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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户
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What kind of account did you have in your mind?' E, v, A9 x; p: u0 C
你想开哪种帐户?
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5 [2 `5 C  Y9 Z+ M  u3 M: mDo you like to open a current account?; Y6 P% R' ~; Q8 G4 N
你想开一个活期存款帐户吗?
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9 A; |. U3 V: B& F3 E8 a7 `8 yA deposit or current account?% K. x  c; `+ K, `1 o" Z" w
定期还是活期? ' @& l( z# E* p& p. f
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Please tell me how you would like to deposit your money.- _7 ^" |# R2 S) Z# }
请告诉我你想存何种户头? / ^" t' Y4 d6 |; o4 A- f6 w2 x8 ?- y2 ^
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There's a service charge for the checking account but no charge for the savings.% R) ]# M+ c5 {
支票户头要收服务费,现金户头不收。 7 G6 R% k2 O4 H( C0 C7 S

3 ~' [- h( C) X  g6 C& `* eOur minimum deposit for a savings account is 100 dollars.6 Z+ N$ r) {7 B4 S! b- S
我们储蓄存款的最低存款额是100美圆。 0 k% w; K* d/ H9 O9 p
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Five yuan is the minimum original deposit.1 T4 y5 e9 T2 K# t. J& y
最低起存款额是5元。 : q: M/ G; e5 y
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You can open a savings account at any time with an initial deposit of 50 dollars.
* m9 b( b- ^+ P. [7 F# \) O你可随时以50美圆的起存额开立储蓄帐户。   H, [1 T3 _4 f; b
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Even one yuan is all right.
2 e: y* C3 _2 \' W6 B甚至一元也可以起存。
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, w) O% `9 a0 R* k: K# [# p& XHere is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.! ~( v' o. R" `( Z8 W$ J3 g
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 , R: Z' c" A+ \3 A
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I should like to open a current account.
  T" C/ `5 O; f4 D6 J) A1 C; X我想开一个活期存款帐户。
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4 S. Y8 G6 q( w9 iI need a checking account so that I can pay my bill.5 p$ B7 W# s- X+ L
我需开个支票帐户,这样就能付帐。 , L7 j# c  E1 ^
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We'd like to know how we open a checking-savings account.
' W- B) r0 \: G我们想知道如何开一个支票储蓄帐户。
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6 o7 s- \, k; y6 pI have a checking account here.
- w5 }4 ^# Q' t2 M6 d我在这里有一个支票存款帐户。 # h% q/ s" f) H. D& v6 g+ _
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I think I'd like a deposit account.! F" U; q! y" s/ n& A! f
我想要开个定期存款帐户。 7 W5 p4 G( N/ J4 E) c
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Can I open a current account here?0 S) [+ T2 h* Z: N- y
我能否在这儿开个活期存款帐户?
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I want to open a deposit account with you.
( `) ?! v6 V" x. ~我要开个储蓄帐户。 - g  h5 C5 {; [2 ?9 n2 j/ }& J$ _, `) U
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I'd like to open a deposit account with you.
9 c$ ?$ x$ F* {) J- P9 K我想在你们这儿开个定期存款帐户。 # [5 Z# c" {& q# q
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Could you tell me the difference between a savings account and a checking account?6 h$ X. R, v; d6 R% l7 z
请告诉我储蓄存款与支票存款的区别好吗? . f3 m6 B6 W7 j& N4 g# f7 N, ]1 f1 F
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Please tell me the procedure for opening a savings account.2 I7 ]0 \2 s6 g1 ?3 j
请告诉我开个储蓄帐户需要什么手续。 % ]$ `) s) `/ J. {4 [
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Will 100 yuan be enough for a minimum deposit?. k1 d1 U: ]3 }  {; x' ^/ W2 n% n
100元作最低存款额够吗?
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5 z& k& k! b; F$ I7 d0 fI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
" H, s( `* \; [我想知道开一个支票帐户200元存款是否够。 & }& h2 i8 [7 B6 e6 a- p1 Q% B

