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ZT -最新的浮动与固定利率的比较图- APRIL 27, 2010

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鲜花(65) 鸡蛋(0)
发表于 2010-4-27 10:11 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
很多朋友对上次贴出的比较图感兴趣, 现在该机构又更新了比较图, 对正在为利率的选择发愁的朋友, 无疑是一个很好的参考资料。% Q4 a; _& n( D+ q0 L7 t
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固定利率再次攀升, 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策, 即使客人选择浮动利率, 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。3 M7 W/ Z0 k, J. `+ a

7 z: Y0 n1 |1 N- o我会将附件发给斑竹, 让他们粘贴出来。4 z" L, y7 @3 m" B
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下面是该机构的评述:4 Q9 z. P6 J5 U/ R( I% q% @2 x( s

( b/ h+ r6 [$ t8 y“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%
# r- I) s- j# v, Q# P. XI factored in increases in prime over the next 24 months. Prime would go up to 5.25% * \- w. W4 w$ A9 I: ^' A
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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7 ^# A; B0 p7 u, K9 D' nResults: * I8 ^" w  {8 h% R
The variable product has net savings of approximately $5,440 over the 5 year term  – even with a 300 BPS increase in prime!!!
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' n1 E- W0 y% E% O" j# G! [I must state that this sheet is for information purposes only. Accuracy is not guaranteed.# P3 P( Y1 t9 ?1 W5 i
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Thanks”
理袁律师事务所
鲜花(0) 鸡蛋(0)
发表于 2010-4-27 18:41 | 显示全部楼层
thank you!~
鲜花(0) 鸡蛋(0)
发表于 2010-4-28 18:18 | 显示全部楼层
Thanks
鲜花(7) 鸡蛋(0)
发表于 2010-5-2 08:49 | 显示全部楼层
老杨团队 追求完美
yes, I prefer variable
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