I am with TD too. $700+ per year for basic coverage.4 Q) V, N8 c( p5 C; G
$ l8 l W5 _5 }9 u% o# j& |You don't really need full coverage, unless your car is super expensive. I bought my car new and never used full coverage. I certainly won't crash into someone else. If it's someone else's fault, his insurance company will pay for it.