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Step 1 Do you qualify$ }# y& m& t, m
To qualify for the survivor’s pension, you must:* b# C: G A. W9 V' Y
( i: V; n0 K3 qbe legally married to a deceased CPP contributor
7 e0 v. T4 Y6 Q" U" ?7 v) Nbe the common-law partner of a deceased CPP contributor
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The amount you receive as a surviving spouse or common-law partner will depend on:; P3 |! M' Z7 |7 J4 i, O
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whether you are younger or older than age 65
* R& l* ~( t8 Z7 ~7 S8 o7 S8 Yhow much, and for how long, the deceased contributor has paid into the CPP$ g- _1 l! ]9 i* p
We first calculate the amount that the CPP retirement pension of the deceased is, or would have been, if the deceased had been age 65 at the time of death. Then, a further calculation is done based on the survivor's age at the time of the contributor's death.& G2 b- d7 X* y9 ?) S, p! S9 @
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If you are age 65 or older: {1 u0 d! ?5 |# @1 g+ p! n
You will receive 60% of the contributor's retirement pension, if you are not receiving other CPP benefits.+ j O1 k& C* |* f% ]( R0 n
' n5 X- R9 Q1 ?' O3 vIf you are under age 65
& P# Y& E( ?, x- pYou will receive a flat rate portion and 37.5% of the contributor's retirement pension, if you are not receiving other CPP benefits. |
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