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 What to do if you are in a car accident' m7 r! Y1 l% |9 @3 c8 c
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Step1. If possible, stop your car in a safe and visible place. If a car
; f0 z( ^* [; B* }' u/ S cannot be moved, turn on the hazard lights. Turn off the
+ v( }& ?- W; O4 D& i ignition. Be careful when exiting your car.
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8 q, v$ `4 Z1 {' B% [, EStep2. Determine if anyone is injured. Do not move an injured person.- |+ D0 g& f# c5 m; A
6 f- e: j2 l. j7 E+ sStep3. Call 911 for the police and ambulance (if needed) immediately.
. [7 D" I8 a. ~7 Q$ N# U7 S Report any injuries. e0 v. k5 N2 y, T: l" m" {! [! V
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Step4. If another vehicle is involved, get the car’s year, make, model - i1 R$ }' E# z9 K* Y# g& `
and license plate number; the driver’s name, address and license
6 P: R& @; {7 x/ J! @& j: t+ ? number; and the name of his or her insurance company. If the
- I9 V" t- `; h# u3 j/ ^ driver does not own the car, get the name of the car’s owner. 6 v/ v& a" H" P; x, p3 p' A
Write down names and addresses of other passengers or . f4 q& W" x0 G" r& J' w0 [9 m
witnesses. If you have a camera take pictures of the accident
7 x- l$ j3 g R4 z scene.# t- o; ?, u* k5 P. j `$ L) n/ h/ A
U( y( @6 C! a+ `2 {' w9 TStep5. The police officer will give you a copy of the collision report.) J- |$ B) W9 A8 k1 b
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Step6. Cooperate with the police, but do not admit guilt for the
) D5 |' b' w( U" i" |' |/ [1 }& H accident in any way. You may be required to show proof of $ c* f5 h' Z: M# s" g
insurance, but do not reveal how much coverage you have.1 D; c: Y$ C, R
* D% z4 C) H' s$ Y4 [: m' T8 nStep7. Do not accept any money the other driver may offer. By
" R w; _- j" ]' y accepting money, you may give up your right to file a claim ; A j R9 i8 G2 p
against the other driver, even if the damages turn out to be* Y; T6 m8 s- L- `. M
more extensive than you first thought.' o$ b) k/ w. k* {* f# i- C( e
8 C0 [. t7 P( B: s9 {2 TStep8. Do not agree to forget about a minor accident. You may see+ l+ P8 a* P# I2 c
later that there were hidden damages or injuries. The other
3 D% W7 X2 b% c/ w2 b! ~% C9 S person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather, , X! c) `: \( p! l
hazards, road conditions and driving speed. Draw a picture of
- @! d) w7 {2 `+ [$ l+ U8 {: ]/ P the site, showing stop signs, signal lights, etc. Try to measure
: I3 N# A0 P, B1 b skid marks and determine the point of impact. Note any damage) Z4 K+ \" i+ d
already on other cars involved. If a camera is available, take
; x2 R: r3 B( x4 M- W8 w0 }; r pictures of the accident.5 Z3 O+ P% e& A4 j
( L- w% }6 A* h: O' c6 x% MStep10. Report the accident to your insurance agent or insurance 3 [6 z! D0 S. _% _! l' Y7 T% I
company as soon as possible. Call a lawyer Bruce King, to discuss* b' p9 o {0 d! q6 O" R! m) S# B" P
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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