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Step 1 Do you qualify
: q- U; L- ? r" y4 g, X3 _To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor
! c; q. U, m1 k: x& \' }be the common-law partner of a deceased CPP contributor
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9 ~5 d) M# E/ n( Q5 W, c: CThe amount you receive as a surviving spouse or common-law partner will depend on:* Z; b1 \2 @- W( N
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whether you are younger or older than age 657 v, X- S9 o7 x- I0 y( D% H3 M7 U) Y
how much, and for how long, the deceased contributor has paid into the CPP
/ Z! J, k% t, n* `We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.
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If you are age 65 or older5 B( o: t! H5 W; a% d
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits., k: X% K2 u3 Y+ V
5 N0 \: Q- I0 n2 HIf you are under age 65
' @/ Z: k4 o. N; @You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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