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 What to do if you are in a car accident
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) W" V# E: L+ ~+ ~1 `8 e. p* gStep1. If possible, stop your car in a safe and visible place. If a car
$ s8 [% Q* ]4 J# I% z) M: h cannot be moved, turn on the hazard lights. Turn off the9 l0 U4 z2 m9 x$ D) ]. a
ignition. Be careful when exiting your car.
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( N2 ]7 L" S2 FStep2. Determine if anyone is injured. Do not move an injured person." j, L- d9 H0 C
8 w; N; N+ z- C/ u& r6 j- kStep3. Call 911 for the police and ambulance (if needed) immediately. # v- q% }0 Q! z3 ^& M
Report any injuries.+ S0 p: F- p! d& s( @1 Z
5 J$ o h* X2 r# \9 G) U- sStep4. If another vehicle is involved, get the car’s year, make, model
7 V' g' N$ G% r o and license plate number; the driver’s name, address and license9 O- M' H) U& |. Z9 }" C
number; and the name of his or her insurance company. If the , \. c: t6 j2 M* E k
driver does not own the car, get the name of the car’s owner.
4 Z% }* S8 L( C. @ Write down names and addresses of other passengers or 6 p! O+ J* {2 d9 b' r. }; M" r
witnesses. If you have a camera take pictures of the accident
' F! a! Y; c9 S* D( r4 w! A: l scene.1 a G, }5 ?5 ~7 K7 c/ N
8 k6 Y2 H* Q" P6 A1 |Step5. The police officer will give you a copy of the collision report.
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0 Y! z2 k. `6 H6 o/ b+ x+ T3 @Step6. Cooperate with the police, but do not admit guilt for the n- E! d" g( y V# ?
accident in any way. You may be required to show proof of
8 L' ]5 i' d- \ insurance, but do not reveal how much coverage you have.
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6 M. P; e5 g e/ K7 i+ ZStep7. Do not accept any money the other driver may offer. By) B/ R0 h0 N8 V1 t
accepting money, you may give up your right to file a claim 8 o2 b9 |2 a' _ o4 q
against the other driver, even if the damages turn out to be
) x3 V% _5 k& f* b. \; I more extensive than you first thought.
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& _0 T- L( ~, iStep8. Do not agree to forget about a minor accident. You may see
; E3 |, B1 o. `4 S* G5 j* w1 _ later that there were hidden damages or injuries. The other
4 B+ r" t; O/ g! p4 c person may even file a lawsuit against you.
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3 b: ] B% a& e3 \% d; o RStep9. Write an account of what happened: time of day, weather, 2 E& j" Y+ a% b I
hazards, road conditions and driving speed. Draw a picture of
' W6 w1 \& R) B4 R) a& |* h, D the site, showing stop signs, signal lights, etc. Try to measure 5 v: M) j' I2 Z
skid marks and determine the point of impact. Note any damage: y% |; T6 g% }7 _
already on other cars involved. If a camera is available, take % @# |, [) c) L
pictures of the accident.
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* ^6 |0 _. ~: J* z* \' gStep10. Report the accident to your insurance agent or insurance
7 |0 C+ E% i& X# X: Z- i" G company as soon as possible. Call a lawyer Bruce King, to discuss
! V0 o; Q3 A( [" u! a6 O: R your accident.
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[ Last edited by 豆腐温柔 on 2005-3-18 at 01:09 PM ] |
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