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ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

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鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。
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固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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3 l2 S+ Y9 Z4 Z) y, h# ^; V, \我会将附件发给斑竹, 让他们粘贴出来。
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3 E$ z  v7 B0 U6 s5 s6 g下面是该机构的评述:; n" j: N# z1 Z9 Q) ^1 Y7 x
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%& |4 y: s2 b* `
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 0 [* g, k, }% w: o3 H
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results:
9 r6 \4 P3 d' x( QThe variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!' ]1 B3 t+ _! ]( c; `* h6 d

: W+ u  H0 J- u2 R+ R1 A& H. OI must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks”
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
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