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 What to do if you are in a car accident2 s5 H. i5 o* w% O2 p
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Step1. If possible, stop your car in a safe and visible place. If a car / B, y8 E5 |7 H5 h |: Y
cannot be moved, turn on the hazard lights. Turn off the8 K: |- _1 t4 @
ignition. Be careful when exiting your car.
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Step2. Determine if anyone is injured. Do not move an injured person.
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' G- _; H2 Q- E# IStep3. Call 911 for the police and ambulance (if needed) immediately. + P/ G7 C2 [! t7 f' i7 g# l
Report any injuries.
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- ]% S) K J+ G7 tStep4. If another vehicle is involved, get the car’s year, make, model , x0 l7 A! c' q! Q K0 M) i9 u
and license plate number; the driver’s name, address and license
$ M" A' i9 \" F- M' e number; and the name of his or her insurance company. If the
! Q" G5 ?% G# ?* J8 z# l driver does not own the car, get the name of the car’s owner. 4 l; g9 e- t* n
Write down names and addresses of other passengers or
$ i- x4 i3 k% [2 [ witnesses. If you have a camera take pictures of the accident
" a ~& C8 a& R3 R) d9 N I5 |# O9 \ scene.5 m' }3 H' a- b( j3 b" S) P
0 V# X$ b/ \+ y9 x3 W& h) |$ IStep5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
6 ^* A1 m3 r8 @+ Y; \7 b% E& O accident in any way. You may be required to show proof of - U; ~: n! B4 j! u" o( h
insurance, but do not reveal how much coverage you have.4 N6 _4 `& S3 T: k7 S2 V2 w
3 w* `' y. R; E" V- k% sStep7. Do not accept any money the other driver may offer. By+ ^6 |- F% f& V. M# S( ~
accepting money, you may give up your right to file a claim 5 q# x0 V Y. g0 d9 A* S" z& o
against the other driver, even if the damages turn out to be. G* n! l5 f, P C
more extensive than you first thought.3 X, G* ]6 y% K9 y% F
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Step8. Do not agree to forget about a minor accident. You may see6 i2 E& g# p ]( w$ I4 i* F
later that there were hidden damages or injuries. The other# \+ @; G1 k8 G3 Z( J/ j
person may even file a lawsuit against you., W h( T i& Z
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Step9. Write an account of what happened: time of day, weather, 6 l$ `. |( A) [: W7 F* h
hazards, road conditions and driving speed. Draw a picture of
6 K8 [, H* l6 U B: ?, ~' p the site, showing stop signs, signal lights, etc. Try to measure
+ N/ t+ j5 T; u" U+ n, w( M skid marks and determine the point of impact. Note any damage
1 ] Z; f. ^& v. [: W already on other cars involved. If a camera is available, take ( M+ t& i5 q2 @7 Z' D) V" [
pictures of the accident.
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Step10. Report the accident to your insurance agent or insurance
: k" e3 H6 z* U8 i- I1 z company as soon as possible. Call a lawyer Bruce King, to discuss
- }9 i* p$ U! M( k your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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