i do not why your insurance company will surcharge you by 20 percent. 3 ?, V* W: q# a' G$ ^6 owhat is the name of that company? + ? X- D( z# y0 x5 F) ^( G2 p9 G' H1 v c
state farm has no such surchage at all . unless the added driver is under 25 years old.call 451 3666 for more detail.