You may do either or both of the following two things, x4 n) W" n S5 X& w& h7 T( t
2 \3 a; A0 h+ j7 L- i# H* p$ P3 j+ W1. change insurance to "third-party liability" coverage only (if you have comprehensive coverage)( X9 q5 s) ~" ~; k8 K7 ]$ ^
2. store the car for the winter - basically take out "collision and upset" coverage & w' t) }9 ?2 n! k* v) ~# V, }+ f# K+ B$ A; |) v+ N! u6 a( b
Together they may save ya hundreds of $...However, there are pros & cons for each option...No free lunch...