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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户) L$ U! w) U" [9 U% ]  Y9 X

! Q" _" O. c- k1 ZWhat kind of account did you have in your mind?. a) ]: c3 |& B2 W/ H
你想开哪种帐户? : q' e& U7 h' G( e7 F0 J& o0 W2 y
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Do you like to open a current account?7 |' Q+ ?8 Z0 y, W' @3 P
你想开一个活期存款帐户吗?
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) x) x, |/ w. n3 U: A& [7 oA deposit or current account?
8 @5 S. }! k8 E% k" q1 A定期还是活期?
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0 ]3 e3 ?( n2 _2 \Please tell me how you would like to deposit your money.9 g8 X) ~& r$ c, ?# U9 I; D
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
/ `1 D- v2 h# ]) U" @支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.4 p4 y7 @* M9 ?9 m  D
我们储蓄存款的最低存款额是100美圆。 + \) y9 J$ z: ?! T8 k

- Z7 Q) ?6 A. G! b6 ~Five yuan is the minimum original deposit.) D9 {! v3 [7 y1 F) L
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.
. l& x% v+ w  Z3 r; b你可随时以50美圆的起存额开立储蓄帐户。
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Even one yuan is all right.
4 Y9 V/ |2 y- m6 Q7 ]7 {9 |- [甚至一元也可以起存。 * ^* Z) U+ N8 a' W+ n. Q
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it., t. k  r5 Y( S4 y. m9 M
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 ( o; C! b" E( q1 ]6 e
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I should like to open a current account.2 l) L% k4 p3 P8 P- D
我想开一个活期存款帐户。 , b5 H$ ^5 r3 V$ x& E; N! K8 \

1 B. o0 g( I8 a# z6 b* XI need a checking account so that I can pay my bill.2 j6 N& f2 y) G4 P* I( N$ Z/ P
我需开个支票帐户,这样就能付帐。 7 N5 z( ]+ C& k. y( Y

$ l+ K- B# h; H. B! C1 U, c# RWe'd like to know how we open a checking-savings account.- a. v. R  E$ F4 o
我们想知道如何开一个支票储蓄帐户。 ; b- t/ {- T5 y: ?

$ e) Q1 x& m) sI have a checking account here.. r* b* c1 v+ @/ D
我在这里有一个支票存款帐户。
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I think I'd like a deposit account.
' v& k7 `$ _' k9 \0 W我想要开个定期存款帐户。 6 u5 v# |* t3 W; r* z
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Can I open a current account here?; v0 C8 d8 s- X) Y2 `
我能否在这儿开个活期存款帐户? 4 `: b' c; D5 r9 A
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I want to open a deposit account with you.
9 P0 _5 B/ N' v0 {1 M7 n& D, p我要开个储蓄帐户。
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I'd like to open a deposit account with you.
+ |3 d7 }- X1 B) A9 X# }我想在你们这儿开个定期存款帐户。
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5 \! S( o. L1 c7 j( A; @Could you tell me the difference between a savings account and a checking account?
5 Y  N: y) r9 Z! M2 j请告诉我储蓄存款与支票存款的区别好吗? 6 z( T8 m1 X0 V8 w2 g5 m

% V# ~, N5 f" K: k& ?Please tell me the procedure for opening a savings account.
* a3 b9 E4 h: f" s, M5 ]请告诉我开个储蓄帐户需要什么手续。
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1 F% P* v1 @# o+ @6 `* B/ eWill 100 yuan be enough for a minimum deposit?) m4 z0 U' _' V
100元作最低存款额够吗?
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I'd like to know whether a 200 yuan deposit will be enough for opening a checking account.4 j" e' u1 f# F( X  Y  T5 [5 j
我想知道开一个支票帐户200元存款是否够。
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Could you tell me how to operate this account?
2 Q( N( ^/ Y3 a) Y/ z$ ]% g请告诉我如何经管这个帐户好吗?
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; Q' [8 k  [+ }0 K2 l8 O6 _6 s& RIs there any minimum for the first deposit?
. B+ l6 ]" i; l2 o  U6 X  J第一次储蓄有最低限额吗?
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How much does each account cost?9 ]" O" n4 @+ X! S) O
每个帐户要花多少钱?5 K0 P& |; F7 Y, D
 
; d  A, x" B0 D7 [+ t' k9 OUseful Phrases . ?" H$ e, ?) i3 m, o9 ?, t- R4 A8 I
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current deposit, current account 活期存款, C6 f' |! g, n1 E3 c, ^
fixed deposit, fixed account 定期存款" S* \1 d# d, E
fixed deposit by installments 零存整取
2 y4 K6 |2 a: n( A1 R+ Mjoint account 联名存款帐户0 j5 g5 \/ F8 u& Z) Q( C& X
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款
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How much do you want to deposit with us?2 X! `* U$ P+ ~
你想在我们这存多少? 7 p8 [3 {! L1 H
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How much do you wish to pay into your account?
4 M" q7 ]- d: n! Y* _你希望在你的户头上存多少?
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How much money do you plan to keep in your account on a regular basis?
4 @5 t. C0 K9 u- z' H6 s你计划在你的户头上定期存放多少钱?. N7 d2 ]/ R4 X2 T

