房贷基准利率涨了？

杨老

有这回事吗？

lufog

不是基准利率涨了，是银行减的少了，原来是p-0。7
: I; N/ a* h! D/ e' \+ c) Q# A现在只有p-0。6

heyunping

same as increase the interest rate

Edmontonian18

The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is getting much harder to approve a mortgage.

8 t/ F3 U6 J, Z2 R- |+ q' _Because everyone wishes to have cheap money, and there is not too much cheap money there. Cash is a rare resource now.

一盎司饭

Edmontonian18 发表于 2015-10-24 17:12
; ?4 u7 I8 s; P/ H! |. ]The bank had too much pressure from shareholders. They couldn't give too much discount.  And it is g ...

4 y3 N* t9 b) I
理论上，银行设定的利息和股东无关。如果你真能证明和股东有关，那就涉及Collusion了。

人间四月芳菲尽

醉酒当歌

lufog 发表于 2015-10-23 14:43
不是基准利率涨了，是银行减的少了，原来是p-0。7
, P: K4 v" I9 S8 l5 K5 i2 Z3 h现在只有p-0。6

) F: m+ d  C; Z5 _年底现象，没事

xexe