 鲜花( 98)  鸡蛋( 0)
|
本帖最后由 每天一点 于 2009-5-11 10:33 编辑 3 }2 S/ O- y; V' P0 S
* v# m! U) V Z+ L: o我感觉一点都不划算,现在你还剩37.8,加上1.4,就是39.2
4 Z1 x3 x7 l: T: V8 L; P' }' }即使按照3.35%,按照转过去之后35年贷款计,你3年之后37.33,也就是说,你总共就还了37.8-37.33=0.47w,也就是4700块本金。也就是还了3个月本金,其他33个月都在还利息和罚金。+ m/ L- [: G) B2 w( p2 W
可能相比来说,还是不折腾得时候剩的本金要少。
5 E; T7 o1 \$ u具体情况见下表
! g( O9 l* M1 R; e9 t, c, ^1 01/10/2008 $392,000.00 $1,586.22 $491.88 $1,094.33 $391,508.12
. W3 h* H6 n( t T$ J% ?' r- V2 ?2 01/11/2008 $391,508.12 $1,586.22 $493.26 $1,092.96 $391,014.86 % [; N. q: A; o. @2 q; r$ p x
3 01/12/2008 $391,014.86 $1,586.22 $494.63 $1,091.58 $390,520.23
w( b6 C" z: ]2 l4 01/01/2009 $390,520.23 $1,586.22 $496.01 $1,090.20 $390,024.22 3 Z# j3 [+ p5 C0 v' ^
5 01/02/2009 $390,024.22 $1,586.22 $497.40 $1,088.82 $389,526.82
1 w; o2 i, G- s2 h3 b z4 C: E6 01/03/2009 $389,526.82 $1,586.22 $498.79 $1,087.43 $389,028.03
: Q: @$ q9 B# h$ ]7 S7 01/04/2009 $389,028.03 $1,586.22 $500.18 $1,086.04 $388,527.85
5 D5 } N/ Q5 Z }8 01/05/2009 $388,527.85 $1,586.22 $501.58 $1,084.64 $388,026.27
. g r+ C" s+ _9 ?& f' W9 01/06/2009 $388,026.27 $1,586.22 $502.98 $1,083.24 $387,523.30
* J3 z% h! ]* [# ^10 01/07/2009 $387,523.30 $1,586.22 $504.38 $1,081.84 $387,018.92 ( @' B& Q$ }, j2 i
11 01/08/2009 $387,018.92 $1,586.22 $505.79 $1,080.43 $386,513.13 1 {1 e3 P4 o9 e/ B& `7 Y
12 01/09/2009 $386,513.13 $1,586.22 $507.20 $1,079.02 $386,005.93 9 w7 r; i2 W2 x6 e U
13 01/10/2009 $386,005.93 $1,586.22 $508.62 $1,077.60 $385,497.31
2 V1 x2 \( V* r8 Y. }8 v' `14 01/11/2009 $385,497.31 $1,586.22 $510.04 $1,076.18 $384,987.28 0 P2 I; C4 i: z) A3 ?% {, o5 p- q
15 01/12/2009 $384,987.28 $1,586.22 $511.46 $1,074.76 $384,475.82 % o \# s* E% l' d! _4 }
16 01/01/2010 $384,475.82 $1,586.22 $512.89 $1,073.33 $383,962.93
- x5 M' E, F+ p9 M17 01/02/2010 $383,962.93 $1,586.22 $514.32 $1,071.90 $383,448.61
/ A% C4 c0 y8 {+ N5 o9 g0 k18 01/03/2010 $383,448.61 $1,586.22 $515.76 $1,070.46 $382,932.86
( s+ v6 P6 @$ m$ {' A- E19 01/04/2010 $382,932.86 $1,586.22 $517.20 $1,069.02 $382,415.66
- y A: m3 r2 c4 X! _; O20 01/05/2010 $382,415.66 $1,586.22 $518.64 $1,067.58 $381,897.02
& s8 f, v0 O+ k21 01/06/2010 $381,897.02 $1,586.22 $520.09 $1,066.13 $381,376.94
, o$ n1 g p( y1 W8 q8 m7 h22 01/07/2010 $381,376.94 $1,586.22 $521.54 $1,064.68 $380,855.40
, \$ v( e# C4 | b+ ^23 01/08/2010 $380,855.40 $1,586.22 $522.99 $1,063.22 $380,332.40
0 X3 C) |7 b, d2 n$ f7 ]24 01/09/2010 $380,332.40 $1,586.22 $524.45 $1,061.76 $379,807.95 9 I* z2 f0 a& N, `
25 01/10/2010 $379,807.95 $1,586.22 $525.92 $1,060.30 $379,282.03
( Y% N& A1 l$ \5 }# A* i8 ?26 01/11/2010 $379,282.03 $1,586.22 $527.39 $1,058.83 $378,754.64
, \; C) V6 {' r1 c3 d27 01/12/2010 $378,754.64 $1,586.22 $528.86 $1,057.36 $378,225.78
$ Y# e9 ?# G- m$ T28 01/01/2011 $378,225.78 $1,586.22 $530.34 $1,055.88 $377,695.45 3 N" i2 d6 v" w6 n7 x1 b9 l# k1 b" |
29 01/02/2011 $377,695.45 $1,586.22 $531.82 $1,054.40 $377,163.63
" Q) t* y: S' a" L2 J0 ^6 G, f" j30 01/03/2011 $377,163.63 $1,586.22 $533.30 $1,052.92 $376,630.33
1 Y7 T# o: N. L" P9 `31 01/04/2011 $376,630.33 $1,586.22 $534.79 $1,051.43 $376,095.54
- J5 n- q5 `4 W32 01/05/2011 $376,095.54 $1,586.22 $536.28 $1,049.93 $375,559.26 * |, }6 O( y+ g, J V
33 01/06/2011 $375,559.26 $1,586.22 $537.78 $1,048.44 $375,021.48 ; ]# v# u* _5 u* t7 a* C& w2 N. h
34 01/07/2011 $375,021.48 $1,586.22 $539.28 $1,046.93 $374,482.20
5 F" w( p+ O$ V35 01/08/2011 $374,482.20 $1,586.22 $540.79 $1,045.43 $373,941.41 . a" H# Z, |% W
36 01/09/2011 $373,941.41 $1,586.22 $542.30 $1,043.92 $373,399.11 |
|