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发表于 2005-12-30 20:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
银行英语口语-新开帐户5 c& j: {% {' ^  N$ A( A  k# x

3 D, K" i, L. w1 W. j& d; KWhat kind of account did you have in your mind?
9 R3 I0 p" r* ^8 e) f! ~  O你想开哪种帐户? " S3 L8 P6 }3 [% I" R9 ^/ X
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Do you like to open a current account?
! m$ J. A6 g  `; x你想开一个活期存款帐户吗?
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A deposit or current account?2 Q2 V5 Z/ Z6 G( k; l$ F
定期还是活期?
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7 k) c& _6 M7 s! uPlease tell me how you would like to deposit your money., d4 ?% `1 Q) I4 a% S0 V
请告诉我你想存何种户头?
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There's a service charge for the checking account but no charge for the savings.
8 v# |) N  _# O) Z2 ?: r/ b) U8 _支票户头要收服务费,现金户头不收。
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Our minimum deposit for a savings account is 100 dollars.
( ?3 ]" d6 f% K% d, D我们储蓄存款的最低存款额是100美圆。 ) m# }& C( ~4 r+ V; S

) e9 M: A. f4 R: v' DFive yuan is the minimum original deposit.4 v8 {5 @* s" S1 u) j% e
最低起存款额是5元。
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You can open a savings account at any time with an initial deposit of 50 dollars.% V! A& y4 ]2 Z+ S! P" ?9 M* m
你可随时以50美圆的起存额开立储蓄帐户。 ; z$ q" k/ ?- e) ]- u( J) {
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Even one yuan is all right." o7 b3 v7 @' v  g; ]
甚至一元也可以起存。 6 }8 e3 j1 @1 A7 E1 D) n; Q/ i
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Here is your pasbook. Please bring it back when you deposit or withdraw money any time you like. Keep it well and inform us whenever you lose it.2 K; D2 A+ z6 q
这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。 0 i" l) R% M) r" C
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I should like to open a current account.  [$ E* t/ D6 A- }
我想开一个活期存款帐户。 ! M" q9 s; k; A5 H2 L

2 `& X9 N7 q5 Q7 Y" S3 B+ ]I need a checking account so that I can pay my bill.* ~9 R, p! i/ j% ]: o& Q, |5 `- [
我需开个支票帐户,这样就能付帐。 . E& j. u3 e9 A/ h& P" J
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We'd like to know how we open a checking-savings account.
+ H2 l! S- b) w# Z- C( A7 W& v我们想知道如何开一个支票储蓄帐户。
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" y! Y$ K- C! u+ o: @6 i3 B" uI have a checking account here.! m( z6 s7 ]5 m# |5 b$ p
我在这里有一个支票存款帐户。 ' G: T( x' W- K) B( a1 [7 o

; i& S% F2 S  S$ I, X4 g( wI think I'd like a deposit account.: d/ s4 @$ S: Z7 E, K6 r" x! E) t0 A
我想要开个定期存款帐户。 2 z* Q& _0 W9 H) B0 N& r5 {
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Can I open a current account here?- `4 e  G  {0 W4 F' _! v, Q
我能否在这儿开个活期存款帐户? ! A5 T2 v, u  D" z
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I want to open a deposit account with you.
. o- G# M" {5 W; j0 W! `; L我要开个储蓄帐户。
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I'd like to open a deposit account with you.6 h8 e+ ~2 M6 b# A3 M' D7 u  C
我想在你们这儿开个定期存款帐户。 / X: K4 W/ Y% F4 t" g% m; U+ Y$ v( t

' \7 t5 o% L  l' Z; M3 {& r/ H" NCould you tell me the difference between a savings account and a checking account?
# b; J9 B; O7 |% i请告诉我储蓄存款与支票存款的区别好吗? - b3 f  x( Z2 v# Y5 g9 Q

0 O" x4 J' B" G  e8 [$ h/ tPlease tell me the procedure for opening a savings account.: v4 [8 S* ^( ?8 M+ J$ O( W3 @$ _* c
请告诉我开个储蓄帐户需要什么手续。 * l- q) G5 m! I5 j