; I" ~3 Q. ~( |( E) QCould you tell me how to operate this account?
0 ?0 C1 V5 w/ s! |; l, r请告诉我如何经管这个帐户好吗?
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3 Y, |" s( U0 V7 U, N( i! gIs there any minimum for the first deposit?
- R( {9 Q% D( q  A' x4 _第一次储蓄有最低限额吗? 6 b% ^4 q1 ?7 q( U1 S
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How much does each account cost?4 ^4 q4 s  m  `# P. I% U8 a/ b
每个帐户要花多少钱?7 y# w' t. Y( y/ K6 [
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Useful Phrases
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! ?9 c  G+ {1 `  mcurrent deposit, current account 活期存款6 Y4 j" u4 m) J
fixed deposit, fixed account 定期存款
" I5 |+ u6 c( J% Y; i" sfixed deposit by installments 零存整取; G2 ^3 W9 D/ q6 B
joint account 联名存款帐户. u4 s6 _' u7 `' L; f  R
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款' J' r0 y. b& d. i) j* E

; l8 {- v* b" S! T8 iHow much do you want to deposit with us?" M3 B( ^) n& k0 E0 F% w
你想在我们这存多少?
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: D% c1 H( H6 h: M5 K$ S. ZHow much do you wish to pay into your account?8 x& T7 f9 y" z7 l- n8 v/ u" e, V6 m$ E
你希望在你的户头上存多少?; l6 x" d5 \9 a9 `* C8 k
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How much money do you plan to keep in your account on a regular basis?
1 E+ w* z" b1 q: M. z7 ~你计划在你的户头上定期存放多少钱?: l. J" s1 D3 ^$ K

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* y8 i4 b: g* ^7 @How much cash do you plan to deposit in your account?" F8 `( E* |; f* g. i: }  W
你有多少钱要存入呢?6 S. S9 y+ K4 L/ V9 W

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4 l5 S7 r- W/ v" |I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.: E$ x1 a& J% \6 `
我认为你可把钱存入银行,或留在银行暂保管起来。8 v  B" d: E- x5 T  _7 H( ^
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$ D( t9 u, ^0 I0 `& ZWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?- }. Z6 ~, L& p0 o* q% d
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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, D  u0 l" C4 ?, MI want to deposit 300 yuan in my account.! G+ a/ }& u( F
我想在我的户头上存300元。0 W6 s/ y3 h) B! p. N2 W5 m

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I want to deposit these cheques in my account.! R  z/ p" m% `
我想把这些支票存在我的户头上。5 S9 I& x' F6 w) _

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I'd like to pay 200 yuan into my deposit account.
) b! d0 d# R, C我想在在我的定期存款户头上存200元。8 k0 Q; ]. @: F0 T) x

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6 Q: ^$ |5 g# N7 m3 wI want to deposit my paycheck.
# m, w: g6 D% ?# s/ T! X6 {3 [: |我想存入我的工资支票。3 b, g$ I8 Y# r4 r. Z% Q# v
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I'd like to know whether I can cash a cheque here.* n0 q- m+ X  D. O+ h* ]
我想知道我能否在这兑换支票。
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Will you please cash this traveler's cheque?
$ W6 ?" s2 L0 A) r0 ]3 S请兑现这张旅行支票好吗?
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3 ^) f/ b, R8 K, s. p$ h; c8 N& ^I'd like to cash this money order.
) G$ W" S0 `3 _: K我想兑现这张汇款单。+ [! E3 p. Y/ o; r

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' @  ^* G, b4 l* QI want to cash the balance of a traveler's letter of credit.
1 z/ E( r4 S4 [" ]/ b  O3 K4 q; h8 f6 u我要把旅行信用证的结余兑现。
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  ]$ Q+ L3 f! _Will you please tell me whether you charge for cheques?# W; p2 _6 n4 b- g. h7 s9 Q1 Y
请告诉我兑换支票收手续费吗?! B' _, R3 W4 W% _2 ~0 g0 O; T

