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 What to do if you are in a car accident1 F. R: H% K |1 A% I+ J
& g, m; f$ m$ Q0 @1 f1 fStep1. If possible, stop your car in a safe and visible place. If a car
- E* G& k% Q- r* \ cannot be moved, turn on the hazard lights. Turn off the
. G3 A1 a: u% S/ H1 q ignition. Be careful when exiting your car. `$ c4 P* `0 S" h
9 b3 Z" }; ~/ f% [0 I: eStep2. Determine if anyone is injured. Do not move an injured person.
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# n p' t& L* cStep3. Call 911 for the police and ambulance (if needed) immediately. - S7 o, e- j( [" b( C! t* {7 O, |
Report any injuries.
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Step4. If another vehicle is involved, get the car’s year, make, model + l7 R: c- J8 x8 O
and license plate number; the driver’s name, address and license
2 c* F! E( \6 D* M number; and the name of his or her insurance company. If the 2 ?% o7 {( m j5 }
driver does not own the car, get the name of the car’s owner. ! t: v1 V3 Z/ a$ t
Write down names and addresses of other passengers or + x3 d9 t$ a: T5 p. x, n
witnesses. If you have a camera take pictures of the accident
/ l& I6 A/ s0 h5 o scene.( V$ E4 `, f9 {$ A
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Step5. The police officer will give you a copy of the collision report.
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Step6. Cooperate with the police, but do not admit guilt for the
. D( W) b3 \% V6 ], p accident in any way. You may be required to show proof of : M# U3 F- ^: E# A) V! I- W9 ?
insurance, but do not reveal how much coverage you have.
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Step7. Do not accept any money the other driver may offer. By
# ^0 R) C# \" W5 d _3 W8 s5 W4 M5 d accepting money, you may give up your right to file a claim
! r5 G$ A1 E8 V# y* e+ @2 S against the other driver, even if the damages turn out to be: L6 [; ~2 G# Y
more extensive than you first thought.
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- t$ @2 q0 ^1 n; i* LStep8. Do not agree to forget about a minor accident. You may see
* L- ?4 ~( @& A- o later that there were hidden damages or injuries. The other
$ P9 G4 ~8 [/ Y! j person may even file a lawsuit against you.
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Step9. Write an account of what happened: time of day, weather,
' O" ?+ ]6 W1 O) r hazards, road conditions and driving speed. Draw a picture of
7 a5 n4 ]2 D L$ L6 p# x; s' Y the site, showing stop signs, signal lights, etc. Try to measure 7 ^; y8 E( D/ V
skid marks and determine the point of impact. Note any damage# v4 L- i/ x. C4 Z2 [( b
already on other cars involved. If a camera is available, take 6 a& l( K/ [9 z8 m0 E5 [
pictures of the accident.
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/ \: z9 [& d( k7 A* pStep10. Report the accident to your insurance agent or insurance
0 Z* L4 U. X) g; m& a company as soon as possible. Call a lawyer Bruce King, to discuss$ h F9 @9 a- u3 a
your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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