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加拿大最好的活期利率 RRSP TFSA

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发表于 2010-1-17 11:23 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
介绍一下省钱+白赚25块钱奖金的办法。其实不少人都不小心在自己的支票账户(chequingaccount)里面放了不少钱,有的是有意留着以备急用,有得就是刚发的工资。可是不知道你想过没有,假设你的支票帐户总是保持5000块,这些钱如果存起来1年的利息就是150多块。现在金融危机,省一点是一点,为什么要白白损失150块呢。在加拿大呆久了的朋友都知道INGDirect,他就是一种活期账户,3%的利息(TFSA),跟你现有的支票账户通过电子方式连起来,钱暂时不需要的时候就转到 INGDIRECT赚利息,需要钱的时候只需要等一到两天.钱就可以从INGDIRECT转回支票账户。. 那位朋友说了,我的钱存在ING安全么?您尽管放心,ING总部在荷兰,截至2008年,它已经是全球第9大公司。截至2007年INGDIRECT加拿大分行已经有150万用户,存款额达到230亿。INGDIRECT加拿大分行也是受 CanadaDepositInsuranceCorporation保护的,10万以下的存款都有破产保护,跟加拿大的主要银行享受同样的待遇.他就是以这种不设分行的方式,才能给那么好的利率,而且 INGDIRECT也不是取代支票账户的,是一个很好的补充。
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开账户也很简单, 只要登陆网站 www.ingdirect.ca/referafriend/  然后填写个人信息提出申请,欢迎使用我的推荐码 (orange key) 13336440S1,可以拿到$25块钱的奖金。如果你能介绍50个朋友,也就可以拿到2000块奖金。
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注意申请者需有SIN。
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* H" o: b& x" q+ g( d: TING DIRECT的所有利率情况如下:- J8 N% j' Q6 v6 @- K% f, }
Investment Savings Account (ISA) 1.35%, B' L* S1 q  D1 O. v1 Q" e2 M' C
US$ Investment Savings Account (ISA) 0.75%( {7 [0 g5 o8 J8 l6 O* M: K
RSP Investment Savings Account (RISA) 1.35%
' `7 m+ e7 w% K* @Tax-Free Investment Savings Account (TFSA) 3.00%; [7 I5 m% B, ]5 D2 B2 G; T
Children's Savings Account 1.35%
. P! F" o# [6 n: i" z# t# OBusiness Investment Savings Account 1.35%# ]3 X" `8 F5 T4 v& n. r: w8 O# }8 {
US$ Business Investment Savings Account 0.75%# i9 S, Y$ G& i* x8 X$ t% K
Guaranteed Investment (GIC) - 1 Year 1.25%
8 ]3 S: J8 u" F5 U, V+ JGuaranteed Investment (GIC) - 1 ½ Year 1.50%
) Q! e9 S. a  EGuaranteed Investment (GIC) - 2 Year 2.00%
& r7 u. G; `! x" K( {' O9 zGuaranteed Investment (GIC) - 3 Year 2.50%3 E: R: e- g+ w/ t) l, x7 Y2 y
Guaranteed Investment (GIC) - 4 Year 2.50%
% S1 X1 ?  E, ?0 k$ IGuaranteed Investment (GIC) - 5 Year 3.25%1 ^7 F* z* v+ u  E# E8 U1 y' [
US$ Guaranteed Investment (GIC) - 1 Year 1.00%
9 T; ]' r9 t# Y7 }0 ]3 W, wUS$ Guaranteed Investment (GIC) - 1 ½ Year 1.10%+ G- \' W2 [2 Z7 G2 [) w7 V
US$ Guaranteed Investment (GIC) - 2 Year 1.25%; _/ a" c: e( k. @
US$ Guaranteed Investment (GIC) - 3 Year 2.00%
: ~& y- [# X  E% h0 MUS$ Guaranteed Investment (GIC) - 4 Year 2.00%
' h1 N* V0 S9 ^8 u$ @US$ Guaranteed Investment (GIC) - 5 Year 2.00%
+ R# n# m" E7 X: Q/ W. j5 l- m5 TShort Term Guaranteed Investment (GIC) - 90 Days 0.50%
! O! S1 j; K  LShort Term Guaranteed Investment (GIC) - 180 Days 0.50%
' N6 z) e2 V; G. c0 B( g, JShort Term Guaranteed Investment (GIC) - 270 Days 0.50%' w! E; x; r8 Y/ |$ }, w
US$ Short Term Guaranteed Investment (GIC) - 90 Days 0.80%  n! V3 h" Q/ q, V
US$ Short Term Guaranteed Investment (GIC) - 180 Days 1.00%, D8 W6 r+ x1 [  b
US$ Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
; S$ c( G$ a3 W9 B6 H3 G! l/ }Business Guaranteed Investment (GIC) - 1 Year 1.25%
: |, H) p, [* YBusiness Guaranteed Investment (GIC) - 1 ½ Year 1.50%/ p1 W& U2 j6 }1 }: L1 y9 H. m# {
Business Guaranteed Investment (GIC) - 2 Year 2.00%