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Could you tell me how much the checks cost?
$ W- W8 E% \/ Y8 k+ m6 Y& v请告诉我这些支票要花多少钱?: d9 x) K& S7 l8 M5 q6 g! T* ^
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What if I overdraw?# _3 {8 Q0 }" M+ P$ Y# B
如果透支了怎么办?
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Please sign your name on the bottom line if you want to cash the check.
' Z5 P, k1 e3 K如果想兑支票,请在底线上签名。! k' I% n1 g1 e/ u* T# t( d

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. {" r( L$ |  APlease write your account number on the back of the check.
0 e2 j, @+ y& `! o( h0 ]% V! E  S请在支票背面写上你的帐号。
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We honored the check as the overdraft was only 5 yuan.
1 Y, r! a6 X% z2 n5 M7 y0 y# h我们承兑这张支票的透支额只有5元。! g3 q+ Y7 x  y. b; l6 `
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5 r: s- ^. D0 M0 a6 o7 gPlease endorse the cheque.
# W# \7 ]+ Z% _6 s# B2 S请背签这张支票。
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2 F- n* ]+ ?/ U2 I( pThe traveler's checks cost 1.5% of the total amount of purchase.
8 J- r4 b# F( k" M2 e, z旅行支票手续费是购买总额的1.5%。$ m: i5 @2 L$ E$ {3 C+ [

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7 T& j2 W. Y9 F. u8 [7 oHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open"." t* X- q2 s  [% o/ {
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。
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Each cheque you write will cost 2 dollars.
' I. N% q# h3 Q+ [( I5 _8 @你每开一张支票将花2美圆。
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Useful Words and Phrases
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account number 帐目编号
3 g+ ]5 e' [7 ?; O9 M% ~3 `depositor 存户3 \. Y  R# o4 [( q
pay-in slip 存款单8 w" G$ p% Y2 l9 C, M/ Q
a deposit form 存款单
- P- F" d! A: |2 y8 p2 E! |a banding machine 自动存取机( h. f) \% m0 a: j! _* T* e/ p
to deposit 存款. u+ h1 q- z  ?& G1 L4 n: Y8 Q- f
deposit receipt 存款收据
* G( {$ ~2 T/ [6 b( p4 _- k) t( e3 kprivate deposits 私人存款
9 ?; S5 A8 F9 Acertificate of deposit 存单* |7 ^2 V# [( }, H3 m& p
deposit book, passbook 存折
+ \* o" P+ A* P4 }! Z2 e; Rcredit card 信用卡
7 b7 q' C6 p* L& g. q, rprincipal 本金
1 n) s  v. B& ]- s, v( o" u% O% ?overdraft, overdraw 透支; u& D; C+ j" G% B
to counter sign 双签+ t) d7 h  v6 E$ I9 D) T
to endorse 背书
2 Q) t$ Z( I- j: w+ gendorser 背书人
+ N6 T8 C( W/ b/ A/ Xto cash 兑现
  G' X/ l% Z9 U; x& Z7 h2 yto honor a cheque 兑付
2 @& Z% i* v, `# n. G- jto dishonor a cheque 拒付* x; E& O3 n" A" h  U
to suspend payment 止付$ z  b+ Y) n' _! I6 P. A* i; o1 q' i$ Y
cheque,check 支票4 V9 Y# t2 s! k9 o4 `. D0 B  @- X
cheque book 支票本
* g$ O" r  P1 D; O( o" ]; Horder cheque 记名支票0 Y; h. M, j- C  c8 W4 l0 {9 b
bearer cheque 不记名支票
+ E$ l  W$ F9 l; U" Ycrossed cheque 横线支票7 I+ p; t6 `1 Q
blank cheque 空白支票
! F5 Z1 q' N8 V8 W2 X: U$ L# Lrubber cheque 空头支票2 T; P1 A( u9 E: _- ]) c( n0 z
cheque stub, counterfoil 票根9 y3 l3 {/ }) w6 T) R, z) F0 N
cash cheque 现金支票
  g/ V" |! L% ]" ^# h/ M( S6 ^8 Ytraveler's cheque 旅行支票* Y( C; z/ d1 |) A( n. L: \$ U# g
cheque for transfer 转帐支票- y9 ^- I! q# s/ ?+ f
outstanding cheque 未付支票* g' F& _2 J; _% X! ?5 j, |+ F
canceled cheque 已付支票
. Z2 U( \& R) c2 y- K  aforged cheque 伪支票9 H* A2 y5 `1 H2 Q! e
Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余* S/ d" v8 H+ G8 r: h  d
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin." j2 p$ j1 K$ o7 S+ F8 ~7 ~
我想知道一下我是否能提取存款来支付天津购物的费用。# s- r8 o# |2 n& K1 m% p, _' n9 p( ^