3 A6 M& m+ [" {" n5 d1 B3 LWill 100 yuan be enough for a minimum deposit?" t- u8 f7 k/ F' e
100元作最低存款额够吗?
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, x3 q3 A: a, aI'd like to know whether a 200 yuan deposit will be enough for opening a checking account.
) t1 p- z( i# t1 x我想知道开一个支票帐户200元存款是否够。
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5 f' p# U% A" [Could you tell me how to operate this account?; k; D7 o( f  C9 r! G$ W* o9 y
请告诉我如何经管这个帐户好吗?
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Is there any minimum for the first deposit?5 d( d3 J" }6 n( n5 X* S3 ]
第一次储蓄有最低限额吗?
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How much does each account cost?0 a; s# J( ~3 O7 k" L  }
每个帐户要花多少钱?  o# U* _( O  G( G" B3 W
 
5 c$ L, _7 j4 }; d( d6 b+ OUseful Phrases
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current deposit, current account 活期存款
$ t+ V/ N- l4 e4 \. b% y  {# Xfixed deposit, fixed account 定期存款
* ^# V7 x$ D# ?fixed deposit by installments 零存整取+ O) p* E( f$ R7 S
joint account 联名存款帐户+ ^2 s8 @/ G9 u8 i7 p3 z+ T
to open an account 开户头
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 楼主| 发表于 2005-12-30 20:12 | 显示全部楼层
银行英语口语-存款, r5 z9 S5 G8 {7 V# q" A+ w
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How much do you want to deposit with us?
' D7 h2 Q9 n5 f( s: P* R. a你想在我们这存多少? ( l4 F' ]' H6 I

; Y9 H, M( ]0 C# L3 e5 ^How much do you wish to pay into your account?2 [" C  o* a7 Z- c  D5 H
你希望在你的户头上存多少?  a) K2 I3 ]+ n7 C8 E' Z# V
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# r2 T5 q( @% q( K! x7 Z  sHow much money do you plan to keep in your account on a regular basis?
. ~5 c. ]  K: t( y你计划在你的户头上定期存放多少钱?+ T8 j  _6 e1 y

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9 r# b9 y: v- r4 p2 RHow much cash do you plan to deposit in your account?
1 x/ J; D1 U% W" B你有多少钱要存入呢?
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" H+ O1 X) u, B$ A& f8 C. TI think you may deposit your money with the bank, or leave it here for temporary safe-keeping.8 B8 Y! E* n$ H
我认为你可把钱存入银行,或留在银行暂保管起来。
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Would you please fill in the depositing form, giving the sum of money you're to deposit as well as your name, address and professional unit?& R6 P. E% H2 j( [9 A
请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗?
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I want to deposit 300 yuan in my account.2 j) h' ]9 O  {& B
我想在我的户头上存300元。, P+ i: o2 J' W
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I want to deposit these cheques in my account.
3 Y  [  {) n4 ~9 z& m" y我想把这些支票存在我的户头上。
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I'd like to pay 200 yuan into my deposit account.5 L4 T2 j- [& U% S2 P& B
我想在在我的定期存款户头上存200元。* ^5 Q4 {8 D2 g0 L% O7 x) b
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5 ^* i& C8 x9 Q$ e7 T% X; `3 @7 ZI want to deposit my paycheck.
. T% v( w' I  x" a; J7 V7 q3 h我想存入我的工资支票。
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I'd like to know whether I can cash a cheque here.0 z' h5 |7 \% G$ D6 a+ ~% ]
我想知道我能否在这兑换支票。* D6 L; j1 g6 s+ d
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8 G9 i9 j% K. S1 X! [Will you please cash this traveler's cheque?
0 |" s) o5 b( X& s请兑现这张旅行支票好吗?
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I'd like to cash this money order.
. g: J6 S7 [" F' H' [* C7 o5 O我想兑现这张汇款单。
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" L  i) o, H1 r- i& w2 jI want to cash the balance of a traveler's letter of credit.0 y2 u# D$ @- l  q
我要把旅行信用证的结余兑现。
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Will you please tell me whether you charge for cheques?3 D; Y: Z1 ~  h1 u
请告诉我兑换支票收手续费吗?
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Could you tell me how much the checks cost?! `- y+ G6 Q5 k* }: ]( H, T# g# Z9 ?
请告诉我这些支票要花多少钱?
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What if I overdraw?& a- V! _8 t* V
如果透支了怎么办?/ G# `+ F% Y/ Y3 g# n  N1 R9 z

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Please sign your name on the bottom line if you want to cash the check.( ^( T6 p, T# m
如果想兑支票,请在底线上签名。2 b( F4 E+ y4 p* E- R' t# h* R

