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首次买房每人可从RRSP中预支最多20,000$做首期,有谁知道详情?

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发表于 2006-6-18 22:07 | 显示全部楼层 |阅读模式
老杨团队,追求完美;客户至上,服务到位!
首次买房每人可从RRSP中预支最多20,000$做首期,然后每年还。 有谁知道详情,说来听听。
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发表于 2006-6-19 16:06 | 显示全部楼层

HBP

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts: 1 N2 {& W" H1 W
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/ ]1 w  d' V( l% T7 o. U6 |You and your spouse can each borrow up to $20,000. ) D% G4 K" p$ l* U& K, \
The funds must have been on deposit at least 90 days before you withdrew them. " n' ~6 E5 A( i5 }- M- A1 U
At least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
( L' I) G6 V3 P8 pA signed agreement to buy or build a qualifying home is required. 8 W' o! f* e( _8 Y2 b
You can only participate in the program once.
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发表于 2006-6-20 20:52 | 显示全部楼层
原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表2 p0 K( P6 h% H' S( X
The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:
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* {/ G: `+ H1 A$ r/ [) LYou and your spouse can each borrow up to $20,000. & n, y+ q0 Y$ ~8 o  a7 L
The funds m ...

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3 ^/ ]! U+ v- ?$ W$ [; X# _+ ^! R. p6 Y我第一次买房时没有用,第二次买的时候还可以用rrsp付款么?
理袁律师事务所
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发表于 2006-6-21 22:38 | 显示全部楼层
老杨团队 追求完美
当然不行了, the plan is only for a first-time home buyer!
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发表于 2006-7-9 10:10 | 显示全部楼层

请问MORTGAGEWISE

怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去,那哪一套应该算是第一次购买的呢?谢谢。
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发表于 2006-7-9 11:19 | 显示全部楼层
原帖由 梦里花落 于 2006-7-9 10:10 发表
: v1 S) I3 J4 e. M8 R5 e* V怎么定义first buyer呢?要是买两套房子,是以签合同的时间呢,还是take posession的时间为准?要是一套房子签约在3月份,但是要等到下一年才能搬进去,另外一套房子签约在7月份,但是同一年的10月份就能搬进去, ...
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( j3 X  m/ `8 D! ]3 U+ WGood Question!$ N2 y7 R: v% V
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我的观点是, FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准,但最终的裁定属于CANADA REVENUE AGENCY SERVICE。
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