首次买房每人可从RRSP中预支最多20，000$做首期，有谁知道详情？

channel1111

首次买房每人可从RRSP中预支最多20，000$做首期，然后每年还。 有谁知道详情，说来听听。

MORTGAGEWISE

The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:

, D6 B2 d! ~" o( t

You and your spouse can each borrow up to $20,000.
! F5 j0 E0 C# J0 s8 a9 y' Y6 {The funds must have been on deposit at least 90 days before you withdrew them.
" J' ]) d/ L- a0 o5 p3 C0 \& n/ rAt least 1/15 of the funds must be repaid each year, beginning two years after the funds were withdrawn.
$ {( P: [5 q/ c4 D: nA signed agreement to buy or build a qualifying home is required.
# k1 H: q- a* uYou can only participate in the program once.

牛眼熊心

原帖由 MORTGAGEWISE 于 2006-6-19 16:06 发表
. h$ [- V$ A- R) M* {The Home Buyer's Plan allows you to borrow funds from your RRSP to purchase your first home. Here are some of the key facts:

, p# p5 ]" Q6 f

You and your spouse can each borrow up to $20,000.
The funds m ...

/ g6 ]8 l0 n5 D8 ~1 Z
2 ^5 [6 c  u6 }: F0 n  f我第一次买房时没有用，第二次买的时候还可以用rrsp付款么？

MORTGAGEWISE

当然不行了, the plan is only for a first-time home buyer!

梦里花落

怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去，那哪一套应该算是第一次购买的呢？谢谢。

MORTGAGEWISE

原帖由 梦里花落 于 2006-7-9 10:10 发表
怎么定义first buyer呢？要是买两套房子，是以签合同的时间呢，还是take posession的时间为准？要是一套房子签约在3月份，但是要等到下一年才能搬进去，另外一套房子签约在7月份，但是同一年的10月份就能搬进去， ...

2 Q+ }: B9 A9 N0 r" N+ P
Good Question!

' V3 Q! u% H# V0 u* u2 V! P我的观点是， FIRST TIME HOME BUYER, 应该以你签订正式的购房合同的时间为准，但最终的裁定属于CANADA REVENUE AGENCY SERVICE。