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 What to do if you are in a car accident
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Step1. If possible, stop your car in a safe and visible place. If a car 9 f+ E0 `$ z/ e0 X3 M
cannot be moved, turn on the hazard lights. Turn off the
7 S1 r# y3 `) d; K9 ` ignition. Be careful when exiting your car.. x) C8 ]& d0 m, P# D5 m
. q! A' T0 f! sStep2. Determine if anyone is injured. Do not move an injured person.
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Step3. Call 911 for the police and ambulance (if needed) immediately.
* l6 q) i S- x. s( x4 p0 X$ [ Report any injuries.
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6 C4 P3 n0 w% r6 O$ H/ |Step4. If another vehicle is involved, get the car’s year, make, model . c9 `7 u( G" f. r0 `
and license plate number; the driver’s name, address and license
2 R/ u) }1 O) b$ [' L number; and the name of his or her insurance company. If the
, Q, C% ` U8 d3 N& a driver does not own the car, get the name of the car’s owner.
7 ^: c% k }4 a" M Write down names and addresses of other passengers or 1 L6 F0 h2 Y) g0 S
witnesses. If you have a camera take pictures of the accident / J/ y# ^ ~/ O& v- L
scene.' Z* {: _8 K" ]3 T
7 }0 k; \9 x' D- R4 I' RStep5. The police officer will give you a copy of the collision report.3 Q6 M1 e* b: c) f7 ?
1 m: ~+ m8 O+ ~Step6. Cooperate with the police, but do not admit guilt for the
5 y/ z, @6 o! c- V4 t accident in any way. You may be required to show proof of
* \( b# Z$ ~2 W/ z; s( x1 c insurance, but do not reveal how much coverage you have.8 b5 I% F% i& A* C
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Step7. Do not accept any money the other driver may offer. By$ X# o, |1 g$ d0 O6 z* e0 e+ e3 T
accepting money, you may give up your right to file a claim 4 X( ?0 q9 O4 m
against the other driver, even if the damages turn out to be
; [* d+ i! B6 h more extensive than you first thought.
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Step8. Do not agree to forget about a minor accident. You may see
! n: u% c. r) I! b8 v; X( k0 I- j later that there were hidden damages or injuries. The other
3 f" X# }, o. k. ~/ y3 S person may even file a lawsuit against you.- X0 M9 n% m/ F5 T
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Step9. Write an account of what happened: time of day, weather,
0 @+ ? l5 D$ Y6 e' s+ p6 ?' A hazards, road conditions and driving speed. Draw a picture of
' [/ H J* d* A the site, showing stop signs, signal lights, etc. Try to measure % E) X( N M" r5 J" L7 ^
skid marks and determine the point of impact. Note any damage
* m6 Y- K- J7 B+ P5 H already on other cars involved. If a camera is available, take 6 i) O% e+ C) Y' E( K
pictures of the accident.3 M' h* V+ t# |6 {/ a/ R3 H
# S: U! p+ V! TStep10. Report the accident to your insurance agent or insurance ' c9 k+ }/ |/ F1 R% d) @' T
company as soon as possible. Call a lawyer Bruce King, to discuss. _) ~& X( L X% N
your accident.3 q3 ]; X( F! x! T* j
; L( v& t4 T0 D/ S' ~[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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