Some builders do offer 5% allowance to specific realtors, and the realtors are able to offer you 90% to 85% guarantee sale of the value of your house. However, the time limit is only within 3 months and you have to sale the house right away. 1 w7 F* `' Y3 f& q 2 Z- z& r" f. i4 W2 h7 PIf you build a new house from a lot, you have to find a completion mortgage builder with 5% to 10% downpayment. 8 c1 _; ]% `& d/ k ?: k 2 ~4 }9 B7 h1 f* t d4 W8 `if you would like to buy a used house, sell you current one and buy after." _; Y; k! j6 l7 a. h+ ]5 }: W. ]+ j