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6 `! s$ W7 Z# a. DHow much cash do you plan to deposit in your account?- t6 {; v, F9 N( s4 r6 f! {) ?/ I
你有多少钱要存入呢?1 s' g! y* w( [  S! g( \% e
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I think you may deposit your money with the bank, or leave it here for temporary safe-keeping.
1 i8 _2 Z2 y) m4 ?7 o我认为你可把钱存入银行,或留在银行暂保管起来。
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/ _7 E; I: U8 m2 ZWould you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?; \) _' P3 w" A# P0 w* k
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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% w& ?- j, \" R& e. [I want to deposit 300 yuan in my account.! i8 q7 x( W: H1 o! i9 L) J6 V
我想在我的户头上存300元。
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I want to deposit these cheques in my account.
: |; _" }2 A0 a- m我想把这些支票存在我的户头上。
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4 ~) o6 Y. a: H2 U8 G- N- JI'd like to pay 200 yuan into my deposit account./ q7 N3 o4 S0 }# T
我想在在我的定期存款户头上存200元。
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I want to deposit my paycheck.& B0 F/ D! B4 i9 C7 Z
我想存入我的工资支票。
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5 O) e, o; C* N  _5 }2 E5 K7 Z6 n6 UI'd like to know whether I can cash a cheque here.
/ I) n! K- @2 l1 D4 V7 O" n我想知道我能否在这兑换支票。) b5 a3 r* L- M0 t9 [7 q' E; F4 K

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Will you please cash this traveler's cheque?
1 t# P) B! ~! C! L% F请兑现这张旅行支票好吗?
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I'd like to cash this money order.2 w' ~3 y* o+ W$ g6 ]
我想兑现这张汇款单。# ~3 x2 d! |8 w2 z- i
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  k( i) G4 p' `' P) ^3 T" j/ A7 f" }I want to cash the balance of a traveler's letter of credit.$ \6 a, T( {4 @. C) X/ l, s
我要把旅行信用证的结余兑现。9 c7 O, E, Y' U

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Will you please tell me whether you charge for cheques?8 D$ v6 z; D& M7 k
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?
. D+ y' @7 K  K! c2 F  z请告诉我这些支票要花多少钱?
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What if I overdraw?
0 B' R5 N, x' H( I  s- j0 `; K如果透支了怎么办?
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- k4 D5 Z, `# D; YPlease sign your name on the bottom line if you want to cash the check.
, N& E' y: N* i' c6 C如果想兑支票,请在底线上签名。  S2 ]5 ]" g. k) H+ @# ]! y0 Y: d
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Please write your account number on the back of the check.
- K# _3 B6 K# c请在支票背面写上你的帐号。! h3 M; Q0 e2 w4 Q8 p! G
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We honored the check as the overdraft was only 5 yuan.9 W* m5 M3 G* M- {5 W
我们承兑这张支票的透支额只有5元。- G1 ?. q! J; M* e* S
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5 a0 _6 I! ^! h3 lPlease endorse the cheque.
( I* Z3 H( I8 t请背签这张支票。0 w2 F) X( A8 T8 _2 M/ f

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8 P: [, c' |! x. w4 V+ s% YThe traveler's checks cost 1.5% of the total amount of purchase.' x, u3 \: [( w4 i- O5 h
旅行支票手续费是购买总额的1.5%。
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2 q1 `! f- ^  y7 |. D$ NHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".4 c3 _3 d5 m- b' [! B8 ^) J) }
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。/ b' m  O6 }7 e
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5 z% q$ c: W$ @! q' B7 kEach cheque you write will cost 2 dollars.
; k9 B8 W2 Y4 }) S" D% S/ c你每开一张支票将花2美圆。7 `7 X* N+ v1 B( U% H7 Y
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  w* _4 l" H+ ^8 }; B" ?8 @0 O% nUseful Words and Phrases + X* }0 ~2 n" e( ?% H' s: ~