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2 o! @* s# m) \. fI want to withdraw 200 dollars from my deposit account.
4 B0 I2 o" U; d/ o' }0 q5 X$ x. {. q! H我要从我的定期存款中支取200美圆。( r, ^( ]* g& e" n
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I want to close my account with you.
% k1 p6 }6 E( i7 `我想结束在你们这儿的帐户。! T4 l0 l  T5 H* R4 E! M' O

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I'd like to draw 100 yuan against this letter of credit.8 ^! H8 }8 x9 \4 C  y5 w) `9 o
我想从这份信用证上提款100元。$ w' V: D* k) e+ H, h

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May I draw money against the letter of credit here?& t9 J; _* S0 R! u
我可以在这儿用这份信用证取钱吗?
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! |' v; [+ J2 W5 ACould you tell me my balance?. j/ `5 y4 X" \& `
能否把存款结余金额告诉我?
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Please let me know my balance.4 c5 j* m8 u5 M' v! F7 a, M, P
请告诉我结余金额。2 g& A1 c3 d( W) k

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# t/ a4 ~# R% W0 P; FI think you can draw on this account by cheque in payment of goods.
) s" w* g9 n; ], f5 G) z我以为你可用支票提款支付购物费用。0 \/ A9 O* b: a

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Your balance at the bank is 300 yuan.
" k- h7 a4 T( H. J7 I9 Y# r: n% f你在本行的结余是300元。
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9 I" I6 X! m4 O7 b7 aYour deposit is exhausted.
8 v. l# y9 u' l0 b你的存款支净了。
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Your letter of credit is used up." o7 x. p" E1 R( z6 ?& m
你的信用证用完了。& K  k3 O! U; y! O$ [) E+ Z

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Please tell me how you wish to draw your money.
, [9 Y9 ], X6 U1 O4 n1 U请告诉我你希望怎样支款。7 x' X( v- j/ `: Z

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Fill our a withdrawal form, please." Q: ?  ]( Q( Z: D" A, s. I9 v2 E) h
请填写取款单。
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The letter of credit is exhausted.
% Y/ _! Z- u" D3 u信用证上的款子已提清。
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. c) b/ I$ J7 eThe letter at Counter 6 will pay you against your number slip.
1 X# H# g: m9 \' I六号柜台的出纳员将根据你的号码牌付给你钱。 
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Useful Words and Phrases " r0 x3 ?# c9 |0 m% O

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4 e" x7 ^) S  k* t7 Fto close an account, to clear an account 结清
/ {! Q% \* t  E  ]; o( y  N+ M0 Ito draw money 取款+ F: [% j; f7 y& P
drawing-out slip 取款单. S( Z- n6 ~$ z# }+ `
the number slip 号码牌) [- z& o. ~( [4 D: j/ T
a withdrawal form 取款单' V6 g3 h" [, N7 F( o! M/ n# v
to fill in the receipt in duplicate 一式两份填这张收据. ^2 o3 q5 P& }
teller, cashier 出纳员
大型搬家
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表6 U( D, Z! U+ Q( ]" L  M) @* U; e
好,已收藏!

. o# W' t" [1 G5 ~3 v4 yMe too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
( B- q6 u5 [/ X3 q: V
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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