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有懂得汽车的leasing 和financing是怎么计算的吗?
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想换一两新车, 看了toyota mayfield 的例子, 如下, 我 比较感兴趣finance, 但是按照下面他们给的例子, 车子价值 18000, 税是900, 总价是18900. 但每个月要服451.71, 总共48个月, 这样我总共付给他们21682. 这那里是0.9%的利率. 四年利息总共服了将近3000的利息.* E' r7 R; D. M) W& c' M4 Y
2 m1 q6 T& t Q, N. L! ]Financing vs. Leasing Comparison Chart
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! p$ y- {$ E& L4 Y4 e, O Lease Finance- H" y+ e' I8 C- l
Term 48 Months 48 Months; P( E( q' d2 ]
Interest Rate 1.9% 0.9%
; X9 i% G3 {/ zSelling Price $18,000.00 $18,000.00
: L7 U4 x. h {2 T; O5 n' }7 T; xTaxes N/A 900- f# d8 }3 Y9 o
Selling Price $18,000.00 $18,900.001 c0 v+ H" `+ T1 F! R% K
Lease End Value$9,000.00 N/A
) E" u$ H$ E7 D, k7 b# e' K( H0 IBase Payment $277.29 N/A9 q% j0 Z/ y5 o
Taxes on Payment $13.86 N/A8 _; [; V, \( B# d- P% o0 }: o
Total Payment $291.15 $451.71 |
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