# |( {  e* B6 u& K% s5 W3 JBusiness Guaranteed Investment (GIC) - 3 Year 2.50%. A# d& s& l/ r% j. p
Business Guaranteed Investment (GIC) - 4 Year 2.50%
" b' `2 i. m4 ~  kBusiness Guaranteed Investment (GIC) - 5 Year 3.25%
7 M" C$ g/ G9 K9 i2 c1 gUS$ Business Guaranteed Investment (GIC) - 1 Year 1.00%- @, _6 X# Q/ ?; D
US$ Business Guaranteed Investment (GIC) - 1 ½ Year 1.10%
* i% l# ?# n. y+ C8 l" GUS$ Business Guaranteed Investment (GIC) - 2 Year 1.25%
/ R  h6 ]; Y3 BUS$ Business Guaranteed Investment (GIC) - 3 Year 2.00%
) f5 N' t6 ?. q# F5 Q' nUS$ Business Guaranteed Investment (GIC) - 4 Year 2.00%1 G; X" l9 K% P' E  }
US$ Business Guaranteed Investment (GIC) - 5 Year 2.00%. {1 z0 d& }1 Q$ L4 F, z6 y
Business Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
" X, n$ [; V  p; @Business Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
( [0 O: n" S' Q& \Business Short Term Guaranteed Investment (GIC) - 270 Days 0.50%
  x, L; h: p* w$ LUS$ Business Short Term Guaranteed Investment (GIC) - 90 Days 0.80%
( t8 G- X3 M: C# y2 KUS$ Business Short Term Guaranteed Investment (GIC) - 180 Days 1.00%
: S8 j/ n5 [2 U& {* O0 rUS$ Business Short Term Guaranteed Investment (GIC) - 270 Days 1.00%
6 t! G/ S* }2 ~5 d$ f; kRSP Guaranteed Investment (RGIC) - 1 Year 1.25%" n  C, q1 C2 Z! ~' `
RSP Guaranteed Investment (RGIC) - 1 ½ Year 1.50%
& j6 e/ N1 t; E4 iRSP Guaranteed Investment (RGIC) - 2 Year 2.00%
6 }2 ^* ?, E* [, KRSP Guaranteed Investment (RGIC) - 3 Year 2.50%
; T* s4 h5 `, N: C1 ]% T. Y, K3 _; PRSP Guaranteed Investment (RGIC) - 4 Year 2.50%! t" @, u) e+ F7 X1 r! x
RSP Guaranteed Investment (RGIC) - 5 Year 3.25%
  r. k& o1 P( p( g: Z# pShort Term RSP Guaranteed Investment (RGIC) - 90 Days 0.50%( a) H/ ^! p  T
Short Term RSP Guaranteed Investment (RGIC) - 180 Days 0.50%7 N# T3 T: K1 M) w1 \
Short Term RSP Guaranteed Investment (RGIC) - 270 Days 0.50%1 B/ X: t% W3 S1 n% w
Tax-Free Guaranteed Investment (GIC) - 1 Year 1.25%
5 n+ A3 C0 w% g% e" ?8 \, x% S% T  mTax-Free Guaranteed Investment (GIC) - 1 ½ Year 1.50%
* g* Z& C, I: eTax-Free Guaranteed Investment (GIC) - 2 Year 2.00%* e9 P: g2 o4 M, e4 ?+ V, S( B
Tax-Free Guaranteed Investment (GIC) - 3 Year 2.50%
9 C8 C! C, |' @Tax-Free Guaranteed Investment (GIC) - 4 Year 2.50%
; M+ K' F2 q' D; t* _6 PTax-Free Guaranteed Investment (GIC) - 5 Year 3.25%2 ~) V! C4 C1 \0 K
Tax-Free Short Term Guaranteed Investment (GIC) - 90 Days 0.50%
& t0 I, G8 X# v8 _3 u5 TTax-Free Short Term Guaranteed Investment (GIC) - 180 Days 0.50%
( t$ F0 ]4 Y0 [' STax-Free Short Term Guaranteed Investment (GIC) - 270 Days 0.50%# |. @( p/ v+ t1 U& q+ z. A
Credit Account as low as 3.95%
+ U) R7 p: F: C7 {unmortgage - 1 Year 3.39%: y" P5 U; M' k/ t& ]2 b
unmortgage - 2 Year 3.59%2 y$ C/ S+ n# A, y+ C% m
unmortgage - 3 Year 3.65%
8 \0 ]7 N+ R# T1 _) O3 F" }unmortgage - 4 Year 4.09%
4 C9 L. k+ g8 X; g% ^unmortgage - 5 Year 4.49%8 R) e' d) r3 J8 G% V- o
unmortgage - 7 Year 5.50%
- m% {' O  \8 junmortgage - 10 Year 5.50%
9 E( F7 p( N. U2 \5 U, V4 eunmortgage - 5 year variable
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