 ! J1 l/ h$ E% D! t" M	85,00 1 ]" K9 G$ l; P# ]! I8 ^	37.1 : M8 D- o b1 N+ l6 v- d	-2.0 , T- v) W& n7 Z6 u, d. U$ a	-1.5 ! z( n; ~$ n" v- K/ D1 J" _	39.9 9 Z6 D9 X$ \* m l: ^* K, ]5 a
Edmonton ( [. r D- F: B; N	322,900 ' \|& i5 b+ b' _# V: [	5.4 2 e7 E1 W# m' s" s3 m	72,900 ! C) w) _0 ?9 Q B3 B	32.7 # V0 m3 `/ \0 v( j1 }! O	-2.0 9 ?9 A5 z% l3 g5 L4 A	-0.5 ' _& X5 @" m! \4 [ N5 ~5 b	33.9 , ^ A) f) ^1 x; V# C0 L

Source: RBC November 2010. The measures are based on a 25% down payment, a 25-year mortgage loan at a five-year fixed rate and are estimated on a quarterly basis for each province and for Montreal, Toronto, Ottawa, Calgary, Edmonton and Vancouver-metropolitan areas. The measures use household income rather than family income to account for the growing number of unattached individuals in the housing market. The higher the measure, the more difficult it is to afford a house.

衣食住行 · 发表于 2010-12-1 21:42

很有用的信息。
支持！

uil · 发表于 2010-12-7 12:15

hycao · 发表于 2010-12-8 12:58

今日议息结果如何？

年轻的心 · 发表于 2010-12-12 08:54

不变

年轻的心 · 发表于 2011-1-17 11:04

本帖最后由年轻的心于 2011-1-17 11:06 编辑

快讯： Federal Government's Mortgage Insurance Changes
" Z9 _$ |2 D' E& H
This morning, Federal Finance Minister Jim Flaherty announced changes to mortgage insurance rules intended to ensure the stability of Canada's housing market.

These measures include:

Amortization period capped at 30 years
Reduction of government backing for home equity lines of credit
Maximum refinancing reduced to 85% from 90% LTV
There are no changes to down payment requirements as CAAMP recommended.

CAAMP will continue to update members on any new developments.

For additional details on the changes - click here: http://www.fin.gc.ca/n11/11-003-eng.asp

kismet · 发表于 2011-1-17 14:27

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快讯：Rate/Bonds/NewHouseStarts/...

快讯： Federal Government's Mortgage Insurance Changes

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