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5 q0 \, B& v  k- l1 [# d( [8 TPlease write your account number on the back of the check.1 l) t7 v3 w0 m  h. _3 o0 \
请在支票背面写上你的帐号。, R- t, f( N5 k! L5 h, p7 K
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2 q& o- y/ f# y$ B# A1 e! f3 \We honored the check as the overdraft was only 5 yuan.
1 e" t; t7 D) S% F6 }! ?% c我们承兑这张支票的透支额只有5元。3 I/ ~' u) p7 N+ o- [

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: n8 z; m- `! CPlease endorse the cheque.
7 S: x  Q# r$ I2 }1 s请背签这张支票。0 K( ~( y5 X) ~2 S: R
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The traveler's checks cost 1.5% of the total amount of purchase.
" R) N+ f! q5 N# z. ^( E旅行支票手续费是购买总额的1.5%。
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8 ?' v5 R8 S3 Y( q5 J" m5 CHere's the cheque book. When you send a cheque by post be careful to cross it, but if you wish to cash a cheque yourself, you must leave it "open".5 `6 w1 F+ v4 K8 o# c. x- G: R
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,就不可打叉线。) f/ M/ D! m0 o
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9 b) s% D" A3 X$ t  O1 [. \Each cheque you write will cost 2 dollars.
! z5 }* ?" D" g4 j1 V' `9 l你每开一张支票将花2美圆。3 b. L4 P5 o+ r0 H
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Useful Words and Phrases
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account number 帐目编号$ J: S5 B7 n3 O! |/ J
depositor 存户& ^; W' _. s- k3 i( i
pay-in slip 存款单$ `( E1 M+ o! h0 \1 B: O/ J/ U/ e5 r
a deposit form 存款单8 t: O1 y) b, e2 |" @# H. i% |
a banding machine 自动存取机
0 y6 n. m% I1 r4 J) `to deposit 存款# k9 F: n% @% N. d% h) L* _) d
deposit receipt 存款收据8 M0 G* h/ F/ \( T0 |
private deposits 私人存款6 R% m' M3 L# p  q7 d( W
certificate of deposit 存单  E5 o' U/ c+ |( i0 v% |# B' ^
deposit book, passbook 存折
! j" v, T& \( V9 [$ {; Ocredit card 信用卡
: Y1 B  n/ m- ?" u, Q# R2 Aprincipal 本金
0 ]. p0 ?, i# \& i( r' roverdraft, overdraw 透支, C( g4 v( o1 }# U) g0 {
to counter sign 双签
9 ~: @; W! e: C/ _  ^0 Hto endorse 背书
# N! b% ?: B, `4 {endorser 背书人
% Z+ H8 M7 j% j$ r- h7 Jto cash 兑现
" C. ?2 R4 q; W  j9 r+ ~to honor a cheque 兑付3 v0 |, ]9 T' H; R
to dishonor a cheque 拒付( [/ O: W/ B1 O0 a  k
to suspend payment 止付8 j0 m3 f4 r, V  {
cheque,check 支票, Q; m7 ^* [& p$ w9 h6 I
cheque book 支票本
( ]) y8 x1 U  X4 H8 |. _order cheque 记名支票
/ x- c' W' H* M5 \( Z- n; e5 Nbearer cheque 不记名支票0 X. G- a7 T% C) e4 T
crossed cheque 横线支票
0 D% a. Q7 Q, k3 kblank cheque 空白支票
* P+ q) l7 z. b% O/ r6 k3 K8 n$ q. qrubber cheque 空头支票
+ [4 `1 O' s7 H8 n6 Ucheque stub, counterfoil 票根
* J8 R( P' d& B+ gcash cheque 现金支票. Y  C3 S6 l! }1 o  ?$ v- g2 G# j
traveler's cheque 旅行支票) o3 G  T* M7 j$ _. ~4 @; G
cheque for transfer 转帐支票( [! L. b& e6 C9 M3 W
outstanding cheque 未付支票
1 F6 R% d3 A9 h% Ncanceled cheque 已付支票
6 U: h; n; ]) v2 N# U8 h/ Y  S) x, N/ vforged cheque 伪支票
# I+ N1 I$ Z2 S) D( {2 }' q2 _Bandar's note 庄票,银票
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发表于 2005-12-30 20:28 | 显示全部楼层
很有用的帖子   DING!!!!~~~~
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发表于 2005-12-30 20:31 | 显示全部楼层
老杨团队 追求完美
Very good one!
理袁律师事务所
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 楼主| 发表于 2005-12-30 20:46 | 显示全部楼层
银行英语口语-取款、结余0 Y* M# ~/ H2 a& J
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I'd like to know if I can draw on my account for payment of things I buy in Tianjin.9 ]. l  K( Y! E, ~% r
我想知道一下我是否能提取存款来支付天津购物的费用。
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I want to withdraw 200 dollars from my deposit account., X- s1 e% k" H
我要从我的定期存款中支取200美圆。  s. d+ c  J; W) G- K, Q

