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很多朋友对上次贴出的比较图感兴趣， 现在该机构又更新了比较图， 对正在为利率的选择发愁的朋友， 无疑是一个很好的参考资料。
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固定利率再次攀升， 让购房者更倾向于选择相对较低的浮动利率。 四月十九日实施的房贷新政策， 即使客人选择浮动利率， 贷款机构也会按当周的贷款基准利率计算其贷款资格。 本周的基准评核利率是6.10%。
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3 l2 S+ Y9 Z4 Z) y, h# ^; V, \我会将附件发给斑竹， 让他们粘贴出来。
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3 E$ z v7 B0 U6 s5 s6 g下面是该机构的评述：; n" j: N# z1 Z9 Q) ^1 Y7 x
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“I have compared a mortgage at P-40 (currently 1.85%) to a 5 yr fixed at 4.64%& |4 y: s2 b* `
I factored in increases in prime over the next 24 months. Prime would go up to 5.25% 0 [* g, k, }% w: o3 H
I placed the payments the same for both products (take the P-40 product, but make payments at the 4.64% rate).
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Results:
9 r6 \4 P3 d' x( QThe variable product has net savings of approximately $5,440 over the 5 year term – even with a 300 BPS increase in prime!!!' ]1 B3 t+ _! ]( c; `* h6 d
: W+ u H0 J- u2 R+ R1 A& H. OI must state that this sheet is for information purposes only. Accuracy is not guaranteed.
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Thanks” |
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发表于 2010-4-27 10:11
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