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Step 1 Do you qualify
- G! z$ \( @# E0 e0 q- [# r4 oTo qualify for the survivor’s pension, you must:
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/ c" K0 Q5 z8 r5 xbe legally married to a deceased CPP contributor
3 x/ Z/ [; H, ?- _7 e. P$ B0 mbe the common-law partner of a deceased CPP contributor* i6 |! I9 |4 v) K( M2 C9 h' `
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The amount you receive as a surviving spouse or common-law partner will depend on:
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5 ^: u# S5 B; i8 qwhether you are younger or older than age 65! L5 z5 V% ?+ P( A
how much, and for how long, the deceased contributor has paid into the CPP, _+ z* n# `# ]2 c K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.; x. `4 M! t1 Y; [. X8 r' \
" l5 ~* S, x4 Q4 T7 U# K. gIf you are age 65 or older
1 r4 ?* T$ r$ f3 O! ~You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.
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If you are under age 65
) j* W v- C# I) W9 M3 n) gYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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