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I want to close my account with you.* x8 C' ]! x7 m
我想结束在你们这儿的帐户。
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/ t6 e; b+ @* `! N7 wI'd like to draw 100 yuan against this letter of credit.
; _; [+ x7 `  u# e7 c5 w( d% p5 q! g我想从这份信用证上提款100元。/ `0 p5 V6 Z1 y" e1 n

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May I draw money against the letter of credit here?6 |0 r+ n+ o/ N$ S* W7 H7 F
我可以在这儿用这份信用证取钱吗?
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2 |0 `/ o# G! jCould you tell me my balance?
3 ~+ U0 C. R0 T; t4 y* u7 D! q能否把存款结余金额告诉我?# i- I) _5 f9 q) y8 j4 n* C5 F0 p
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. H: P* r3 j! P- ?Please let me know my balance.; L  T" H- L! I, v7 m! \- p$ Z
请告诉我结余金额。
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- i1 q' S* [% P' J  q6 ?$ iI think you can draw on this account by cheque in payment of goods.% M8 F* R4 |8 h6 `7 d9 e% k
我以为你可用支票提款支付购物费用。  v6 B0 C' t3 X( h# M3 q/ x2 k1 E9 M

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Your balance at the bank is 300 yuan.
* o8 t( l' M8 p7 V你在本行的结余是300元。
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' u$ M+ h, \6 F6 E5 ~6 cYour deposit is exhausted./ g: W' J& c+ e4 W4 c
你的存款支净了。  X, \/ D- F$ z! x' k/ o

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! ~8 t7 [' T; H# AYour letter of credit is used up.. K0 Q0 A8 B" Y: {4 D/ U
你的信用证用完了。/ p2 H/ U" E  V  ~
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Please tell me how you wish to draw your money.# J$ K8 h/ T1 j+ q
请告诉我你希望怎样支款。9 `( V$ {) ^& @5 g* c. ~

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: g+ l' y5 [( T! o& FFill our a withdrawal form, please.. i& A3 z( |  d3 j: v# N) _3 m
请填写取款单。
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The letter of credit is exhausted.
( b, ]1 g; s2 T信用证上的款子已提清。8 Y% R1 e- y* y& A/ {0 [0 h3 o5 _% \- E
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* i1 b, y9 T& u4 VThe letter at Counter 6 will pay you against your number slip.; u' t" k7 `8 z$ g# S2 |# X
六号柜台的出纳员将根据你的号码牌付给你钱。 * c' B$ C& x+ }/ }" i, s

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- X9 E# q& |6 h# C2 RUseful Words and Phrases
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to close an account, to clear an account 结清2 }  O. m% n. B6 K+ A, w5 z* G
to draw money 取款
$ |2 T: F( ~" m; B4 n7 f; a, Tdrawing-out slip 取款单/ S& ?3 e2 a/ h9 e$ k
the number slip 号码牌/ ~8 ?& s" o# Q2 h, n# T3 ?$ ?0 b
a withdrawal form 取款单. G* e% W% N) k/ ~! v
to fill in the receipt in duplicate 一式两份填这张收据
0 [1 q1 K5 l+ `. |teller, cashier 出纳员
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发表于 2005-12-30 21:32 | 显示全部楼层
非常有用,搂主真热心呢。
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发表于 2006-1-2 07:48 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
好,已收藏!
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发表于 2006-2-16 20:55 | 显示全部楼层
原帖由 fay 于 2006-1-2 06:48 发表
$ G4 h9 d; h0 r9 r! ^( s好,已收藏!
1 s$ A* P! M3 D/ O
Me too.
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发表于 2006-2-18 01:23 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
) d1 `* m: J$ O$ t3 A8 W; e
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发表于 2006-3-2 17:20 | 显示全部楼层
老杨团队,追求完美;客户至上,服务到位!
强烈支持!不错
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发表于 2006-3-3 00:38 | 显示全部楼层
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