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Step 1 Do you qualify
) b; t5 h. l! B9 G! ETo qualify for the survivor’s pension, you must:/ r, e# |5 U! w* b1 o: U
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be legally married to a deceased CPP contributor2 Z o' N4 m+ V' r
be the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:# S0 z6 \2 C. L1 s! b
' }$ G, X9 c5 }' ?3 ewhether you are younger or older than age 65
y. S" {4 d& m% {7 D2 K" o* O6 |how much, and for how long, the deceased contributor has paid into the CPP4 D8 i' p8 T/ Y9 M- W: _4 |
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.. E$ V- i+ s4 I: |' R$ N3 L- a3 D
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If you are age 65 or older0 A% Q( a" C/ @9 q, }
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits." C" _# m8 L6 k) y
& C1 x8 h) P$ Z5 D/ D' VIf you are under age 65: X1 J: F) S3 j6 k d$ ^
You will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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