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 What to do if you are in a car accident
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8 Z; z5 C2 `3 ?$ P N$ ^& sStep1. If possible, stop your car in a safe and visible place. If a car
( \; V' I2 h5 Y( Z! F) K8 C; r# A cannot be moved, turn on the hazard lights. Turn off the8 _, B' R8 l G9 ^6 K) t
ignition. Be careful when exiting your car.
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; P6 R7 L. v/ [+ OStep2. Determine if anyone is injured. Do not move an injured person.
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- S+ B: H# V' f9 P( B' rStep3. Call 911 for the police and ambulance (if needed) immediately. 8 V) y- ^3 Y! Z- x" t4 o3 P
Report any injuries.* l6 H5 B u. n( Y9 M
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Step4. If another vehicle is involved, get the car’s year, make, model . ?4 O: H3 E+ K- F) a* X8 D1 N
and license plate number; the driver’s name, address and license% Y6 G& S; J1 c
number; and the name of his or her insurance company. If the # f8 C# D# q- i
driver does not own the car, get the name of the car’s owner.
! G1 ^! o# i' y7 G3 G- u! k Write down names and addresses of other passengers or 6 P d$ y% c3 K" \) k% Y G% M
witnesses. If you have a camera take pictures of the accident
! w' |5 @$ l2 A scene.
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0 U6 O; T( V2 u3 p/ LStep5. The police officer will give you a copy of the collision report.8 R6 d5 F: Z8 q# R1 E$ H8 s
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Step6. Cooperate with the police, but do not admit guilt for the
! ~* U# R1 P4 ]* @, S4 V' f) u% m' {: k accident in any way. You may be required to show proof of
) P7 [% I3 B# r2 C* [ insurance, but do not reveal how much coverage you have.4 V7 ?! r0 e3 i N
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Step7. Do not accept any money the other driver may offer. By
3 M( f* o+ N5 W2 T" D accepting money, you may give up your right to file a claim
) S; |9 J5 Y. Q- I* b U$ c against the other driver, even if the damages turn out to be
+ u" O' ~) Q' ]; P9 b: E more extensive than you first thought.
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1 ]' x8 ?. Z/ i% f' D3 XStep8. Do not agree to forget about a minor accident. You may see
A1 R# `# F6 R4 M. ?6 N0 \6 j9 f later that there were hidden damages or injuries. The other7 ]! C% Y% @, X4 |/ _
person may even file a lawsuit against you.3 F4 W' H) I0 E
% S4 w4 @) m0 I9 CStep9. Write an account of what happened: time of day, weather, N P/ e' O; N
hazards, road conditions and driving speed. Draw a picture of
" o4 C, K2 y- n& D, }( [2 r the site, showing stop signs, signal lights, etc. Try to measure
; {6 L. J' W7 y skid marks and determine the point of impact. Note any damage
; ~/ n- d E c) n: } already on other cars involved. If a camera is available, take
6 O! _4 n" N" g- V. X pictures of the accident.2 M8 b5 C Y8 U' `) @
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Step10. Report the accident to your insurance agent or insurance 5 P' c n+ l9 X* v( P
company as soon as possible. Call a lawyer Bruce King, to discuss
& R" S O3 i# G( N, ^+ L7 E your accident.
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0 C1 ^/ {- F/ K4 F2 n" f* I/ m[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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