3 @' Q5 D" I0 X, t' H7 `account number 帐目编号/ P9 `) r  W$ [/ b' I8 _( T
depositor 存户
5 r, u' Q- `: _1 z, Q' ?pay-in slip 存款单0 \: c% n, o5 Y% c9 N
a deposit form 存款单8 c7 _+ d3 e, ?. \
a banding machine 自动存取机. H, F# y! M9 `) p
to deposit 存款
) E+ I5 L) X8 Jdeposit receipt 存款收据
- T' T  d& N3 w( T+ gprivate deposits 私人存款
' }* y% n& {& C: b. Lcertificate of deposit 存单4 }. m+ S" v$ ]5 R
deposit book, passbook 存折5 ]5 f: [$ Y4 Z5 X# l
credit card 信用卡# k2 A/ w- c* V0 E/ @
principal 本金+ r. H( \7 `9 n5 x0 r
overdraft, overdraw 透支
& m8 X) @/ j( Yto counter sign 双签, {% K8 Y; z4 b" ]
to endorse 背书5 f- x3 ?3 ]7 a/ V
endorser 背书人
; K1 ~1 f/ A8 O. [1 U5 Mto cash 兑现. Z5 Y/ N" W6 T) D) p
to honor a cheque 兑付2 Z1 f- C' [! E: f$ {+ @: R: B$ D
to dishonor a cheque 拒付
7 c. B, F% Z' wto suspend payment 止付: }: P( g6 \3 w  X& a! [
cheque,check 支票# ]5 u+ s$ `& ]+ }" A
cheque book 支票本3 L+ O* w. |  M! @* P
order cheque 记名支票
. p8 a. ?1 ]8 N" ?bearer cheque 不记名支票
+ m5 I- A: Q  w" g& `/ J7 H2 p+ lcrossed cheque 横线支票
# F1 q, A+ b! j7 H3 Z5 F5 ]blank cheque 空白支票+ Y" P" w/ H8 m" Z
rubber cheque 空头支票
* v4 K; W) l, f2 m& gcheque stub, counterfoil 票根
4 {) F6 O- o# H* ?2 jcash cheque 现金支票$ E! Q5 ?& S( ?3 U6 `. E& i
traveler's cheque 旅行支票0 I+ h* `6 ~. s0 [7 J7 ?5 b, A, H
cheque for transfer 转帐支票! b  p4 o) N" q5 u9 F' T9 }# ]
outstanding cheque 未付支票
' k0 Z0 }( z0 k( [canceled cheque 已付支票
7 G! w5 d- m+ |0 m9 E) Hforged cheque 伪支票
) A- _/ |3 S. R6 T5 H5 E3 lBandar's note 庄票,银票
大型搬家
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余2 q% w7 V4 _5 V+ H' C. E

; q  a0 ?5 t. L5 D5 l1 EI'd like to know if I can draw on my account for payment of things I buy in Tianjin.; f) p8 `9 `4 [( r% c# a* I
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account.. o/ S4 h5 N  R
我要从我的定期存款中支取200美圆。: C$ H5 b* l( t, T$ u

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I want to close my account with you.
+ V, t3 p  G. r1 v我想结束在你们这儿的帐户。
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I'd like to draw 100 yuan against this letter of credit.) a6 w& r+ |) w3 N) U
我想从这份信用证上提款100元。1 o' c6 q( ~# \
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( ?- g1 G" ^- a1 AMay I draw money against the letter of credit here?
* ]* S- E1 p% }我可以在这儿用这份信用证取钱吗?" V; n, S. W6 q2 f2 _

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Could you tell me my balance?
1 t/ j6 Z3 E2 V# t, L能否把存款结余金额告诉我?
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Please let me know my balance., `# l* S. E: R, C) b! C0 P; |" a
请告诉我结余金额。; Z9 M& F! q- I* G: ^6 y
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9 @2 u2 D# o4 ?$ f8 Q( _I think you can draw on this account by cheque in payment of goods.
6 H( R. J  T& o, p+ ~  H我以为你可用支票提款支付购物费用。
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Your balance at the bank is 300 yuan.3 A: o. w. Y/ q% I& V6 h
你在本行的结余是300元。3 [" ~) |' h" D0 O- N# |5 L9 T3 \
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% E' r/ N2 i: N* k& NYour deposit is exhausted.
. s  u8 C' C7 s1 A4 K- ]! E你的存款支净了。7 v, n( H0 c4 Q- j/ b' S
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Your letter of credit is used up.
2 t+ ^$ j( |2 o# a1 w/ X5 C你的信用证用完了。
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Please tell me how you wish to draw your money.
) g% [: E  W0 |7 A1 a" j" l" t( P) {请告诉我你希望怎样支款。
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Fill our a withdrawal form, please.7 J, E8 Y0 d+ f2 b! v
请填写取款单。
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The letter of credit is exhausted.* R2 b5 c# t7 A# ]/ R- {
信用证上的款子已提清。" O+ L( F2 [1 I& J
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The letter at Counter 6 will pay you against your number slip.% D" W( F' g, z; I0 U
六号柜台的出纳员将根据你的号码牌付给你钱。 
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# d% Y- d- U, }* Y4 Q" }& y& XUseful Words and Phrases * J' O+ ]3 c4 ~, p/ S8 a3 A+ b

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) i! |# E0 o' J- Q5 Yto close an account, to clear an account 结清
1 C1 |  |& i. n5 {+ b/ f5 gto draw money 取款
8 V$ Q0 h; N/ |' x  ndrawing-out slip 取款单
9 R' `) R* m3 H1 d7 q* G; D; _9 W) \/ Ethe number slip 号码牌
" H8 D5 F4 k4 m* i% L, Ua withdrawal form 取款单
1 W4 O4 M9 J6 L) m8 ~0 T+ Ato fill in the receipt in duplicate 一式两份填这张收据: g5 L7 c# W; b: ~+ s; s; W0 H$ X
teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表4 U$ m! Q4 y& [
好,已收藏!

" ]7 K: F0 E( ]Me too.
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老杨团队,追求完美;客户至上,服务到位!
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老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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