求助：国内汇款首付怎样办合适

homesweethome

打算两个月内买房。家里人准备汇款过来帮我们付首付，大概7万加币，怎样的途径办合适呢？ 有朋友有过类似的经验吗？

ceramistpalace

TT---telegraphic transfer

ceramistpalace

Should say a bit more details:
3 m& B1 H* l  m) P$ v5 s Send over information as follows to your family member in China (the remitter)
3 r2 k! p0 d6 C1.Name and address of your local bank (talk to your bank, they will provide you some other information they think necessary for a swift and smooth transfer)
) v3 j$ s: t0 U' A+ q# F. {% R# z8 ]2.Your account nos. and name

海妮妮

Should say a bit more details:
Send over information as follows to your family member in China (the remitter)
: \0 P5 P" e  x1.Name and address of your local bank (talk to your bank, they will provide you some ot ...
5 H7 d' ?) Q% r9 m3 w' \! Hceramistpalace 发表于 2009-6-12 22:23

! }# D2 c6 y. ?* H: n6 Q如果是wire transfer的话，应该还需要收款银行的swift number。

amethyst

" a3 @! @2 v# \! i4 E
& y; U4 W6 ?4 e/ `9 j2 \: P; W9 G有的银行要swift code比如中国银行，有的银行不需要swift code比如招商银行。但是必须提供你在加拿大这边接受汇款账户的银行name,address，以及你的账号。另外每人每年最多只能汇等值的5万美金（多于这个数你可以考虑让你的家人分散给你汇）。有些银行比如招商银行如果你是他们的VIP客户的话可以免收服务费金卡客户是免收一半服务费（这块服务费是按汇款的金额的百分比来收的那部分费用）但是汇费是一律都不能免的。现在看下来如果在银行可以通过VIP或者金卡账户汇款的话是最便宜最安全的而且速度很快。

homesweethome

谢谢大家，这部分钱需要缴税吗？

amethyst

一般不需要缴，但是税务部门可能会注意到

qzlyy

条条框框的怎么那么多规矩？