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Step 1 Do you qualify) I( d" x$ b. M. O, P2 ?. g
To qualify for the survivor’s pension, you must:
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be legally married to a deceased CPP contributor- K( X4 S5 _4 G. a
be the common-law partner of a deceased CPP contributor+ B4 O- G) l6 }: D* g
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The amount you receive as a surviving spouse or common-law partner will depend on:
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whether you are younger or older than age 653 t, @# ]/ g8 H U& c
how much, and for how long, the deceased contributor has paid into the CPP1 a' u$ i1 O5 H, D! K
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.+ \ y0 ^9 g8 A( }. ]1 C
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If you are age 65 or older9 X. s# s' B" B- h. D9 p' y0 \/ Y) ]/ X
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.( n4 ?7 l7 q$ p
% z: d q/ a! P, Z) CIf you are under age 65
6 Y7 S1 l- A( h' w* ~: jYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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