The rate is prime rate plus 1. / Z5 I1 S0 k' K' h# ]. v6 }$ u
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You can pay back whenever you want. 5 F& ^, }6 [# R- t
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As I know, the first time if you borrow over $30,000, it is service charge free. Otherwise, they will charge you some money. Anyway, not too much.